Summary
Overview
Work History
Education
Skills
Timeline
Generic
Sanjeev Gundaloor

Sanjeev Gundaloor

Bengaluru

Summary

Reliable business professional with experience in project management, process improvement and financial analysis. Proven track record of successfully streamlining business operations and reducing costs. Adept at analyzing data to identify trends and developing strategies to improve efficiency.

Overview

10
10
years of professional experience

Work History

Bene t Operation Administrator

Wipro
10.2018 - 04.2021
  • Explain to customers the different types of loans and credit options that areavailable, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate, and other financial
    information.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Making loan eligibility decision and approving or declining request.
  • Analyze income , debt to income and LTV to determine a prospective borrower's risk of default.
  • Analysis of Assets, Income and Credit to ensure borrower pro.
  • Screened and transferred incoming calls, took down messages, and transmitted information and documents to internal personnel.
  • Maintained personnel records and updated internal databases to support document management.

Associate

Thomson Reuters
10.2014 - 05.2017
  • Reviewed application submitted for alternatives to avoid loan foreclosure and bankruptcy.
  • Experience in FHA, VA, Conventional and USDA loan programs
  • Utilized FNMA/FHLM national underwriting guidelines to develop a system of tracking lender specific
  • Worked closely with construction lenders to mitigate losses when values where in a steep decline.
  • Worked varied hours to meet seasonal and business needs.
  • Greeted customers and offered assistance for increased customer satisfaction.
  • Worked on the HMDA and Error Exception Reports

Process Associate

Tata Consultancy Services
02.2013 - 09.2014
  • Worked for Citi Bank (CMI) in Tata Consultancy Services.
  • Performing both basic and complex tasks with a high degree of accuracy, consistency and in a timely manner.
  • Reviewing mortgage physical forms and updating the appraisal fees, escrow balance.
  • Meets mortgage loan operational standards by contributing mortgage loan information, strategic plan to customers.
  • Approves mortgage loans by examining application and supporting documentation; estimating credit-worthiness; calculating repayment risk.
  • Competes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation;scheduling and completing mortgage loan closing.

Process Associate

Genpact
05.2011 - 02.2013
  • Worked for Australian largest bank Westpac in Superannuation Account
  • Responsible for creating new pension account.
  • Making amendments to the account as per the instructions receive on email.
  • Making deposit and inspecie transfer.
  • Creating Work in Progress reports

Education

B.COM -

Guwahati University
Gauhati
02.2010

High School Diploma -

National Pioneer Junior College
2007

HS -

Daimind English School
2005

Skills

  • Information Verification
  • Generating Reports
  • LTV Calculations
  • Residential Mortgage Lending Regulations
  • Debt-to-Income Ratios
  • Complaint Handling
  • Jumbo and Super Jumbo Loans

Timeline

Bene t Operation Administrator

Wipro
10.2018 - 04.2021

Associate

Thomson Reuters
10.2014 - 05.2017

Process Associate

Tata Consultancy Services
02.2013 - 09.2014

Process Associate

Genpact
05.2011 - 02.2013

B.COM -

Guwahati University

High School Diploma -

National Pioneer Junior College

HS -

Daimind English School

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Sanjeev Gundaloor