Power BI
Sanjit Kumar Moharana
Bhubaneswar
Summary
Professional Summary
- A dynamic professional with 10+ years of experience in multiple industries including IT, Bank, NBFCs, and automobile
- Competent in Underwriting, Loan Processing,Project Management, Credit Risk Analysis & Control, Product UAT, Software development, Business Analysis in Lending industry
- Worked extensively in IT deployment and testing service for banks and NBFCs
- Excellent communication, collaboration & team building skills with proficiency at grasping new technical concepts quickly and utilizing the same in a productive manner
- Possess excellent interpersonal and organizational skills
- Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
10
10
years of professional experience
Work History
Area Credit Operations Manager
Cholamandalam Investment and Finance Company Ltd.
2022.04 - Current
- On Project Activities as Subject Matter Expert for Loan Management System and Collection Management System
- Enterprise Analysis. Facilitate Benchmarking technique in the process of defining Business need.
- Brainstorming sessions and Business rule Analysis
- Assess Capability Gap. Current and New Capability Analysis and identifying Assumptions and risks
- Requirement Gathering and Providing solution around the Business requirements
- Support the PM throughout the project (e.g. defining scope, estimating resource requirement, Stakeholders Analysis, timelines)
- Contribute to regular project and business meetings; provide progress updates, report issues and risks
- Keeping documentation up to date including system specifications, release notes and online help
- Interviewed business owners, analysed and captured business requirements in the form of unambiguous and concise User Stories
- Created use case models and business workflow diagrams
- Conducted requirements workshops and peer reviews of the requirements
- Manage Requirements throughout the entire product development process
- Identified gaps and external dependencies in the requirements
- Coordinating change management meetings to manage the changes to the baseline requirements
- Maintained requirements traceability matrix
- Stakeholder approvals and sign offs
Territory Credit Manager
Fullerton India Credit Company Ltd.
2020.12 - 2022.04
- Worked as a trainer for multiple processes with different understanding and requirements for FInnone LMS for Business Loan, Mortgage Loan, TW Loan, and Collection
- Worked closely with Clients to understand their Business requirements and have them translate into software requirement document.
- Identify risks and roadblocks
- Providing technical expertise in identifying , evaluating and developing systems and procedures that are cost effective and meet user requirements
- Requirement Gathering for different processes and Applications thereto.
- Created use case models and business workflow diagrams.
- Conducted requirements workshops and peer reviews of the requirements.
- Manage all Compliance trainings, Bank trainings, New hire training, Refresher sessions, Conducting process knowledge tests for all 6 processes
- Trained few cross training team members in some of the processes
- Assessed credit risk and analyzed financial statements.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Developed credit models to assist in credit decision process.
- Improved understanding of financial statements, which helped in assessing risk.
Area Manager
Ujjivan Small Finance Bank Ltd.
2016.05 - 2020.04
- Project- LMS Applications and enhancements for Business Loan and Personal Loan
- Requirement gathering on the additional new portfolios and the business processes thereto.
- Assess Capability Gap analysis.
- Conduct Business Stakeholder Analysis and know your people activity.
- Conduct Elicitations and manage business planning, Monitoring and communication throughout the project.
- Handling overall functioning of LMS processes and applications, identifying improvement areas and implementing adequate measures to maximise customer satisfaction level by meeting the SLAs
- Understanding and documenting business processes
- Identify, build effective and productive key business stakeholders relationship
- Managing Trained all new hires in the process
- Implemented enormous Lean Six Sigma ideas and IT changes to enhance the application and business process rules
- Conduct trainings sessions for existing and new co-workers to come up to the learning curve.
- Cross trained and learned other process applications to assist in change requirements as a part of daily production in peak hours and resource crunch.
Software Engineer
Cyient Ltd.
2011.07 - 2014.06
- Worked with software development and testing team members to design and develop robust solutions to meet client requirements for functionality, scalability, and performance
- Participated in architecture, design and implementation of back-end features using C#, ASP .Net
- Requirement gathering, Business Analysis and Handling overall functioning of processes, identifying improvement areas and implementing adequate measures to maximise customer satisfaction level by meeting the 100% same day funding target and 50% booking target same day.
- Manage the changes in client requirements facilitating desired output.
- Clearing all un-resolved deals with appropriate changes as per SOPs.
- Documentation and updating the process and SOPs
Education
MBA - Operations Management, Information Technology
T A Pai Management Institute
Mangalore, Karnataka2016-04
Bachelor of Technology - Electrical Engineering
Gandhi Institute For Technological Advancement
Bhubaneswar, Odisha2011-06
Higher Secondary Education - Science Education
Bhadrak Junior College
Bhadrak, Odisha2005-03
Secondary Education -
MPC Highschool
BSE, Odisha2003-03
Skills
- Risk Management
- Underwriting
- Business process mapping
- Data analysis
- Strategic planning
- Product development
- Team Management
- Quality assurance
- Portfolio Asset Management System
Software
Microsoft Excel
Microsoft Power Point
Tableau
Certification
- Certified Business Analysis Professional (CBAP®) by Simplilearn
- Executive Programme in Applied Financial Risk management - IIM Kashipur
- NISM-Series-XV: Research Analyst Certification Examination
- Corporate Finance Institute® - Certified Banking & Credit Analyst (CBCA)
- Six Sigma Green Belt Certified
- Financial Analyst Course by Udemy
- Credit Risk Modeling in Python by Udemy
Personal Details
- Date of Birth: 8th June 1988
- Father's Name: Dr. Bikramananda Moharana
- Address: Duplex 219, Gatikrushna Green, Alarpur, Bhubaneswar,752100
- Hobby: Cycling, Reading books
Timeline
Area Credit Operations Manager
Cholamandalam Investment and Finance Company Ltd.
2022.04 - Current
Territory Credit Manager
Fullerton India Credit Company Ltd.
2020.12 - 2022.04
Area Manager
Ujjivan Small Finance Bank Ltd.
2016.05 - 2020.04
Software Engineer
Cyient Ltd.
2011.07 - 2014.06
MBA - Operations Management, Information Technology
T A Pai Management Institute
Bachelor of Technology - Electrical Engineering
Gandhi Institute For Technological Advancement
Higher Secondary Education - Science Education
Bhadrak Junior College
Secondary Education -
MPC Highschool
- Certified Business Analysis Professional (CBAP®) by Simplilearn
- Executive Programme in Applied Financial Risk management - IIM Kashipur
- NISM-Series-XV: Research Analyst Certification Examination
- Corporate Finance Institute® - Certified Banking & Credit Analyst (CBCA)
- Six Sigma Green Belt Certified
- Financial Analyst Course by Udemy
- Credit Risk Modeling in Python by Udemy
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