Summary
Overview
Work History
Education
Skills
Accomplishments
Disclaimer
Timeline
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Sanju Gunnappagol, CAMS

Sanju Gunnappagol, CAMS

AML and KYC
Bengaluru

Summary

Throughout my career, I have contributed to impacting business outcomes through effective organization, prioritization, and execution of key projects. I am a hard-working and driven individual who isn’t afraid to face a challenge. I would describe myself as an open and honest person who doesn’t believe in misleading other people and tries to be fair in everything I do. To work in a reputed firm that offers a professional working environment which enables me to grow, while leveraging my skills and abilities towards fulfillment of the organization's goals.

Overview

7
7
years of professional experience

Work History

KYC Assosiate

Capgemini India Pvt Ltd
06.2017 - 12.2019
  • Asses, Analyse & Act alerts for potential money laundering risks in the Bank
  • Investigate the specific circumstances surrounding the transaction
  • High-risk products, areas of operation, business lines and basic customer information can influence the number of transactions in the account
  • Ensuring efficient identification and monitoring of suspicious activities and transactions
  • Complete the daily assigned work as outlined in the procedure guidelines
  • Always been an individual & team contributor at crucial moments.

Business Analyst (Regulatory Compliance Analyst)

Genpact India Pvt Ltd
02.2019 - 12.2022
  • Performing Sanctions, PEP, Adverse Media/Negative News and other watchlist screening for array of clients across geography (UK, US, Portugal, France, Germany, Italy etc.,)
  • Experienced in escalating the alerts to L2 if identified containing potential matches against Sanctions lists: OFAC, United Nations, European Union, and others
  • Handling the allocation of alerts to the team and managed the duties of SME as well as QC
  • Ensuring accuracy in investigations of alerts, which are done within the specified TAT
  • 4 eye review on sanctions Escalations and reporting on time for potential and True Match (FFR and PNMR)
  • KYC EDD: Document check and Screening customer associated parties
  • BOD and EOD Reporting.

Internal Controls and Compliance Analyst

Accenture Solutions PVT LTD
12.2022 - Current
  • Performed end to end periodic (annual/2 years/5 years) AML/KYC risk based review (standard/elevated/high) on legal entity level and individuals against country specific requirements (APAC/EMEA/AMRS) and enterprise wide policy
  • End to end KYC refresh (CDD & EDD) - Document Gap Analysis of entities, outreach to sales, doc review of sales and client provided documents, return to sales process for requirements unsatisfied, enrichment process and obtaining final approvals to complete refresh
  • Verified over 250 accounts utilizing international databases, publicly available documents, research tools, client documents to minimize exposure to potentially malicious factors, reducing regulatory violations
  • Conducted thorough screenings of legal entities and individuals, uncovering regulatory risks and financial linkages to ensure compliance with KYC regulations
  • Expertise in reviewing client documents AOA, MOM, Board Resolution (know what to look for) and articulating the same to complete the KYC refresh record
  • Know-how and when to obtain approvals by providing client profile which consists of the risk elevating factors, client’s purpose of intended nature of business, countries of operation, SPF/PEP hits to GFC, MLRO, SMA on encounter of trigger events
  • Part of KYC remediation engagement as a Senior Production Analyst
  • Part of monitoring and inspection team for 6 months working as a 4 eye checker
  • Moved to QC role initially within a span of 6 months for consistent score of 95% quality.

Education

Certified Anti-Money Laundering Specialist (CAMS) - ACAMS -

ACAMS
Bengaluru, India
02.2024 - 04.2024

BCOM - Banking And Financial Support Services

Rani Channamma University
Belgaum, India
04.2001 -

Skills

Microsoft Excel

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Accomplishments

  • Participated in various social service works as a part of NSS
  • Participated in all sports events and other extra-curricular activities
  • Best performer awards and recognition by management

Disclaimer

I hereby declare that the information furnished is true to the best of my knowledge.

Timeline

Certified Anti-Money Laundering Specialist (CAMS) - ACAMS -

ACAMS
02.2024 - 04.2024

Internal Controls and Compliance Analyst

Accenture Solutions PVT LTD
12.2022 - Current

Business Analyst (Regulatory Compliance Analyst)

Genpact India Pvt Ltd
02.2019 - 12.2022

KYC Assosiate

Capgemini India Pvt Ltd
06.2017 - 12.2019

BCOM - Banking And Financial Support Services

Rani Channamma University
04.2001 -

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Sanju Gunnappagol, CAMSAML and KYC