Santhosh Adavihalli
KYC Reviewer
Bangalore
Summary
Experienced Corporate KYC/AML Reviewer specializing in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) within the Financial Crime Surveillance Unit (FCSU). Proven track record of effectively identifying and mitigating potential risks associated with money laundering and terrorist financing activities. Skilled in conducting thorough investigations, analyzing complex data, and implementing robust compliance measures to ensure regulatory adherence. Committed to maintaining the integrity of financial institutions by staying abreast of industry regulations and best practices.
Overview
9
9
years of professional experience
3
3
years of post-secondary education
5
5
Languages
Work History
Business Process Lead
TATA CONSULTANCY SERVICES LTD.
Bangalore
06.2024 - Current
- Working for KYC On-Boarding Team of corporate client of EMEA region.
- Prepared KYC Due Diligence profiles on a wide range of entity types (Private entity, Charity, Trust, Foundation, Funds and Corporations).
- Reviewed and approved all low and high-risk KYC client profiles to ensure all required KYC documents and information was obtained in accordance with the Customer Identification Program (CIP).
- Obtained, completed and maintained all Regulatory KYC documentation.
- Worked with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards & regulatory requirements Ultimately, to take care of every single procedure involved in financial crime in banking.
- Identifying the Board Director’s and all UBO’s.
- Having excellent knowledge of sourcing prospectus and fund related parties in various sources without reaching the front office team.
- Handle multiple priorities and deadlines concerning review of high-risk clients.
- Using vendor programs (Lexis Nexis 'World-Check), checking of all names of new and existing corporate clients of the bank and their officers, to ensure they are not on OFAC and other sanctions lists. All Politically Exposed Persons (PEPs) and their immediate families and clients with negative information are escalated as per laid out procedures.
- Conducted regular process audits to identify areas for improvement and monitor compliance with established standards.
- Enhanced cross-functional collaboration, fostering a culture of open communication and teamwork.
- Coordinated weekly meetings for internal and external groups.
Senior Analyst
MUFG Enterprises solutions India Pvt. Ltd
Bangalore
09.2023 - 12.2023
- Working for KYC Remediation Team of corporate client of EMEA region.
- Prepared KYC Due Diligence profiles on a wide range of entity types (Privat entity, Banks, Trust, LLC's, Partnerships and Corporations).
- Reviewed and approved all low and high-risk KYC client profiles to ensure all required KYC documents and information was obtained in accordance with the Customer Identification Program (CIP).
- Obtained, completed and maintained all Regulatory KYC documentation.
- Worked with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards & regulatory requirements Ultimately, to take care of every single procedure involved in financial crime in banking.
- Identifying the Board Director’s and all UBO’s.
- Having excellent knowledge of sourcing prospectus and fund related parties in various sources without reaching the front office team.
- Handle multiple priorities and deadlines concerning review of high-risk clients.
- Using vendor programs (Lexis Nexis 'World-Check), checking of all names of new and existing corporate clients of the bank and their officers, to ensure they are not on OFAC and other sanctions lists. All Politically Exposed Persons (PEPs) and their immediate families and clients with negative information are escalated as per laid out procedures.
Senior Analyst
Deutsche Bank
Bangalore
06.2021 - 09.2023
- Working for KYC On-Boarding Team of corporate client of EMEA region.
- Prepared KYC Due Diligence profiles on a wide range of entity types (Private entity, Trust, LLC's, Partnerships and Corporations).
- Reviewed and approved all low and high-risk KYC client profiles to ensure all required KYC documents and information was obtained in accordance with the Customer Identification Program (CIP).
- Obtained, completed and maintained all Regulatory KYC documentation.
- Worked with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards & regulatory requirements Ultimately, to take care of every single procedure involved in financial crime in banking.
- Identifying the Board Director’s and all UBO’s.
- Having excellent knowledge of sourcing prospectus and fund related parties in various sources without reaching the front office team.
- Handle multiple priorities and deadlines concerning review of high-risk clients.
- Using vendor programs (Lexis Nexis 'World-Check), checking of all names of new and existing corporate clients of the bank and their officers, to ensure they are not on OFAC and other sanctions lists. All Politically Exposed Persons (PEPs) and their immediate families and clients with negative information are escalated as per laid out procedures.
- Adoption regulatory requirements: EMIR, MIFID, FATCA, CRS.
- Having hands on experience in Global KYC requirements.
Analyst
Societe Generale Global Solution Center
Bangalore
05.2019 - 06.2021
- Performing the due diligence on new Clients, requesting the KYC information, documentation, review and verification of received documentation and making an analytical risk assessment for new Clients of EMEA region.
- Interact with Bankers to obtain required information.
- Conduct research to verify information on new account documents. They also ensure that new account holders are not high-risk customers and do not have restrictions or negative activities that would make impact their opening a new account.
- KYC analyses included summarizing structures and control, identifying and verifying the ultimate beneficial owners of the firms and performing EDD (Enhanced Due Diligence) for High-Risk clients.
- Screening entity names and individual against sanctions, adverse news and politically exposed persons lists in Lexis Nexus and world-Check.
Analyst
Wipro Limited
Chennai
01.2018 - 05.2019
- Performing the due diligence on new Clients, requesting the KYC information, documentation, review and verification of received documentation and making an analytical risk assessment for new Clients of EMEA region.
- Interact with Bankers to obtain required information.
- Conduct research to verify information on new account documents. They also ensure that new account holders are not high-risk customers and do not have restrictions or negative activities that would make impact their opening a new account.
- KYC analyses included summarizing structures and control, identifying and verifying the ultimate beneficial owners of the firms and performing EDD (Enhanced Due Diligence) for High-Risk clients.
- Screening entity names and individual against sanctions, adverse news and politically exposed persons lists in Lexis Nexus and world-Check.
F&A Ops Processing Sr. Rep
NTT Data Information Processing Services Ltd (formerly Dell Services)
Chennai
07.2016 - 01.2018
- Served the Clients and Business from UK Region.
- Adoption of New Clients- Regulated, Listed, Private, High Risk SPV’s, PIV’s Adherence to Global AML Guidelines.
- Performing background checks – World Check and Lexis-Nexis Adoption of Client as per the below mentioned regulatory requirements: EMIR, MIFID, FATCA, CRS.
- Detailed Research on every documentation provided as per the KYC Guidelines.
Education
BCom -
01.2012 - 01.2015
GPA: 63.39%
Skills
Team Player
Target Oriented
Flexible on work
Time Management
Dedicative on work
Proficient in working under computerized environment
Knowledge in Windows 98
Knowledge in Windows XP
Knowledge in MS Office
Knowledge in MS Excel
Knowledge in Internet Applications
Personal Information
- Date of Birth: 07/05/92
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Areas Of Interest
Banking & Finance Compliance
Timeline
Business Process Lead - TATA CONSULTANCY SERVICES LTD.
06.2024 - Current
Senior Analyst - MUFG Enterprises solutions India Pvt. Ltd
09.2023 - 12.2023
Senior Analyst - Deutsche Bank
06.2021 - 09.2023
Analyst - Societe Generale Global Solution Center
05.2019 - 06.2021
Analyst - Wipro Limited
01.2018 - 05.2019
F&A Ops Processing Sr. Rep - NTT Data Information Processing Services Ltd (formerly Dell Services)
07.2016 - 01.2018
Vijayanagara College - BCom,
01.2012 - 01.2015