Santhosh Kumar N

• KYC, DD & CDD
  
  * The project involves verification of the Client data, performing due diligence checks on the Clients, reviewing KYC documentation performing the risk assessment of the Client, liaising with the Business/Compliance, advising on KYC requirements and signing off on new client adoptions
  * Conduct a review of customer file to check accuracy, completeness, and ensuring all supported documentation is uploaded
  * Conducting adequate research on charities to ensure that the charity is available in regulatory list depending on country/region
  * Verifying KYC documentation of the Clients to be adopted/reviewed
  * Performing due diligence review and provide detailed feedback to client for the pending requirements
  * Performing client On-boarding for US and Rest of the world customers on the basis of risk
  * Comprehensive investigation of potential suspicious money laundering activity and terrorist financing
  * Reviewing and drafting as per transaction monitoring guidelines and procedures and providing advice on completing internal suspicious activity reports to be brought up to compliance
  * Review policies and procedures, regulatory compliance training for compliance with applicable laws and regulations including OFAC/HMT, SAR and KYC regulations
  * Sourcing of documents and analysis of basic identity information as per CIP (client identification programme)
  * Reviewed articles of organization and LLC operating agreements, Articles of incorporation, bylaws, share registries, board resolution and meeting minutes, partnership agreements and trust to confirm structure, beneficial ownership.
  * Performing risk review for the clients and client outreach directly for additional information
  * End to end screening on SDN (Specially Designated Nationals and Blocked Persons List), handling real time screening alerts
  * Conducting exhaustive checks on Sanctioned entities / individuals and acquiring relevant profile and transactions details from primary and secondary data sources using the internal tools, application and open internet websites
  * Supporting TL and QC lead with peer reviewing of profiles
  * Lean six sigma Certified – worked on lean projects

Roles & Responsibilities:
World-Check

* Conducting in-depth research on specific risk issues in global market
* Screening of Client records against World Check and country risk ranking databases
* Initial screening done for heightened risk individuals (Politically Exposed Persons) and entities by highlighting positive and possible matches on WORLD CHECK tool
* Researched and monitored financial and regulatory risk movements by covering Globally and specific financial crime news and periodic state and national elections
* Created and updated Risk profiles with respect to all financial crimes ranging, narcotics trafficking, human trafficking, fraud, wildlife trafficking and Organized crimes
* Maintain a high level of regional and portfolio country expertise by monitoring breaking news for relevant developments and potential long-term risks to clients
* Research and analyze geo-political and regulatory movements by monitoring, mapping and writing structured intelligence and enhanced due diligence reports
* Researching and updating stale data on risk and political individuals/entities of USA market
* Monitoring Regulatory & Law Enforcement sites, creating and updating relevant Records
* Covered Elections for Member of Parliament and Member of Legislative assembly of India
* In depth research done with respect to scams and Anti-Money Laundering (AML) cases in India
* Delivering timely accurate research, creating and maintaining records on corporate entities in the database
* Prepared method of workflow for PEP's Associates data from external research
* Screening Resolution Service is works as a positive and possible match for any customer identification program, detecting heightened risk individuals and entities, Screened against Worldcheck Risk Intelligence
* Supported as a screening work for Malaysian Bank Project in SRS team
* Supported as a Quality Analyst by conducting first level of Quality check