SANTOSH JOIS
Bangalore
Summary
Experienced Senior Manager proficient in managing reporting, budgeting and compliance areas. Adept at updating and working with executive leadership. Bringing superior skills in planning, negotiation and complex problem-solving gained over 17 years of Investment Banking experience. Wish to work in an environment that encourages mutual growth, contribute my knowledge and experience for the development of organization.
Overview
17
17
years of professional experience
Work History
Senior Manager
Tata Consultancy Services Ltd
Bangalore
12.2018 - Current
- Working as Senior Manager for Deutsche Bank under Trade settlements Process
- Involved in Daily Reconciliation of all Agent and Non-agent Trade Deal Transactions within the Bank
- Reconciliation of Trade Loans for BUY/SELL by the Bank under Primary/ Secondary Markets accordingly
- Reconciliation of Trade Positions as Third Party where we maintain positions of both lenders for a pre decided commission/ charges
- Manage/overview the Trade Settlement activity along with Team on Daily Basis and ensure trade position are accurate which assists the Servicing Team later during Month end Interest Payments
- Passing the General Entries in LS2 Manually as per Trade requirements
- Executing all Cash related payment activities as per client requirement post verification of trade activity
- Confirming with Swift codes in payments
- Investigating on all Accounts Receivable and Suspense other Account for past-dues
- Investigating on all Inflow & Outflow past dues
- Actioning on all client adhoc request with regards to Trade Position Mismatches, Corrections from Settlement team Purview
- Maintaining and updating the status of trades using Daily Reconciliation reports
- Managing the Team and FTE utilization as per task required during High Volumes accordingly and Low Volumes for training and creating backups accordingly
- Have been leading the team for nearly than 4+ years and as well assisting across the team earlier in Training of new associates
- Participation in the development and automation of the team's various functions in MIS Reports using VBA and SQL to increase efficiency
- Applications worked on: Loan IQ(LS2), Clearpar PAR, Kondor Light Weight Client(KLWC)
Assistant Manager
Tata Consultancy Services Ltd
Bangalore
05.2009 - 11.2018
- Working as Liquidity risk analyst in “Liquidity Risk Operations” project for Deutsche Bank
- Liquidity Risk Operations supports the Treasury division through the provision of liquidity risk reporting and analysis to enable the Bank to meet its liabilities (cash outflows) at an optimal price point
- Preparing various financial reports like Maximum Cash Outflows (MCO), Unsecured Wholesale Funding (UWSF), Secured Funding Debt (SFD), Secured Funding Equity (SFE), Stress Testing with respect to liquidity risk positions across global regions to facilitate the bank treasury in taking strategic decisions
- Analyzing, Validating and reporting day on day fluctuations in the report
- Creating user reports for Treasury using application dashboards like OBIEE, LIMA
- Navigating through other database and reporting applications to build and generate reports
- Coordinating and Facilitating IT-Release / UAT / Pre-Prod testing for different improvements under Client based applications and reporting structures
- Preparing various trend based reports with respect to liquidity risk positions on adhoc requests as specified by the treasury team
- Preparing and Analyzing Funding Matrix reports for each region to calculate the funding gap between Assets and Liabilities for the next 10 years split across different products
- Weekly preparation of SC which basically shows scores for various Liquidity parameters for the month for location against the Warning and Trigger levels
- Preparing Liquidity scorecard and Asset Liability Committee (ALCO) Presentation reports to submit for Treasury’s strategic decision making
- Understanding the Client’s process on various MIS reports, suggesting process improvement using advanced excel and tools, undertaking Knowledge Transfer and taking over the end to end process
- Provide the Stress Test Reporting data to the bank treasury to gain a better understanding of the exposure that the bank may be facing over a short time horizon
- Have been located in Client Location, DB HQ - Frankfurt, Germany(1year) and assisting in various Treasury reporting decisions
- Ensuring the bank treasury and top management of the bank receives the accurate reports within the stipulated deadline time (SLA) monitoring team work activities on daily basis
- Maintaining and updating the status of reports using Daily production tracker
- Have been leading the team for 4 years and as well assisting across the team earlier in Training of new associates
- Participation in the development and automation of the team's various functions in MIS Reports using VBA and SQL to increase efficiency
- Applications worked on: OBI (Oracle Business Intelligence), Stress Testing Tool, LIMA, Kondor Light Weight Client (KLWC), Global Issuance Database, Funding Matrix Tool, Bloomberg Terminal
Customer Service Executive - Operations
Reliance Money Ltd
04.2007 - 04.2009
- To head the Customer service business for the branch
- Greater emphasis on handling mutual funds effectively
- To be instrumental in enhancing company’s vision through standardized customer interaction & service
- Virtual point of contact for the clients in trading and to ensure all their needs are met from time to time
- To act as a single point of contact for customers to resolve their queries at branch level
- To design and develop strategies that will help in greater client acquisition & client satisfaction on quality service
- Establishing a long term relationship with the customers and help them in making their investment decisions towards profitability.
Education
M.B.A - Marketing & Finance
ICFAI National College
Bangalore04-2007
Higher Secondary (Pre-university) -
BEL College
Bangalore04-2002
B Sc - Physics, Chemistry, Mathematics
MES College of Arts, Commerce & Science
Bangalore04-2005
Skills
- Proficient communication skills
- Resource Allocation
- Budget Oversight
- Data Analytics
- Reporting oversight, willingness to accept new challenges and responsibilities
- Talent Development
- Market Analysis
- Versatile team player
Personal Information
- Citizenship: Indian
- Father's Name: K Keshavamurthy
- Mother's Name: M V Sukanya
- Date of Birth: 12/24/1984
- Gender: Male
Communication Address
#B005, Nandi Shelters, JHBS Layout, Turahalli, Bangalore, 560061, Karnataka
Computer Skills - Applications Familiar With
Hands on knowledge with MS-Office, Oracle Business Interface 11, KLWC and Loan IQ
Languages
- English
- Hindi
- Kannada
Hobbies and Interests
- Cricket
- Football
- Tennis
- Motor sport
- Listening Music
- Plantation
- Cooking
Projects
A study on “How mutual funds are a better investment option than other investments for an investor”, Reliance Money, Bangalore, A Grade
Disclaimer
I hereby solemnly declare that all the statements made above are true and correct to the best of my knowledge and belief.
Affiliations
- Enthusiastic on Cricket, Football, Tennis, Motor sport, Listening Music
- Highly passionate on Plantation and Cooking
Accomplishments
- Received Star Performer award on various occasions for valuable contribution for betterment of process and team.
- Received appreciation from Client fraternity on contribution by TCS for success of Deutsche Bank’s Liquidity risk team
Timeline
Senior Manager
Tata Consultancy Services Ltd
12.2018 - Current
Assistant Manager
Tata Consultancy Services Ltd
05.2009 - 11.2018
Customer Service Executive - Operations
Reliance Money Ltd
04.2007 - 04.2009
M.B.A - Marketing & Finance
ICFAI National College
Higher Secondary (Pre-university) -
BEL College
B Sc - Physics, Chemistry, Mathematics
MES College of Arts, Commerce & Science
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