SAPNA YADAV
Gurgaon
Summary
Detail-oriented Financial Crime Executive with four years of expertise in client onboarding, document verification, and AML/KYC processes. Demonstrated success in ensuring regulatory compliance and reducing financial crime risk through effective transaction monitoring and enhanced due diligence. Proficient in navigating global regulatory frameworks, including FATF, OFAC, while collaborating with cross-functional teams.
Overview
4
4
years of professional experience
Work History
Executive
Daybright Financial
Gurgaon
08.2023 - 06.2025
- Reviewed and validated customer identity documents in line with international KYC standards.
- Performed transaction monitoring and analysis for suspicious activity in accordance with AML regulations, escalating SARs and STRs.
- Monitored financial transactions across multiple channels, like wire transfers and ACH, for suspicious activity, investigating potential violations of AML and CFT (Counter-Terrorist Financing).
- Carried out Enhanced Due Diligence (EDD) on complex accounts, and ensured alignment with global AML standards and internal policies.
- Executed sanctions screening processes against global watchlists, including OFAC, EU, UN, and other international sanctions lists, to identify and mitigate potential compliance risks.
Deputy Manager
Idfc First Bank
Gurgaon
04.2021 - 08.2023
- Managed daily branch operations, including cash handling, customer due diligence, and KYC.
- Maintained accurate records and performed detailed account reconciliation.
- Monitoring and optimizing the movement of transactions.
- Monitored accounts for changes in activity that could indicate fraud or suspicious behavior.
- Reviewed customer documentation to comply with Anti-Money Laundering and Know Your Customer (KYC) regulations.
- Conducted due diligence investigations to verify identities, backgrounds, and sources of funds.
- Monitored changes in global financial regulations affecting AML and KYC processes.
- Reported suspicious transactions to the Financial Intelligence Unit (FIU) in specified formats, such as STRs and CTRs, ensuring compliance with regulatory requirements and internal AML policies.
Education
MBA - Finance and Marketing
PRESTIGE INSTITUTE OF MANAGEMENT GWALIOR
Gwalior07-2021
B.com - Accounting And Finance
JIWAJI UNIVERSITY
Gwalior06-2017
12th -
ASHISH CONVENT HIGHER SECONDARY SCHOOL
Gwalior06-2014
10th -
SHRI RADHA VALLABH ACADEMY
Gwalior06-2012
Skills
- Anti-money laundering (AML) compliance
- Know Your Customer (KYC), Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Transaction monitoring and screening
- Fraud detection
- Microsoft Office Suite (Excel, PowerPoint, Word)
Languages
English, Hindi
ADDITIONAL INFORMATION
Post Graduation Diploma in Computer Application from Jiwaji University
Accomplishments
- Got outstanding performance Award in Financial Year 2022-23. The competition was Pan India level.
Timeline
Executive
Daybright Financial
08.2023 - 06.2025
Deputy Manager
Idfc First Bank
04.2021 - 08.2023
MBA - Finance and Marketing
PRESTIGE INSTITUTE OF MANAGEMENT GWALIOR
B.com - Accounting And Finance
JIWAJI UNIVERSITY
12th -
ASHISH CONVENT HIGHER SECONDARY SCHOOL
10th -
SHRI RADHA VALLABH ACADEMY
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