Sarankumar B

. Overall control of Branch/Record maintenance. Ensuring that the Bank’s systems & procedures are properly followed at the Branch.

Monitoring of credit portfolio / Upgradation of NPAs / Recovery in NPAs.

Achievement of Business targets.

Exercise sanctioning powers both lending & non-lending / administrative and reporting to higher authorities

Carrying out of Appraisal & Due diligence on credit proposals assigned, Timely completion of Review / Renewals as Appraiser, including Credit Risk Assessment proposals

Ensuring compliance of KYC norms. Submission of periodical due diligence reports as per RBI guidelines.

Follow up of inspection & audit reports & ensuring rectifications.

Maintaining effective and smooth Public Relations and ensure courtesy in dealing with the customers and public.

Ensuring Security measures for security of branch premises, Safe Vaults & Bank property.

Ensure periodical verification of securities and attend to orderly arrangement of joint custody items duly getting relevant registers updated as a joint custodian.

Ensure compliance of Bank’s Policy & guidelines. Timely submission of reports to reporting authority