Saroj Akaram Kadam
Koparkhairne Navi Mumbai
Summary
To have a challenging career in an industry that will explore my skills to the fullest extent. I want to emerge as a successful, True-Professional through my attitude, hard work, quick learner, confidence, high motivation & always willing to work.
Overview
1
1
Language
1
1
Certification
17
17
years of professional experience
Work History
Regional Manager (Collections)
Ambit Finvest Pvt. Ltd.
09.2025 - Current
- Taking Care of Mortgages Loans/ Product Bucket X -NPA (SME -Vaypar Segment)
- Pure field Collection for Bucket X+ for LAP.(Loan Against Property)
- Focus on high value accounts for LAP For achieving the target
- Emi Collection to ensure rollback & resolution for LAP
- Coordination with customer & solving queries, dispute & legal technical problems.
- Agency managements handling agency as well.
- Communicating with client with telephonic conversion
- Responsible to all segment’s collections in Mumbai & across Maharashtra.
- Taking symbolic possession and sellout the mortgaged property through auctions with the help of legal tolls.
- Good sound knowledge of SARFAESI to till Auction of the Property & Arbitration proceeding with All legal necessary activities.
Cluster Manager (Collections)
Ambit Finvest Pvt. Ltd.
05.2024 - 08.2025
- Taking Care of Mortgages Loans/ Product Bucket X -NPA (SME -Vaypar Segment)
- Pure field Collection for Bucket X+ for LAP.(Loan Against Property)
- Focus on high value accounts for LAP For achieving the target
- Emi Collection to ensure rollback & resolution for LAP
- Coordination with customer & solving queries, dispute & legal technical problems.
- Agency managements handling agency as well.
- Communicating with client with telephonic conversion
- Responsible to all segment’s collections in Mumbai & Rest of Maharashtra
- Taking symbolic possession and sellout the mortgaged property through auctions with the help of legal tolls.
- Good sound knowledge of SARFAESI to till Auction of the Property & Arbitration proceeding with All legal necessary activities.
Cluster Manager (Collections)
Ambit Finvest Pvt. Ltd.
01.2021 - 04.2024
- Taking Care of Mortgages Loans/ Product Bucket X -NPA (SME -Vaypar Segment)
- Pure field Collection for Bucket X+ for LAP.(Loan Against Property)
- Focus on high value accounts for LAP For achieving the target
- Emi Collection to ensure rollback & resolution for LAP
- Coordination with customer & solving queries, dispute & legal technical problems.
- Agency managements handling agency as well.
- Communicating with client with telephonic conversion
- Responsible to all segment’s collections in Mumbai.
- Taking symbolic possession and sellout the mortgaged property through auctions with the help of legal tolls.
- Good sound knowledge of SARFAESI to till Auction of the Property & Arbitration proceeding with All legal necessary activities.
Area Manager (Collections)
Muthoot Housing Finance Company Ltd.
09.2019 - 12.2020
- Taking Care of Mortgages Loans/ Housing Loan Product Bucket 90+ upto written off (NPA).
- Pure field Collection for Bucket 90+ for HL/ LAP.
- Focus on high value accounts for LAP For achieving the target
- Emi Collection to ensure rollback & resolution for LAP
- Coordination with customer & solving queries, dispute & legal technical problems.
- Good sound knowledge of SARFAESI to till Auction of the Property & Arbitration proceeding with All legal necessary activities.
Assistant Manager
Shriram City union financial Services Ltd.
09.2018 - 09.2019
- Taking Care of Collection for BL Product Bucket Current to 3 Bkt.(60+Dpd)
- Extensive field Collection for Bkt 1 to 3 for BL.
- Regular Visit to all high value accounts for BL
- Emi Collection to ensure rollback & recommend legal for BL
- Coordination with customer for solving queries, dispute and technical problems.
- Calling delinquent customer and asking about overdue and convince them for payments, fixing appointment and collect payment from them.
- Attending walking customer and their calls, solving queries, dispute and technical problems.
- Making feedback file, receipt recon and daily reporting to Collection Manager.
- Maintaining all relevant documents needed for daily activity
- Responsible for Penal Collection.
- Ensures that all collection activities is carried in smooth manner following RBI Norms.
- Shriram City union financial services Ltd.one of the non – banking financial company. Offering an exhaustive suite of financial solutions-Mortgages Loans, Vehicle Loans, SME loans Business loan, Personal loan.
Collection Manager
HDB Financial Services Limited
10.2014 - 08.2018
- Field collections form LAP accounts for 90+Dpd to Woff Collections.
- Co-ordination with Customer and solving queries, dispute and technical problems.
- Personal attendance for skip and high pos Cases.
- Target Planning for Recovery Collections
- Calling delinquent customer and asking about overdue and convince them for payments, fixing appointment and collect payment from them.
- Ensures that all collection activities is carried in smooth manner following RBI Norms.
- Good sound knowledge of SARFAESI to till Auction of the Property & Arbitration proceeding with All legal necessary activities.
Collection Officer
Axis Bank Ltd-Grant Road
09.2009 - 09.2014
- Field collections form Credit cards accounts for Woff Collections
- Co-ordination with Customer and solving queries, dispute and technical problems
- Handling Collections agencies
- Regular Visit to all high value accounts
- Calling delinquent customer and asking about overdue and convince them for payments, fixing appointment and collect payment from them.
- Target Planning for Recovery Agencies.
- Assignment & Allocation Cases For agencies
- Follow up with customer for daily collection & informed to Management
- (on payroll of Axis Securities Ltd)
Education
B.Com. - undefined
University of Mumbai
01-2003
Skills
Basic knowledge of MS office, outlook
MS Office (Excel, Word & Power point)
Certification
Debt Recovery Agent (DRA) Training Completed (Certificate given by Indian banking institute)
References
Mahesh, Mundhe, AVP-Legal, 8369824857, 9172884444, ITI Finance Limited, Formerly Known as Fortune Integrated Assets Finance Ltd.
Interests
Traveling, Listening Music, Reading Etc
Declaration
Saroj Akram Kadam I hereby declare that the above information is true to the best of my knowledge. Place: Mumbai Date
PERSONAL INFORMATION
- Date of Birth: 1978-06-01
- Marital Status: Married.
- Nationality: Indian
Timeline
Regional Manager (Collections)
Ambit Finvest Pvt. Ltd.
09.2025 - Current
Cluster Manager (Collections)
Ambit Finvest Pvt. Ltd.
05.2024 - 08.2025
Cluster Manager (Collections)
Ambit Finvest Pvt. Ltd.
01.2021 - 04.2024
Area Manager (Collections)
Muthoot Housing Finance Company Ltd.
09.2019 - 12.2020
Assistant Manager
Shriram City union financial Services Ltd.
09.2018 - 09.2019
Collection Manager
HDB Financial Services Limited
10.2014 - 08.2018
Collection Officer
Axis Bank Ltd-Grant Road
09.2009 - 09.2014
B.Com. - undefined
University of Mumbai