Learning new tips and tricks in Excel & G-Sheet
Sashidharan K
Credit Risk (Portfolio Manager)
Bangalore
Summary
Experienced portfolio manager with excellent client and project management skills. Action-oriented to communicate effectively with technology, executive and business audiences.
Overview
10
10
years of professional experience
1
1
Language
Work History
Portfolio Manager
Sterne India Private Limited
Bangalore
12.2021 - Current
- Communicated market developments, portfolio changes and annual performance information to clients.
- Provided strategy advice to high net worth clients.
- Developed strategic plans for day-to-day financial operations.
- Ensure adherence to credit policy, guidelines, and regulatory requirements
- Support the growth and development of the assigned commercial lending loan portfolio by effectively managing client portfolios
- Create reports on Credit sales, Overdue Collections & New Credit onboarding performance, and activity.
- Provided friendly service and assistance to clients promote customer loyalty, satisfaction and sales.
- Increased sales and customer satisfaction through personalized servicing.
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Gathered loan documentation for underwriting.
- Complied with internal controls and government regulations.
- Communicate with clients about their accounts
- Review current account status, including but not limited to, Past Due accounts and Notes
- Make appropriate recommendations for these accounts
- Prepare lending activity report for management
- Establish and maintain relationships with current and prospective clients
- Leverage customer knowledge to proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients.
- Improved overall financial reporting by streamlining control processes and reporting structures.
- Performed banking, business administration and financial tasks to guarantee five-star service for clients.
CREDIT OPERATION EXECUTIVE
Hiveloop Capital Private Limited, UDAAN
10.2019 - 12.2021
- Approved files checking and preparing discrepancy list as per company policy
- Ensure awareness and adherence with the Know Your Customer policy Responsibility for closure of month-end within the time limit specified for each product
- Handling all post disbursal documents
- Preparing daily MIS Inward and outward files Preparing post-approval docs Loan agreement, sanction letter, loan agreement, etc
- File management-arranging and storage
- Auditing files and raising queries to the concerned department
- Checking and updating the console once the case is disbursed
- Data preparation in Excel for CIC reporting Data validation for CIC automation NACH & e-NACH registration Monitoring customer’s EMI cycles and banking cycle cheques Preparing MIS and providing MIS to senior management
- Supervised efficient working of staff within the department and maintained direct workflow
Senior Operations Executive
Aegis Technologies Pvt. Ltd
11.2016 - 08.2019
- Provide information about products and services, Take or cancel orders, Obtain details of complaints
- Keep records of customer interactions and transactions, recording details of inquiries,
- And complaints as well
- Action is taken, process orders
- Follow up to ensure that appropriate actions were taken on customers’ requests
- Refer unresolved customer grievances or special requests to designated departments for further investigation
Senior Customer Support Associate
Pink Lotus Technology Pvt. Ltd & Vertex Private Limited
10.2012 - 09.2016
Education
B.com -
Bangalore University
P.U.C - undefined
Karnataka PU Board
S.S.L.C - undefined
Karnataka
Skills
undefined
Interests
Timeline
Portfolio Manager
Sterne India Private Limited
12.2021 - Current
CREDIT OPERATION EXECUTIVE
Hiveloop Capital Private Limited, UDAAN
10.2019 - 12.2021
Senior Operations Executive
Aegis Technologies Pvt. Ltd
11.2016 - 08.2019
Senior Customer Support Associate
Pink Lotus Technology Pvt. Ltd & Vertex Private Limited
10.2012 - 09.2016
B.com -
Bangalore University
P.U.C - undefined
Karnataka PU Board
S.S.L.C - undefined
Karnataka
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