Sathiyaraj
Bengaluru,KA
Summary
Banking and Financial Crime professional with 20 years of experience, including 12 years in banking, specializing in Fraud Risk Analytics, AML/KYC Compliance, Financial Crime Prevention and Risk Analytics. Experienced in leading 100+ professionals, building analytics solutions, and using Python, SQL, SAS, Power BI and Tableau for fraud detection, monitoring and reporting.
Overview
1
1
Certification
20
20
years of professional experience
Work History
Senior Consultant
Infosys BPM Ltd
Bengaluru, India
07.2025 - Current
- Developed and deployed fraud detection models and risk scoring engines using Python, SQL and SAS.
- Delivered analytics solutions for global financial clients, including scalable data pipelines and predictive models.
- Translated AML, KYC and Basel requirements into actionable analytics with business and compliance teams.
- Designed real-time anomaly detection solutions and improved alert precision.
- Built Power BI and Tableau dashboards for risk management and audit teams.
- Led and mentored analysts in an agile delivery environment.
- Led client engagements, aligning business objectives with practical implementation plans.
- Advised stakeholders on process improvements, risk mitigation, and operational efficiency.
- Assessed current-state workflows and recommended solutions to streamline service delivery.
- Facilitated workshops with cross-functional teams to gather requirements and define priorities.
- Developed clear documentation, executive summaries, and action plans for senior leadership.
- Translated complex findings into concise recommendations for decision-makers and project sponsors.
- Drove continuous improvement initiatives by identifying gaps, resolving issues, and refining standards.
- Mentored junior consultants, helping them enhance their skills and contribute more effectively to projects.
- Delivered high-quality solutions for clients through comprehensive research and analysis of industry trends.
Manager
IndusInd Bank
Chennai, India
11.2023 - 06.2025
- Led AML/KYC investigations and transaction monitoring, including timely case completion and escalations.
- Managed team members and coordinated with in-country FCC and business units.
- Conducted complex investigations, drafted SARs and supported escalations to CMLRO.
- Supported BCP/DR testing, risk mitigation and process compliance.
Associate Manager
Standard Chartered Bank
Chennai, India
03.2016 - 11.2023
- Investigated AML/KYC alerts and cases within SLA/TAT and drafted SARs for CMLRO review.
- Supported regional FCC teams in meeting local-law and group-policy obligations.
- Led case allocation, resource reallocation and training on AML typologies, CDD systems and risk classifications.
- Improved operational efficiency through process reviews and optimization of detection scenarios and case management systems.
Social Science Teacher
Private Schools
Puducherry, India
06.2011 - 03.2016
- Designed social science lesson plans aligned with curriculum standards and student learning objectives.
- Delivered engaging classroom instruction across history, civics, geography, and economics topics.
- Assessed student progress through quizzes, projects, and examinations, adjusting instruction for learning gaps.
- Managed classroom behavior and maintained disciplined, supportive learning environment.
- Collaborated with colleagues to refine social science curriculum and instructional materials.
- Guided students in critical thinking, discussion, and source analysis during classroom activities.
- Served as a mentor for new teachers in the social science department, providing guidance with lesson planning and classroom management techniques.
- Developed strong relationships with parents and guardians to encourage active participation in their child''s education.
- Implemented project-based learning activities to help students apply social science concepts to real-world situations and develop problem-solving skills.
- Enhanced student comprehension of complex social science topics by using visual aids, multimedia presentations, and hands-on learning experiences.
- Promoted diversity and inclusion within the classroom through culturally relevant curriculum materials and activities.
- Designed interdisciplinary units connecting social science content with other subject areas such as English language arts or mathematics for a more comprehensive understanding of course materials.
- Increased student engagement by incorporating real-world examples and case studies into lessons on historical events and societal issues.
- Provided personalized support to struggling students through one-on-one tutoring sessions, improving overall academic performance.
- Improved students'' critical thinking skills by implementing debate and discussion activities in the classroom.
Senior Associate Accountant
RR Donnelley India Outsource Pvt. Ltd.
Chennai, India
04.2008 - 05.2011
Officer
India Process, Standard Chartered Scope International Pvt. Ltd.
Chennai, India
10.2006 - 04.2008
Education
MBA -
Pondicherry University
01-2010
B.Com & B.Ed - Commerce & Education
01-2006
Skills
Fraud Risk Analytics
AML/KYC & Financial Crime Compliance
Transaction Monitoring
Fraud Detection & Risk Scoring
Python, SQL, SAS
Machine Learning & Anomaly Detection
Accomplishments
- Designed AI-Based Fraud Detection Model – Reduced False Positives by 22%
- Developed Real-Time Fraud Risk Dashboard – Improved Case Resolution Time by 25%
Certification
Certified AML/KYC Specialist – IIBF (73%), AWS Certified AI Practitioner – AWS, Microsoft Azure AI Fundamentals – Udemy, Generative AI Leader – Google Cloud Certification – Udemy, Infosys Certified Responsible AI Practitioner – Infosys, Cloud for Risk and Compliance Executives – AWS, AWS Cloud Essentials for Business Leaders – AWS, AWS Partner: Agentic AI Essentials – AWS, Generative AI for Beginners – Udemy, Diploma in Computer Applications (DCA, 2002)
CERTIFICATIONS & TRAINING
- Certified AML/KYC Specialist – IIBF (73%)
- AWS Certified AI Practitioner – AWS
- Microsoft Azure AI Fundamentals – Udemy
- Generative AI Leader – Google Cloud Certification – Udemy
- Infosys Certified Responsible AI Practitioner – Infosys
- Cloud for Risk and Compliance Executives – AWS
- AWS Cloud Essentials for Business Leaders – AWS
- AWS Partner: Agentic AI Essentials – AWS
- Generative AI for Beginners – Udemy
- Diploma in Computer Applications (DCA, 2002)
AWARDS & RECOGNITION
FCSU Best Quality Award (2020), FCSU GEM Award – Responsiveness (Nov 2018), FCSU Best Team Award (Jan 2018), Spot Award for India Backlog Clearance Project (Jan 2021), Role Model (1) in Performance Review – 3 Consecutive Years (SCB GBS)
Timeline
Senior Consultant
Infosys BPM Ltd
07.2025 - Current
Manager
IndusInd Bank
11.2023 - 06.2025
Associate Manager
Standard Chartered Bank
03.2016 - 11.2023
Social Science Teacher
Private Schools
06.2011 - 03.2016
Senior Associate Accountant
RR Donnelley India Outsource Pvt. Ltd.
04.2008 - 05.2011
Officer
India Process, Standard Chartered Scope International Pvt. Ltd.
10.2006 - 04.2008
B.Com & B.Ed - Commerce & Education
MBA -
Pondicherry University