Summary
Overview
Work History
Education
Skills
Languages
Strength
Hobby
Timeline
Generic

Satish Chavan

Pune

Summary

Accomplished Senior Unit Manager with over 8 years of hands-on experience specializing in credit risk management, regulatory compliance, and effective leadership. Demonstrated success in conducting risk assessments, implementing credit scoring models, driving P&L improvements, and streamlining team operations across multiple regions. Skilled in optimizing credit policies, reducing portfolio risk, and making data-driven decisions to ensure regulatory compliance and enhance overall business performance.

Overview

9
9
years of professional experience

Work History

Senior Unit Manager

Bajaj Finance Limited
12.2019 - Current
  • Led a team of over 10 credit managers across multiple products in the Central Credit team to standardise approval procedures and ensure policy adherence, boosting team efficiency and reducing credit application turnaround time.
  • Expertise in working with multi-disciplinary teams, in multiple functions such as Professional Loans, Business Loans, Risk, and Medical Equipment Finance.
  • Managed credit underwriting covering assessment, approval, and monitoring of client credit limits.
  • Analysed banking and financial statements, and credit histories, to evaluate risk and determine credit terms.
  • Ensuring compliance with RBI and implementing internal credit proposals and control frameworks.
  • Led a team of Credit Managers, providing training and guidance to enhance performance and productivity.
  • Monitored portfolio performance, ensuring compliance with regulatory requirements and internal credit and risk policies.

Credit Underwriter

JANA SMALL FINANCE BANK
04.2018 - Current
  • Complete customer assessment by visiting the business place, residence, and security proposed with ownership attitude.
  • Preparation of customer assessment memo, cash flow analysis, and bank credits.
  • Assessment of collateral appraisal, including legal and technical aspects.
  • Recommendation and underwriting of proposals with adherence to company policies and procedures.
  • Complete credit check, compliance of documentation, and signing off disbursement.
  • Managing and complying with over-the-counter and post-disbursal documents, and ensuring that there are no disbursal errors.
  • Supporting the business team for the seamless processing of proposals.

Assistant Manager

Axis Bank Ltd.
07.2016 - 08.2017
  • Worked in the Transaction Banking Department as Assistant Credit Manager in Axis Bank Limited.
  • Providing credit for pre-shipment and post-shipment finance.
  • Handling KYC documents for business and corporate clients proceeding for export finance loans.
  • Scrutinising documents and executing the export procedure.
  • Discounting the foreign bills as per RBI norms and bank rules.
  • Conducting the realisation of foreign bills.
  • Miscellaneous transactions include due date extensions, charges reversals, and GR waivers.
  • Reconciliation of executed data as per RBI norms, and cleared caution list data.
  • Gained knowledge of various departments working in the Trade Finance Centre. (Export, Import, IRM, TCDC, ORM, LC, BG, and others.)

Education

PGDM - Finance

Indira Institute Of Management, Pune
Pune, India
01.2016

BBA - Finance

Smt. Kashibai Navle College of Commerce
Pune, India
01.2014

HSC - Commerce

Swami Ramanand Teerth Mahavidyalaya
Ambajogai
01.2011

SSC -

New High School
Georai
01.2009

Skills

  • Credit risk management: risk assessment, scoring models, and portfolio monitoring
  • Regulatory knowledge: RBI guidelines, internal audit compliance
  • Leadership and Training: team mentoring, vendor management
  • Technical: MS Office Suite, SFDC, and predictive analytics tools
  • Soft Skills: negotiation, decision-making, and stakeholder communication

Languages

English, Hindi, Marathi

Strength

  • Interpersonal Skills
  • Flexible
  • Team player
  • Sincere
  • Self-Motivated

Hobby

Reading Books

Playing and watching Cricket 

Listening Songs 

Watching Movie and Series

Timeline

Senior Unit Manager

Bajaj Finance Limited
12.2019 - Current

Credit Underwriter

JANA SMALL FINANCE BANK
04.2018 - Current

Assistant Manager

Axis Bank Ltd.
07.2016 - 08.2017

PGDM - Finance

Indira Institute Of Management, Pune

BBA - Finance

Smt. Kashibai Navle College of Commerce

HSC - Commerce

Swami Ramanand Teerth Mahavidyalaya

SSC -

New High School

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Satish Chavan