Sattwik Adhikari
Howrah
Summary
I am Sattwik Adhikari, I am a working professional in Banking Industry with 4.7 years of experience. Experienced with team leadership, strategic planning, and operational management. Utilizes effective communication and organizational skills to drive project success. Track record of fostering productive work environments and achieving set goals.
Overview
5
5
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Manager
BANDHAN BANK LTD
03.2024 - Current
- Managed end-to-end General Ledger (GL) reconciliation of “Acquiring GL, Issuing GL, NFS (Income & Expense) a Master Card” for high-volume accounts and transactions.
- Ensured 100% financial integrity by performing daily reconciliations between General Ledger and Sub-Ledger for high-value portfolios, maintaining a 0% error rate.
- Conducted root-cause analysis to interpret financial data, discrepancies, implementing corrective actions to mitigate operational and financial risk.
- Developed automated reconciliation models using Advanced Excel (Macros / Pivots / Lookups) to automate reconciliation workflows, reducing manual data processing time by 15 % and generate more revenue.
- Prepare the strategic MIS reports & dashboards for financial reporting, providing month-end closing activities, ensuring the integrity of financial statements and timely reporting to regulatory body like RBI, NPCI & other stakeholders.
- Adhered strictly to Internal Audit and Compliance standards (SOPs), ensuring all financial controls were met for month-end and quarter-end closures.
Deputy Manager
AXIS BANK LTD
04.2023 - 03.2024
Branch Relationship Officer
AXIS BANK LTD
05.2021 - 03.2024
- Monitoring financial and nonfinancial transactions meticulously to detect signs of suspicion/fraud & accordingly conducting investigations on potential Money Laundering/Fraudulent transactions.
- Addressing the Police or Court notice very carefully and prepare the EDD report and submit to concern department.
- I had so many operational responsibilities i.e. the transactions, cheque clearing, REKYC, process the onboarding customer from, do field verification for suspicious cases and prepare the EDD report.
- Also, I worked at teller counter, my responsibilities were processing the customer withdrawal cheque, take the cash deposited from customer, after the transaction hour preparing the cash balance report and STR report.
- Other responsibilities were selling of banking products i.e. Current Account, Savings Account, Fixed Deposit, Loans & investment products.
Assistant Manager
AXIS BANK LTD
09.2021 - 03.2023
Education
MBA - Data Science
Amity University
Noida01.2025
Post Graduation - Banking, Financial Services & Insurance
Manipal University
Bangalore01.2021
B.Tech - Electronics & Communication
UEM
Jaipur01.2019
12th - Science
New Andul Higher Class School
01.2015
10th - All
New Andul Higher Class School
01.2013
Skills
Microsoft Office (Advance Excel)
Power BI
SQL
Finacle
Oracle Flexcube
Operations management
Strategic planning
Decision-making
Team leadership
Financial management
Customer relationship management (CRM)
Complex Problem-solving
Accomplishments
- Qualified 'MDRT DOMESTIC', 2022-2023
- Best Student award from UEM, Jaipur, 2018
- Former member of ACM Student Chapter UEM, Jaipur, 2017-2018
- Acting Treasurer of IEEE Student Branch UEM, Jaipur, 2017-2018
- Event Manager of 'TECH UTOPIA', Tech Fest of the college, 2017
Certification
NISM Examination (Depository V & VI), 2021
Cricket Analysis, Painting and Crafting
Live match coding, and post-game review using stats like batting averages, strike rates, boling and fielding strategies.
I like to do painting specially crayons and fabrics. Also like to do paper crafting.
Personal data processing
I hereby declare that the information furnished above is true to the best of my knowledge.
Timeline
Manager
BANDHAN BANK LTD
03.2024 - Current
Deputy Manager
AXIS BANK LTD
04.2023 - 03.2024
Assistant Manager
AXIS BANK LTD
09.2021 - 03.2023
Branch Relationship Officer
AXIS BANK LTD
05.2021 - 03.2024
Post Graduation - Banking, Financial Services & Insurance
Manipal University
B.Tech - Electronics & Communication
UEM
12th - Science
New Andul Higher Class School
10th - All
New Andul Higher Class School
MBA - Data Science
Amity University