Timeline
Work History
Overview
Education
Skills
Summary
Work Preference
Languages
Certification
Websites
Accomplishments
Generic

SATYA PRAKASH KUMAR SINGH

Banking Professional|Credit Operations|Client Management|Digital Transformation Specialist
Mumbai,MH

Timeline

Client Manager

Standard Chartered Bank
04.2022 - Current

Service Relationship Manager

Kotak Mahindra Bank
08.2018 - 04.2022

Credit Administration Manager

Axis Bank
09.2016 - 08.2018

Post Graduate Diploma - Banking And Finance

Manipal School of Banking
08.2015 - 08.2016

B.Tech - Electronics & Communication Engineering

Lovely Professional University
06.2010 - 06.2014

Work History

Client Manager

Standard Chartered Bank
04.2022 - Current
  • Facilitated end to end onboarding of Corporate Clients, ensuring accurate collection and verification of legal, financial and compliance documents as per internal and regulatory policies.
  • Conducted detailed Customer Due Diligence (CDD) and Enhanced Due Diligence on high risk entities including verification of BO, nature of business and risk profiling.
  • Reviewed and validated KYC documents in accordance with RBI/SEBI/FATCA/AML guidelines.
  • Ensured compliance with internal onboarding policies and regulatory frameworks, minimizing KYC gaps and audit observations.
  • Managed offboarding processes for dormant or non compliant accounts in accordance with internal risk policies, ensuring closure with regulatory breaches.
    Performed name screening (Sanctions, PEP, Adverse Media) Ensuring seamless service delivery and compliance.
  • Managed facility documentation and security (Hypothecation, Mortgage, Pledge, Guarantee etc.) creation and perfection, Facilitating timely credit limit activation.
  • Ensuring all Pre-disbursement Conditions i.e. Security coverage, Execution of security and facility documentation, Registration of charges with CERSAI/ROC and any other sanction terms.
  • Proficiently handled Real Estate and Project Finance related portfolio.
  • Reviewed title search, credit information report, valuation, inspections and insurance reports to safeguard bank’s credit risk.
  • Oversaw covenant monitoring and ensured strict adherence to sanction conditions.
  • Acted as a primary liaison with clients, credit, legal, auditors, and trustees to resolve documentation and servicing queries.
  • Produced dashboards and analytical reports using Tableau and Alteryx for management insights.
  • Drove digital process initiatives, including Jocata-based documentation digitization and email automation, improving operational efficiency.
  • Ensured zero non-compliance in internal and external audits by strengthening risk controls.

Service Relationship Manager

Kotak Mahindra Bank
08.2018 - 04.2022
  • Managed the end-to-end credit servicing lifecycle including onboarding, documentation, disbursement, and post-sanction activities.
  • Drafted and executed sanction letters, legal documents, and security agreements with 100% adherence to regulatory norms.
  • Handled credit risk monitoring, covenant tracking, and ROC filings.
  • Engaged directly with clients, product teams, and credit officers to resolve service issues promptly.
  • Successfully implemented digital stamping via SignDesk, reducing documentation turnaround time.
  • Delivered service excellence through proactive issue resolution and regular client engagements.
  • Managed NOC/Pari Passu sharing, no dues, and solvency certifications, facilitating corporate credit servicing.

Credit Administration Manager

Axis Bank
09.2016 - 08.2018
  • Oversaw documentation, pre-disbursement compliance, and credit monitoring for large corporate accounts.
  • Designed and implemented process automation solutions, authoring BRDs and collaborating with IT for execution.
  • Played a key role in UAT, ensuring smooth system transitions for credit operations.
  • Managed project implementations such as Credit Connect, CPS, and Robotics initiatives.
  • Developed and submitted portfolio dashboards and management reports to senior leadership.
  • Conducted training sessions on newly launched credit systems and processes.

Overview

9
9
years of professional experience
5
5
years of post-secondary education

Education

Post Graduate Diploma - Banking And Finance

Manipal School of Banking
Bangalore
08.2015 - 08.2016

B.Tech - Electronics & Communication Engineering

Lovely Professional University
Punjab
06.2010 - 06.2014

Skills

  • Client Onboarding (Corporate Clients)
  • Customer Due Diligence (CDD)
  • KYC Documentation and Review
  • AML/Sanction Screening
  • Documentation and Audit Support
  • Corporate Client Servicing & Relationship Management
  • Regulatory Compliance & Risk Monitoring
  • Credit Operations
  • Process Automation & System Implementation
  • Data Analytics and Dashboard Publishing
  • Corporate Credit Policy & Governance
  • Tools: Tableau, Alteryx, Power Query, Power Automate, Advance Excel

Summary

Seasoned banking professional with over 9 years of experience in Credit Administration, Client Onboarding, CDD, KYC, Client Servicing, and Credit Operations across leading banks such as Standard Chartered Bank, Kotak Mahindra Bank, and Axis Bank. Demonstrated success in credit operations, disbursement processing, risk monitoring, and regulatory compliance for large corporate, commercial real estate, and project finance portfolios. Proven ability to deliver high-quality service, drive process improvements, and ensure risk-free credit operations through meticulous attention to detail and cross-functional collaboration. Proficient in data analytics, reporting dashboards, and digital transformation projects, with strong stakeholder management and client relationship skills.

Work Preference

Work Type

Full Time

Work Location

On-SiteRemoteHybrid

Important To Me

Career advancementWork-life balanceCompany CulturePersonal development programsTeam Building / Company RetreatsHealthcare benefits

Languages

English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)

Certification

  • JAIIB (Indian Institute of Banking & Finance)
  • Credit Management (National Institute of Bank Management)
  • Certified with fundamental proficiency in Gen AI and Lean Six Sigma

Accomplishments

  • Awarded “Outstanding Performer” for excellence in client servicing, regulatory compliance, and risk management.
  • Nominated as a “Change Agent” for spearheading multiple digital transformation initiatives, including document digitization and automation via Jocata and Power Automate.
  • Developed and deployed interactive dashboards using Tableau, enabling real-time decision-making and credit risk insights.
  • Reduced turnaround time for credit documentation by implementing digital stamping through SignDesk and Jocata increasing process efficiency.
  • Successfully handled system rollouts like Credit Connect, CPS, and Robotics projects, ensuring smooth migration and team readiness.
SATYA PRAKASH KUMAR SINGHBanking Professional|Credit Operations|Client Management|Digital Transformation Specialist