Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Saumya Tiwari

Bengaluru

Summary

Strategic Decision Scientist with over three years of experience in a leading Fortune 500 tech company and India's largest UPI platform. Proficient in distilling and analyzing extensive datasets, I excel in developing and delivering presentations that articulate data insights. My expertise also lies in automation and optimization strategies.

Overview

4
4
years of professional experience

Work History

Decision Scientist

Phonepe
Bengaluru
01.2024 - Current
  • Devised various scenarios of Money laundering activities on the platform and generated alerts on Freshdesk for Operations team to investigate & report to regulatory entity
  • Analyzed different metrics across Consumer , Merchant which aids Operations fast track investigation against suspected Money Laundering cases. Created a pipeline to power these metrics along with Product team to Case Management System.
  • Identified various signals comprising of kyc, due diligence of Merchant and Consumer to generate automated alerts and report the alerts to FIU IND.
  • Managed the Prepaid Instrument (PPI) charter from Trust and Safety Analytics to identify various fraud MO's and implemented risk controls across PPI load and redemption.
  • Identified critical product vulnerabilities in the Gift Cards, Wallet Load flow and suggested product improvements to manage risk across PPI suite
  • Enforced controls across UPI , Cards frauds to reduce instances card phishing, stolen cards, Account Take Over, SMS spoofing and PPI abuse from risky geofences.
  • Located critical gaps in the MIN and Full KYC onboarding originating from duplicate AADHAAR and PAN Document. Created controls and fall back actions to proactively identify and reduce such instances on the platform to proactively highlight such scenarios to Audit and Compliance Teams.

Trainee Decision Scientist

Musigma
Bengaluru
09.2021 - 01.2024
  • During training, I learned data collection methods and data preprocessing techniques. Gaining proficiency in data cleaning and data wrangling. Mastering the use of visualization tools (Power BI).Engaging in real world projects to apply learned skills. Conducted a comprehensive analysis of Home Depot sales data to identify trends and create a forecasting model. Did heat map analysis to analyze user's purchasing pattern in the store.

Risk Analyst

Phonepe
Bengaluru
07.2022 - 12.2023
  • Orchestrated the automation of the alert generation mechanism, utilizing Git and Airflow tools, to detect potentially illicit money laundering activities among both consumers and merchants. This proactive approach empowered the operations team to swiftly investigate suspicious entities.
  • Single-handedly, I meticulously scrutinised, delineated metrics, and streamlined the automation process for generating alerts based on over 50 critical indicators flagged by the Reserve Bank of India (RBI), all within demanding time constraints. This initiative earned commendation from the National Payments Corporation of India (NPCI).
  • Created and managed business and fraud reports shared with external stakeholders like RBI, NPCI, and Walmart.

Trainee Decision Scientist II

Musigma
Bengaluru
01.2021 - 06.2022
  • Churn propensity Model - Developed an automated and maximally precise daily prediction model to calculate user's propensity to churn out of a collaborative tool product using regression technique
  • KPI Development - Worked on defining multiple KPIs to measure customer engagement for the team collaboration app and created real time dashboards which helped the business keep track of its customer base and usage patterns.
  • Feature Funnels - defined and established reports with a funnel-based measuring framework and measure critical drop-offs across features. This led to App UI complex and enhanced UX

Education

Bachelor of Technology - Computer Science

SRM University
Chennai
06-2020

Skills

  • Structured Query Language
  • MS Excel
  • Python Programming
  • Machine Learning
  • Optimization Techniques
  • BI dashboards
  • Risk Analysis
  • Data Analysis
  • GIT
  • Airflow

Accomplishments

  • Spot Award| Jan 2021 - For "Taking ownership, responsibility across multiple tracks, Saumya has gained client's trust especially for churn propensity mode;. She is a team player and ensures top-notch high quality delivery"
  • Promoted from Risk Analyst to Decision scientist

Timeline

Decision Scientist

Phonepe
01.2024 - Current

Risk Analyst

Phonepe
07.2022 - 12.2023

Trainee Decision Scientist

Musigma
09.2021 - 01.2024

Trainee Decision Scientist II

Musigma
01.2021 - 06.2022

Bachelor of Technology - Computer Science

SRM University

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Saumya Tiwari