SAURABH KUMAR
Summary
Detail-oriented professional specialising in KYC compliance and risk assessment. Conducts thorough due diligence and analysis of customer profiles, identifying discrepancies that mitigate potential financial crimes. Monitors client transactions, reporting suspicious activities to maintain the integrity of financial operations.
Overview
12
12
years of professional experience
Work History
Assistant Vice-President
YES BANK LTD
NOIDA
10.2025 - Current
- Analysed complex client structures to identify and report potential money laundering activities.
- Led a team of KYC analysts, providing training and support to enhance performance.
- Reviewed and approved high-risk customer profiles, ensuring adherence to anti-money laundering AML standards.
- Evaluated and recommended improvements to KYC processes, contributing to ongoing operational excellence.
- Analysed customer documents for KYC compliance, identifying discrepancies and mitigating potential risks.
- Conducted thorough due diligence on new and existing customers to prevent financial crimes.
- Maintained up-to-date knowledge of regulatory changes affecting KYC, ensuring compliance with current legislation.
- Reviewed and verified customer identification documents to comply with anti-money laundering regulations.
- Provided guidance to customers on completing KYC procedures, enhancing customer understanding and satisfaction.
- Supported the development of KYC training materials, fostering a culture of compliance and continuous learning.
- Trained new analysts on KYC processes, tools, and regulatory requirements to maintain team efficiency.
- Formulated and submitted suspicious activity reports to alert management regarding doubtful customers and risks involved.
- Monitored ongoing client transactions, identifying suspicious activities for further investigation.
- Facilitated regular audits of KYC records, maintaining impeccable standards of documentation.
- Participated in industry forums and workshops, staying abreast of emerging KYC and AML trends.
Senior Manager
BANDHAN BANK LTD
NOIDA
01.2023 - 10.2025
- Analysed customer documents for KYC compliance, identifying discrepancies and mitigating potential risks.
- Conducted thorough due diligence on new and existing customers to prevent financial crimes.
- Conducted enhanced due diligence on politically exposed persons PEPs, minimising reputational and financial risks.
- Provided guidance to customers on completing KYC procedures, enhancing customer understanding and satisfaction.
- Monitored transactions for suspicious activity, reporting findings to senior management for further investigation.
- Implemented corrective actions following audit findings, enhancing the effectiveness of KYC procedures.
- Supported the development of KYC training materials, fostering a culture of compliance and continuous learning.
- Trained new analysts on KYC processes, tools, and regulatory requirements to maintain team efficiency.
- Assisted in the preparation of reports for regulatory bodies, demonstrating compliance with KYC standards.
- Reviewed customer accounts to detect delinquencies and fraudulent characters, providing protective measures for company.
- Liaised with internal and external auditors during compliance reviews, facilitating a transparent audit process.
- Analysed findings of field investigations and reported key insights.
Senior Manager
HDFC BANK LTD
12.2021 - 01.2023
- Conducted thorough investigations into customer transactions to identify potential money laundering activities, adhering to regulatory compliance standards.
- Utilised advanced analytics tools to monitor transactions in real-time, promptly identifying suspicious activities.
- Liaised with banking institutions to recover funds lost to fraudulent transactions, recouping financial assets for the company.
- Prepared detailed reports on fraud investigation outcomes, providing valuable insights for process improvement.
- Developed and implemented effective AML training programs for new staff, improving team knowledge and performance.
- Reviewed and updated customer files to maintain accuracy in line with Anti-Money Laundering AML policies and procedures.
- Led a team of KYC analysts, providing training and support to enhance performance.
- Reviewed and approved high-risk customer profiles, ensuring adherence to anti-money laundering AML standards.
- Evaluated complex information relating to insurance markets and credit ratings.
- Authored comprehensive reports on KYC performance metrics, highlighting areas for improvement.
Manager
ICICI BANK LTD
NOIDA
11.2014 - 12.2021
- Provided guidance to customers on completing KYC procedures, enhancing customer understanding and satisfaction.
- Reviewed and verified customer identification documents for account opening processes.
- Monitored changes in customer behaviour to identify potential fraud or money laundering activities.
- Prepared detailed reports on KYC findings for senior management review.
- Facilitated communication between front office and compliance team to ensure seamless customer experience.
- Developed and delivered training sessions on KYC compliance to new staff members.
- Reviewed and verified customer identification documents to comply with anti-money laundering regulations.
- Trained new analysts on KYC processes, tools, and regulatory requirements to maintain team efficiency.
- Resolved customer queries regarding KYC policies in a timely and professional manner.
- Streamlined KYC verification processes, reducing average customer onboarding time.
- Reviewed customer accounts to detect delinquencies and fraudulent characters, providing protective measures for company.
- Updated customer records to reflect changes in personal information or risk status.
- Contributed to policy revision sessions, offering insights from frontline KYC experience.
- Coordinated with international branches to ensure uniformity in KYC practices.
Education
SQL AND PYTHON
Data TRAINED
Noida, UP01-2024
BANKING AND FINANCE
MANIPAL UNIVERSITY
Bengaluru, KA01-2014
COMPUTER SCIENCE
SSITM
Aligarh, UP01-2011
Skills
- Regulatory knowledge
- Anti-money laundering
- KYC compliance
- Risk assessment
- Fraud detection
- Team leadership
- Data analysis
- Critical thinking
- Strategic planning
- Decision making
- Problem solving
- Audit facilitation
- Team building and training
- Operations management
- Regulatory compliance
- Digital transformation knowledge
- Financial analysis
- Sales training
- Compliance audits
- IT infrastructure knowledge
Languages
English
Proficient
C2
Hindi
Proficient
C2
Timeline
Assistant Vice-President
YES BANK LTD
10.2025 - Current
Senior Manager
BANDHAN BANK LTD
01.2023 - 10.2025
Senior Manager
HDFC BANK LTD
12.2021 - 01.2023
Manager
ICICI BANK LTD
11.2014 - 12.2021
SQL AND PYTHON
Data TRAINED
BANKING AND FINANCE
MANIPAL UNIVERSITY
COMPUTER SCIENCE
SSITM