Summary
Overview
Work History
Education
Skills
Personal Information
Languages
References
Extracurricular Activities
Disclaimer
Timeline
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SAURABH MANCHANDA

New Delhi

Summary

Committed job seeker with a track record of consistently meeting company needs through organized practices. Proficient in working under pressure and adapting to new challenges to enhance the organizational brand.

Overview

18
18
years of professional experience

Work History

Business Owner

Credit Stream
08.2022 - Current
  • Worked as a Mortgage and Loan specialist with different products such as Home loan, Loan Against Property, Business Loan, Personal Loan, Car Loan (used and New both).
  • Developed and maintained relationships with customers, real estate agents, and other professionals in the industry.
  • Analyzed customer financial data to determine eligibility for mortgage programs.
  • Prepared loan documents such as credit reports, income statements, appraisals, and closing statements.
  • Reviewed property titles to ensure accuracy of information prior to loan approval.
  • Provided guidance on loan products and services to prospective borrowers.
  • Assisted customers in completing online applications for mortgage loans.
  • Monitored progress of loan applications throughout the entire process from start to finish.
  • Generated new business and boosted sales using extensive knowledge, target market penetration, partner relationships and customer care techniques.

Client Acquisition and Engagement

BiggPocket (Legal Name: Aim Advisory Services Private Limited)
05.2012 - 08.2022
  • Reviewed loan applications and verified accuracy of borrower information.
  • Developed relationships with real estate agents, builders, attorneys and other professionals involved in the mortgage industry.
  • Explained various types of loan products available to customers based on their needs and financial situation.
  • Assisted borrowers through the entire loan process from application to closing.
  • Maintained current knowledge of regulations regarding residential lending practices.
  • Analyzed customer's income and debt levels to determine maximum affordability for a mortgage product.
  • Conducted regular follow-up calls with clients throughout the mortgage process to ensure timely completion of documents or steps needed for approval or closing.
  • Provided guidance on the selection of loan products best suited for clients' needs.

Senior Executive

International Business Advisors (Formerly Known as NMA Consultants Private Limited)
06.2006 - 05.2012
  • Verified accuracy of customer information on remittance documents.
  • Reviewed and processed incoming payments according to established guidelines.
  • Researched discrepancies in payment data and resolved issues accordingly.
  • Documented all transactions accurately within the system.
  • Generated daily reports detailing payment activity.
  • Maintained up-to-date knowledge of applicable laws, regulations, policies, and procedures governing remittances processes.
  • Managed relationships with third party vendors providing consulting services on compliance issues.
  • Compiled financial data from multiple sources to create detailed spreadsheets.
  • Developed and maintained databases, ensuring accuracy of information entered into system.
  • Monitored progress and performance metrics on a daily basis to identify trends or discrepancies.
  • Created ad-hoc reports based on specific requests from management team.
  • Provided technical assistance to users regarding data entry, report generation, and other related tasks.
  • Generated weekly, monthly, quarterly reports summarizing key performance indicators.
  • Maintained records of all reporting documents filed in accordance with company policies.
  • Monitored regulatory changes to ensure compliance with applicable laws and regulations.
  • Conducted con-current audits to identify areas of non-compliance.
  • Organized office operations and procedures, such as managing calendars, scheduling appointments, preparing reports and maintaining records.
  • Managed office supply inventory by tracking orders and ensuring adequate stock levels are maintained at all times.
  • Managed accounts receivable and payable, reconciled bank statements, and prepared financial reports.
  • Assisted in the preparation of tax returns by gathering necessary information from clients and maintaining organized files with documents related to taxes.
  • Performed general ledger reconciliations on a timely basis.
  • Reported on financial results including balance sheets, income statements, cash flow statements.
  • Performed audits of operational and financial areas to check compliance.

Trainee

Punjab & Sind Bank
  • Completed a two-month training program.

Education

MBA in Banking -

Sikkim Manipal University
01.2013

MBA in Finance -

Sikkim Manipal University
01.2011

B.Com (Pass) -

Delhi University
01.2008

Class XIIth -

Sarvodya Bal Vidhyalya
01.2004

Class Xth -

Sarvodya Bal Vidhyalya
01.2002

Certificate Course of D.T.P (Desk top Publishing course) -

DOEACC

Certificate Course of Advance Computer -

Lal Bahadur Shastri Institute

Skills

  • Positive attitude
  • Ability to work under pressure
  • Taking responsibilities & initiative
  • Employee Training
  • Business Development
  • Financial Management
  • Customer Service
  • Relationship Building
  • New Business Development

Personal Information

  • Father's Name: Narender Kumar Manchanda
  • Date of Birth: 05/21/1987
  • Nationality: Indian

Languages

  • Hindi
  • English

References

  • Mr. Gaurav Batra, Accounting and Payroll Head, International Business Advisors previously Known as (NMA Consultant Private Limited), +91-9871698152
  • Ms. Nidhi Singh, Regulatory Consultant, International Business Advisors previously Known as (NMA Consultant Private Limited), +91-9718307371

Extracurricular Activities

Actively participated in Sports activities. Awarded in YOGA competition at school level.

Disclaimer

I have declared that all above information is correct to my best knowledge.

Timeline

Business Owner

Credit Stream
08.2022 - Current

Client Acquisition and Engagement

BiggPocket (Legal Name: Aim Advisory Services Private Limited)
05.2012 - 08.2022

Senior Executive

International Business Advisors (Formerly Known as NMA Consultants Private Limited)
06.2006 - 05.2012

Trainee

Punjab & Sind Bank

MBA in Banking -

Sikkim Manipal University

MBA in Finance -

Sikkim Manipal University

B.Com (Pass) -

Delhi University

Class XIIth -

Sarvodya Bal Vidhyalya

Class Xth -

Sarvodya Bal Vidhyalya

Certificate Course of D.T.P (Desk top Publishing course) -

DOEACC

Certificate Course of Advance Computer -

Lal Bahadur Shastri Institute
SAURABH MANCHANDA