Committed job seeker with a track record of consistently meeting company needs through organized practices. Proficient in working under pressure and adapting to new challenges to enhance the organizational brand.
Overview
18
18
years of professional experience
Work History
Business Owner
Credit Stream
08.2022 - Current
Worked as a Mortgage and Loan specialist with different products such as Home loan, Loan Against Property, Business Loan, Personal Loan, Car Loan (used and New both).
Developed and maintained relationships with customers, real estate agents, and other professionals in the industry.
Analyzed customer financial data to determine eligibility for mortgage programs.
Prepared loan documents such as credit reports, income statements, appraisals, and closing statements.
Reviewed property titles to ensure accuracy of information prior to loan approval.
Provided guidance on loan products and services to prospective borrowers.
Assisted customers in completing online applications for mortgage loans.
Monitored progress of loan applications throughout the entire process from start to finish.
Generated new business and boosted sales using extensive knowledge, target market penetration, partner relationships and customer care techniques.
Reviewed loan applications and verified accuracy of borrower information.
Developed relationships with real estate agents, builders, attorneys and other professionals involved in the mortgage industry.
Explained various types of loan products available to customers based on their needs and financial situation.
Assisted borrowers through the entire loan process from application to closing.
Maintained current knowledge of regulations regarding residential lending practices.
Analyzed customer's income and debt levels to determine maximum affordability for a mortgage product.
Conducted regular follow-up calls with clients throughout the mortgage process to ensure timely completion of documents or steps needed for approval or closing.
Provided guidance on the selection of loan products best suited for clients' needs.
Senior Executive
International Business Advisors (Formerly Known as NMA Consultants Private Limited)
06.2006 - 05.2012
Verified accuracy of customer information on remittance documents.
Reviewed and processed incoming payments according to established guidelines.
Researched discrepancies in payment data and resolved issues accordingly.
Documented all transactions accurately within the system.
Maintained records of all reporting documents filed in accordance with company policies.
Monitored regulatory changes to ensure compliance with applicable laws and regulations.
Conducted con-current audits to identify areas of non-compliance.
Organized office operations and procedures, such as managing calendars, scheduling appointments, preparing reports and maintaining records.
Managed office supply inventory by tracking orders and ensuring adequate stock levels are maintained at all times.
Managed accounts receivable and payable, reconciled bank statements, and prepared financial reports.
Assisted in the preparation of tax returns by gathering necessary information from clients and maintaining organized files with documents related to taxes.
Performed general ledger reconciliations on a timely basis.
Reported on financial results including balance sheets, income statements, cash flow statements.
Performed audits of operational and financial areas to check compliance.
Trainee
Punjab & Sind Bank
Completed a two-month training program.
Education
MBA in Banking -
Sikkim Manipal University
01.2013
MBA in Finance -
Sikkim Manipal University
01.2011
B.Com (Pass) -
Delhi University
01.2008
Class XIIth -
Sarvodya Bal Vidhyalya
01.2004
Class Xth -
Sarvodya Bal Vidhyalya
01.2002
Certificate Course of D.T.P (Desk top Publishing course) -
DOEACC
Certificate Course of Advance Computer -
Lal Bahadur Shastri Institute
Skills
Positive attitude
Ability to work under pressure
Taking responsibilities & initiative
Employee Training
Business Development
Financial Management
Customer Service
Relationship Building
New Business Development
Personal Information
Father's Name: Narender Kumar Manchanda
Date of Birth: 05/21/1987
Nationality: Indian
Languages
Hindi
English
References
Mr. Gaurav Batra, Accounting and Payroll Head, International Business Advisors previously Known as (NMA Consultant Private Limited), +91-9871698152
Ms. Nidhi Singh, Regulatory Consultant, International Business Advisors previously Known as (NMA Consultant Private Limited), +91-9718307371
Extracurricular Activities
Actively participated in Sports activities. Awarded in YOGA competition at school level.
Disclaimer
I have declared that all above information is correct to my best knowledge.