Sayali Shende
Pune
Summary
Experienced mortgage processing specialist with 4+ years in underwriting support and comprehensive loan document analysis. Proficient in validating income, assets, and property documents for both conventional and non-conventional loans. Consistently ensures compliance and accuracy while fostering collaboration with onshore teams and third-party vendors. Acknowledged for exceptional communication abilities and commitment to excellence.
Overview
5
5
years of professional experience
Work History
Mortgage Process Associate
Mphasis (Digital Risk)
Pune
02.2024 - 08.2025
- Managed complete loan file reviews covering income, assets, insurance, title, mortgage history, and insurance documentation.
- Directly coordinated with onshore teams including processors, MLOs, and processor managers.
- Communicated with third-party vendors (title agents, insurance providers, HOA managers) to gather or verify documents.
- Ordered appraisals, title reports, and Equifax credit reports as part of file validation.
- Worked under tight deadlines to ensure file readiness for underwriting.
Mortgage Process Associate (Team Member)
COFORGE BPS
Pune
01.2021 - 11.2023
- Reviewed mortgage applications for both conventional and non-conventional loans (FHA, VA, RHS).
- Analyzed borrower eligibility by validating income documentation, asset statements, and disclosures.
- Verified purchase/sale contracts, addenda, and appraisals for collateral review.
- Communicated with loan officers and managers for document corrections and clarifications via email.
- Ensured accuracy and completeness across loan files before submission for underwriting.
Education
Bachelor of Commerce - B.Com
RTMNU University
Nagpur01.2019
H.S.C. - 12th
Maharashtra State Board
Nagpur01.2016
S.S.C. - 10th
Maharashtra State Board
Umred01.2014
Skills
- Mortgage Loan Processing
- Underwriting Support (4 Cs: Credit, Capacity, Collateral, Capital)
- Income & Asset Document Analysis
- Loan Application Review (1003, Initial Disclosures)
- FHA, VA, RHS, and conventional loan handling
- Purchase & Refinance Documentation
- Title, Insurance, HOA Coordination
- Communication with Loan Officers, MLOs, Onshore Teams
- Appraisal & Report Ordering
- Compliance & Quality Control
Languages
English, Hindi, Marathi
Accomplishments
- R&R Award Winner
- Best Performance of the Year
- Women’s Table Tennis Tournament Winner (2022 & 2023)
Disclaimer
I hereby declare that the information provided is accurate and true to the best of my knowledge and belief. Place: Pune Date: [Insert Today’s Date] Signature: Sayali Vilas Shende
Personal Details
- Date of Birth: 1999-06-16
- Marital Status: Married
Timeline
Mortgage Process Associate
Mphasis (Digital Risk)
02.2024 - 08.2025
Mortgage Process Associate (Team Member)
COFORGE BPS
01.2021 - 11.2023
Bachelor of Commerce - B.Com
RTMNU University
H.S.C. - 12th
Maharashtra State Board
S.S.C. - 10th
Maharashtra State Board
Similar Profiles
Melissa WhittonMelissa Whitton
Mortgage Underwriting/HELOC Underwriting at Mphasis/Digital RiskMortgage Underwriting/HELOC Underwriting at Mphasis/Digital Risk
Fayisat LawalFayisat Lawal
Sr Associate & Forensic Underwriting at Wells Fargo Bank N.A via Mphasis Digital Risk.Sr Associate & Forensic Underwriting at Wells Fargo Bank N.A via Mphasis Digital Risk.
BHUPENDER SINGHBHUPENDER SINGH
Service Delivery Head – Associate Vice President at MPHASIS DIGITAL RISKService Delivery Head – Associate Vice President at MPHASIS DIGITAL RISK
Vibhav TripathiVibhav Tripathi
Lead Technology at SynechronLead Technology at Synechron
Poornima MendesPoornima Mendes
Senior Analyst, Strategic Data Management & Governance at Phreesia India Pvt LtdSenior Analyst, Strategic Data Management & Governance at Phreesia India Pvt Ltd