Sayilakshmi C
Senior Analyst
Summary
Highly motivated professional with a keen enthusiasm for tackling new challenges. Possessing a strong work ethic, adaptability, and exceptional interpersonal skills, I excel in diverse work environments. Demonstrated ability to work autonomously, coupled with a talent for swiftly mastering new skills. Committed to delivering high-quality results, I thrive in dynamic settings where I can leverage my adaptability and drive for continuous improvement.
Overview
3
3
years of professional experience
5
5
Certifications
Work History
Senior Analyst
Standard Chartered Bank
01.2023 - Current
- Optimized system performance by conducting regular reviews of rules, filters, and thresholds in the company''s fraud detection platform.
- Served as an internal consultant on fraud-related matters, providing insights and recommendations to various departments as needed.
- Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
- Evaluated success of fraud detection systems to identify areas for improvement.
- Supported KYC processes for prospective and existing customers.
- Complied with internal controls and government regulations.
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Worked closely with legal and compliance teams to address any regulatory concerns or potential sanctions breaches.
- Determined customer risk ratings based on analysis and research findings.
- Served as a subject matter expert within the organization for all matters related to transaction monitoring, providing guidance and support to colleagues as needed.
- Looked at current and new merchants and individual sales to evaluate fraud, chargeback and compliance risks.
- Worked within to compile and review information with pivot tables and charts.
- Assisted with day-to-day operations, working efficiently and productively with all team members.
- Paid attention to detail while completing assignments.
Associate
Wells Fargo
06.2021 - 12.2022
- Improved understanding of financial statements, which helped in assessing risk.
- Facilitated communication with onboarding team to gather information and onboarding documentation.
- Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
- Collect and verify customer information and documentation to ensure compliance with regulatory requirements.
- Conduct risk assessments on new and existing customers to determine their risk profiles.
- Review and update customer due diligence files regularly to reflect changes in customer information or risk status.
- Identify and escalate any suspicious or high-risk activities to the appropriate compliance or AML (Anti-Money Laundering) team.
- Collaborate with other departments to resolve KYC-related issues and ensure timely onboarding of new customers.
Education
MBA - Finance
Great Lakes Institute Management
Chennai 04.2001 -
Master of Arts - Finance
Madras University
Chennai, India 04.2001 -
Bachelor of Arts - B.COM General
Meenakshi College For Women
Chennai 04.2001 -
Skills
Regulatory Reporting Requirements
Problem-solving abilities
Project Management
Decision-Making
Compliance Analysis
MS Excel
Excellent Communication
Analytical Thinking
Customer Due Diligence
PEP Screening
Enhanced Due Diligence
Transaction Analysis
Risk Analysis
Investigative Approach
Certification
Lean Six Sigma White Belt Certificate
Timeline
Communication Management
09-2024
Lean Six Sigma White Belt Certificate
02-2024
Foundation Of Project Management
12-2023
Communication and Social Skills
11-2023
AntiMoneyLaundering and Combating Terrosim
10-2023
Senior Analyst
Standard Chartered Bank
01.2023 - Current
Associate
Wells Fargo
06.2021 - 12.2022
MBA - Finance
Great Lakes Institute Management
04.2001 -
Master of Arts - Finance
Madras University
04.2001 -
Bachelor of Arts - B.COM General
Meenakshi College For Women
04.2001 -