Selvanithila R S
Dindigul
Summary
Banking professional with 2+ years of experience in retail banking, branch operations, process improvement, and customer engagement. Seeking an opportunity to leverage my skills for the growth of a forward-thinking organisation.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Probationary Officer
The Federal Bank Ltd
05.2023 - 08.2025
- Cash officer-handling daily transactions, ensuring day-to-day cash balancing, and vault and ATM cash coordination by strictly adhering to RBI guidelines.
- Account opening-opening savings, current, term deposits, and salary accounts by coordinating with back-end operations and conducting KYC, AML, and due diligence checks as per RBI guidelines.
- Gold Loan Officer-Calculating loan eligibility based on LTV and ensuring safe custody of ornaments along with loan documentation, interest servicing, renewals, loan closure, and the auction process of loan default.
- Improved the sales of the organization by selling and cross-selling the products by coordinating with the customers.
- Hands-on experience in forex by handling inward and outward remittances and ensuring correct swift messaging and coordinating with the customers and concerned departments.
Intern Operations
Vegroute Agri Tech Private Ltd
05.2021 - 07.2022
- Designed innovative retail layouts, including baskets, racks, and packaging, to attract customers.
- Negotiated with vendors for cost-effective sourcing of materials and machinery.
- Optimised supply chain timelines from order placement to last-mile delivery.
Education
Master of Business Administration -
Amrita School of Business
Coimbatore, IN05-2023
B.E - CSE
Dr MCET
Pollachi, IN04-2019
Skills
- Process improvement
- Problem Solving
- Financial modelling
- Company valuation
- Customer engagement
- Data visualization
- Communication skills
Co-curricular activities
- Head of BIZIT management games forum during MBA.
Certification
- Six Sigma Green Belt, Henry Harvin Education, Process improvement by achieving operational excellence by using DMAIC principle.
- Project Management, LinkedIn
- Tableau Certification, Udemy, Data Visualization and Business Intelligence.
- Financial Modelling & Valuation, TheWallStreetSchool, Performed Company Valuations utilizing Markets Approach (Relative Valuation - Trading Comps & Deal Comps) and Income Approach (Future Cash Flows - Discounted Cash Flows). Comfortable with private and public company valuations. Built fully-integrated financial statements projection models, including the ability to run sensitivities within models. Worked on company profiles, sector analysis, competitive benchmarking, industry analysis, etc.
Timeline
Probationary Officer
The Federal Bank Ltd
05.2023 - 08.2025
Intern Operations
Vegroute Agri Tech Private Ltd
05.2021 - 07.2022
Master of Business Administration -
Amrita School of Business
B.E - CSE
Dr MCET