Summary
Overview
Work History
Education
Skills
Title
Personal Information
Certification
Timeline
Generic

SEMON JOSEPH

Commercial Banker
ERNAKULAM

Summary

Looking for an exciting and dynamic role where I can utilize my skills and experience to drive tangible results. Passionate about joining an organization that fosters a culture of innovation, continuous learning, and personal growth. To enhance my knowledge and relish new challenges and opportunities, I am placing more emphasis on development In my skill and Knowledge.

Overview

13
13
years of professional experience
3
3
years of post-secondary education
1
1
Certification
3
3
Languages

Work History

Relationship Manager

The South Indian Bank Limited
04.2023 - Current
  • Focusing on six branches with over 30 portfolio customers for Rs.200lacs, understanding their needs, advising on financial health, guiding parties for better growth, analyzing financial conditions, cash flow, and recovery processes in case of stress
  • Ensuring continuous follow-up with clients, strict monitoring of bank statements, while simultaneously placing a strong focus on onboarding new MSME customers

Sales Manager

The South Indian Bank Limited
05.2021 - 04.2023
  • Managing 12 branches in terms of pure MSME sales, conducting credit appraisal, financial analysis, onboarding customers based on bank norms, and striving to improve the branch portfolio

Customer Relationship Officer

The South Indian Bank Limited
05.2019 - 04.2021
  • Managing top corporate and MSME customers, addressing their needs, appreciating credit, and focusing on new business opportunities

Branch Head, Manager

The South Indian Bank Limited
04.2018 - 04.2019
  • Control Branch Banking and Marketing

Business Development Officer

The South Indian Bank Ltd
05.2016 - 04.2018
  • More Focus On CASA and MSME Business

Assistant Manager

The South Indian Bank Ltd
09.2014 - 03.2016
  • Branch Banking, Focus On day to day Banking Activities and Marketing

Clerk

The South Indian Bank Ltd
09.2011 - 09.2014

Branch Banking

Education

MCOM - Finance

IGNOU
Ernakulam
03.2007 - 05.2010

Bachelor Of Commerce - Taxation

St. Pauls
Ernakulam
03.2010

Skills

Ability to delegate and empower

Title

Commercial Banker

Personal Information

  • Date of Birth: 12/21/87
  • Gender: Male
  • Nationality: Indian

Certification

JAIIB

Timeline

Relationship Manager

The South Indian Bank Limited
04.2023 - Current

Sales Manager

The South Indian Bank Limited
05.2021 - 04.2023

Customer Relationship Officer

The South Indian Bank Limited
05.2019 - 04.2021

Branch Head, Manager

The South Indian Bank Limited
04.2018 - 04.2019

Business Development Officer

The South Indian Bank Ltd
05.2016 - 04.2018

Assistant Manager

The South Indian Bank Ltd
09.2014 - 03.2016

JAIIB

06-2014

Clerk

The South Indian Bank Ltd
09.2011 - 09.2014

MCOM - Finance

IGNOU
03.2007 - 05.2010

Bachelor Of Commerce - Taxation

St. Pauls
SEMON JOSEPHCommercial Banker