SEMON JOSEPH
Commercial Banker
ERNAKULAM
Summary
Looking for an exciting and dynamic role where I can utilize my skills and experience to drive tangible results. Passionate about joining an organization that fosters a culture of innovation, continuous learning, and personal growth. To enhance my knowledge and relish new challenges and opportunities, I am placing more emphasis on development In my skill and Knowledge.
Overview
13
13
years of professional experience
3
3
years of post-secondary education
1
1
Certification
3
3
Languages
Work History
Relationship Manager
The South Indian Bank Limited
Angamaly
04.2023 - Current
- Focusing on six branches with over 30 portfolio customers for Rs.200lacs, understanding their needs, advising on financial health, guiding parties for better growth, analyzing financial conditions, cash flow, and recovery processes in case of stress
- Ensuring continuous follow-up with clients, strict monitoring of bank statements, while simultaneously placing a strong focus on onboarding new MSME customers
Sales Manager
The South Indian Bank Limited
Kalady
05.2021 - 04.2023
- Managing 12 branches in terms of pure MSME sales, conducting credit appraisal, financial analysis, onboarding customers based on bank norms, and striving to improve the branch portfolio
Customer Relationship Officer
The South Indian Bank Limited
Chalakudy
05.2019 - 04.2021
- Managing top corporate and MSME customers, addressing their needs, appreciating credit, and focusing on new business opportunities
Branch Head, Manager
The South Indian Bank Limited
Thrissur
04.2018 - 04.2019
- Control Branch Banking and Marketing
Business Development Officer
The South Indian Bank Ltd
ERNAKULAM
05.2016 - 04.2018
- More Focus On CASA and MSME Business
Assistant Manager
The South Indian Bank Ltd
09.2014 - 03.2016
- Branch Banking, Focus On day to day Banking Activities and Marketing
Clerk
The South Indian Bank Ltd
Chennai
09.2011 - 09.2014
Branch Banking
Education
MCOM - Finance
IGNOU
Ernakulam 03.2007 - 05.2010
Bachelor Of Commerce - Taxation
St. Pauls
Ernakulam 03.2010
Skills
Ability to delegate and empower
Ability to give and receive feedback
Ability to learn from mistakes
Ability to manage stress
Ability to prioritize tasks
Ability to think outside the box
Title
Commercial Banker
Personal Information
- Date of Birth: 12/21/87
- Gender: Male
- Nationality: Indian
Certification
JAIIB
Timeline
Relationship Manager
The South Indian Bank Limited
04.2023 - Current
Sales Manager
The South Indian Bank Limited
05.2021 - 04.2023
Customer Relationship Officer
The South Indian Bank Limited
05.2019 - 04.2021
Branch Head, Manager
The South Indian Bank Limited
04.2018 - 04.2019
Business Development Officer
The South Indian Bank Ltd
05.2016 - 04.2018
Assistant Manager
The South Indian Bank Ltd
09.2014 - 03.2016
JAIIB
06-2014
Clerk
The South Indian Bank Ltd
09.2011 - 09.2014
MCOM - Finance
IGNOU
03.2007 - 05.2010
Bachelor Of Commerce - Taxation
St. Pauls