Shadab Siddiqui

• Strategic Leadership: Co-founded and scaled a financial consultancy focused on Retail Credit Home Loans, SME and Business Loans, wealth management, fintech solutions, overseeing all aspects of business operations, client acquisition, and service delivery.
• Financial Advisory: Provided expert financial planning, investment analysis, and risk management strategies to client.
• Business Development: Led go-to-market strategy, securing key partnerships and growing client base by 12% year-over-year.
• Team Management: Recruited and managed a multidisciplinary team of 90 finance professionals, fostering a high-performance, client-focused culture.
• Process Optimization: Developed and implemented scalable financial models, internal systems, and Reduced TAT.

Regulatory Compliance: Ensured all operations complied with RBI guidelines

• Product Handled-LAP & Business Loan
• Effectively managing & guiding the Team of sales and operation team for Delhi/NCR region along with vendor management.
• Handling Responsibility for achieving the target, ensuring high quality service & customer relationship management along with ensuring cost & productive norms are met.
• Prepared & executed business, marketing and sales plan for achieving the branch target.
• Identify & develop potential channel partners for achieving business volumes consistently and profitably.
• Maintain the highest standard for fiscal management practice and business ethics while adhering to company policy and local laws and guidelines.
• Closed average of 35-40 loans per month.
• Increased overall annual sales 18% by incorporating several quality process improvements within branch.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.
• Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.

• Product- PL, BL & CC
• Solely managed the entire Business Operation for the Delhi region generating a revenue login of Rs.25 crore monthly.
• Re-launch the personal loan business in Delhi/NCR region.
• Cross sell business through branch banking (Look after 63 branches), corporate salary team along with DSA and DST team.
• Formulate & implement competent business strategies to market a wide range of banking product and ensuring the attainment of sets sales and profit targets.
• Analyze latest marketing trends & tracking competitor’s activities and providing valuable input for fine tuning and marketing strategies.
• Identify prospective business, establish strategies partnership and alliance, generating business from the existing accounts and achieving profitability and increased sales growth.
• Ensure that highest service standard is maintained for servicing of clients & maintaining minimum turnaround time.
• Responsible for COA, Productivity and overall profit of the unit.

• Product- PL, BL, AL, Cross sell
• Recognized for consecutive outstanding performance in sales and received promotion in August 2009 with added responsibility to manage Delhi centre.
• Manage team of 15 TSE & Executive for generating business volumes with emphasis on cross sell of other products (Credit Card, mortgages, Insurance, Auto Loan etc) with higher average yield.
• Measure and review actual performance of sales personnel & Team Leaders on a daily, weekly and monthly basis against the standards.
• Analyze various reports & MIS and implement it to improve the business.
• Undertook team’s appraisals; manage the tasks related to their promotions and career development.
• Manage the cost center efficiently in accordance with sales governance norms with respect to employee productivity and attrition.
• Implementing efforts toward fresh acquisitions and retaining them by cross selling other products & relationship with existing clients.

• Product- BL & PL
• Successfully generated a strong pipeline of revenue login worth 7-8 crores every month.
• Responsible for effectively managing the team of 15 member & DSA for generating Business with emphasis on 'cross sell'.
• Set & manage the production targets of the group, analyzed the quality of work and resolved their queries.
• Organize training and management development programs for the members of the team.
• Conduct regular marketing research activities & analyzed penetration levels.
• Managed budget allocation and resource utilization to maximize marketing ROI.
• Conducted market research to identify new opportunities and target markets.

• Products Handled – Personal Loa
• Assign and review the target on weekly basis.
• Coached sales associates in product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
• Generated sales report to help upper management make effective decisions and sales plans.
• Managed and developed sales team.