Shaik Gaddam Ashraf

Experience at ICICI Bank – Backend Operations & AML/KYC

• Executed backend operations with high accuracy, ensuring seamless processing of customer transactions, account maintenance, and compliance checks as per ICICI Bank’s internal protocols.
• Performed in-depth KYC reviews and customer due diligence (CDD) for both retail and corporate clients, ensuring full adherence to RBI and internal compliance guidelines.
• Supported the onboarding process by validating customer documents, screening clients through tools like World-Check, and flagging potential high-risk profiles for enhanced due diligence (EDD).
• Monitored transactional data for red flags and coordinated with compliance teams for the timely filing of Suspicious Transaction Reports (STRs) in line with AML regulations.
• Managed daily reconciliation and reporting tasks, contributing to accurate MIS generation and operational transparency across branches.
• Played a key role in periodic KYC refresh cycles, helping the bank maintain up-to-date and compliant customer records across diverse portfolios.
• Worked closely with internal audit teams during compliance checks, ensuring zero major observations and maintaining high regulatory audit scores.
• Actively contributed to automation initiatives by identifying manual process gaps, helping reduce turnaround time and operational risk.