Summary
Overview
Work History
Education
Skills
Websites
Education And Certifications
Technologies And Tools
Languages
Strategic Project Highlights
Key Leadership Competencies
Timeline
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SHALLY BHATT

Bangalore

Summary

Visionary and impact-driven program leader with over 20 years of experience in strategic program and portfolio management across fintech, digital lending, e-commerce, healthcare, and industrial tech sectors. Proven success in delivering enterprise-wide digital transformation, scaling lending ecosystems, and leading large PMO operations in high-growth and regulated environments. Exceptional ability to lead cross-functional global teams, drive complex integrations, optimize delivery governance, and build strategic fintech partnerships that accelerate business value.

Overview

19
19
years of professional experience

Work History

Associate Director – Program Management

Flipkart Pvt. Ltd.
Bangalore
04.2025 - Current
  • Spearheading enterprise affordability programs impacting ₹10K Cr+ GMV; aligned program execution to strategic business growth and financial KPIs.
  • Developed comprehensive affordability roadmap covering EMI, co-lending, and credit wallet initiatives with top fintech players.
  • Drove program governance through executive steering committees, risk management frameworks, and continuous tracking of OKRs and KPIs.
  • Delivered accelerated launches (50% faster time-to-market) through robust Agile delivery frameworks and API integrations with HDFC, ICICI, TVS Credit, and more.
  • Established cross-brand collaboration across Flipkart, Myntra, and Cleartrip to ensure unified affordability strategy and delivery across customer segments.

Associate Director – Embedded Finance & Credit Programs

Myntra Designs Pvt. Ltd.
Bangalore
04.2024 - 04.2025
  • End-to-end owner of Myntra’s digital credit programs including credit cards and personal loans; scaled co-branded Kotak credit card to ₹7000 Cr annual spends in 12 months.
  • Defined and led partnership strategy with Kotak Bank and network providers (Visa, Mastercard), aligning on P&L, commercial terms, and risk appetite.
  • Deployed real-time onboarding journeys (eKYC, virtual card) reducing user friction and activation time by 90%.
  • Instituted credit-risk segmentation models in partnership with data science teams, improving approval rates by 25% while maintaining NPA levels.

Senior Technical Program Manager

Myntra
Bangalore
04.2021 - 03.2024
  • Delivered large-scale compliance, pricing optimization, and monetization initiatives with direct impact on revenue and regulatory continuity.
  • Led RBI-compliant tokenization initiatives (with PayTM, card networks), ensuring 100% compliance pre-deadline.
  • Built and implemented AI-powered dynamic pricing engine, reducing manual interventions by 60% and increasing GMV by 15%.
  • Executed end-to-end lifecycle of high-stakes initiatives including annual flagship sales (Big Fashion Festival) and platform ad monetization enhancements.

Program Manager – Global Building Solutions

Honeywell Technology Solutions
Bangalore
12.2019 - 04.2021
  • Managed global delivery of MaxPro Cloud and MaxProAccess portfolio (~$50M) across US, Europe, and APAC.
  • Served as Release Train Engineer (RTE) driving Agile maturity across geographically distributed teams (100+ engineers).
  • Embedded governance with global PMO, including Earned Value Metrics, Change Control, and delivery forecasting.
  • Oversaw end-to-end execution of strategic enterprise client programs (e.g., Cigna, DaVita) with full accountability on scope, cost, quality, and risk.

Project Manager – IIoT & Global Digital Programs

GE Transportation
Bangalore
06.2017 - 11.2019
  • Led the conception, planning, and execution of GE’s flagship $40M IIoT platform for transportation analytics.
  • Collaborated with VPs and global stakeholders to define project vision, secure funding, and lead delivery across multiple time zones.
  • Managed multiple vendors and partners to ensure on-time feature delivery, system interoperability, and budget compliance.

Project Lead / Technical Lead / Senior Developer

GE Healthcare
Bangalore
11.2006 - 05.2017
  • Directed Agile transformation of a 140-member team across global locations; owned delivery roadmap and scrum governance.
  • Delivered enterprise imaging and diagnostics platforms, translating clinical needs into scalable, secure, and compliant software.
  • Championed automation and CI/CD pipelines, reducing release cycle times by 40% and improving testing accuracy.

Education

Fintech Professional Certificate -

IIM Kozhikode
08.2025

MCA – Master of Computer Applications -

DOEACC
Delhi

Skills

  • Strategic Program Leadership & Governance
  • Enterprise Portfolio & Budget Management (>$50M)
  • Embedded Finance & Lending Ecosystems
  • GTM Strategy, Launch Planning & Value Realization
  • Regulatory Programs (RBI, PCI-DSS) & Compliance Delivery
  • Scaled Agile (SAFe), Waterfall, Hybrid Delivery
  • Executive & CXO Stakeholder Communication
  • Vendor & Risk Management at Scale
  • KPI Frameworks, OKRs & Continuous Optimization
  • Product & Tech Alignment (APIs, Platforms, Tokenization)

Education And Certifications

  • Fintech Professional Certificate (Ongoing) – IIM Kozhikode
  • MCA – Master of Computer Applications – DOEACC, Delhi
  • SAFe 4 Certified Program Consultant
  • Certified ScrumMaster (CSM)
  • PMP (optional)
  • Risk Management & Strategic Execution (PMI/Other)

Technologies And Tools

Jira, Confluence, Azure DevOps, MS Project, Miro, GitHub, Jenkins, Selenium, Postman, .NET, SQL Server, C#, REST APIs, Lending APIs, Card Lifecycle, Tokenization Engines, Power BI, Excel, Tableau

Languages

  • English (Fluent)
  • Hindi (Fluent)

Strategic Project Highlights

  • Launched Myntra–Kotak Co-Branded Card: ₹7000 Cr+ annual spend in year one, boosting platform stickiness and AOV.
  • Embedded Credit Programs at Flipkart: Cardless EMI, Debit EMI & Co-lending scaled to 30% GMV contribution.
  • Tokenization & RBI Compliance: Delivered regulatory readiness in
  • Led Global $50M Product Portfolio: MaxPro Access launched across US, EU, and APAC with cross-functional governance.
  • Conceptualized & Delivered GE’s IIoT Suite: Transformed analog rail data into actionable insights, supporting global rollout.

Key Leadership Competencies

  • Strategic Program Leadership & Governance
  • Enterprise Portfolio & Budget Management (>$50M)
  • Embedded Finance & Lending Ecosystems
  • GTM Strategy, Launch Planning & Value Realization
  • Regulatory Programs (RBI, PCI-DSS) & Compliance Delivery
  • Scaled Agile (SAFe), Waterfall, Hybrid Delivery
  • Executive & CXO Stakeholder Communication
  • Vendor & Risk Management at Scale
  • KPI Frameworks, OKRs & Continuous Optimization
  • Product & Tech Alignment (APIs, Platforms, Tokenization)

Timeline

Associate Director – Program Management

Flipkart Pvt. Ltd.
04.2025 - Current

Associate Director – Embedded Finance & Credit Programs

Myntra Designs Pvt. Ltd.
04.2024 - 04.2025

Senior Technical Program Manager

Myntra
04.2021 - 03.2024

Program Manager – Global Building Solutions

Honeywell Technology Solutions
12.2019 - 04.2021

Project Manager – IIoT & Global Digital Programs

GE Transportation
06.2017 - 11.2019

Project Lead / Technical Lead / Senior Developer

GE Healthcare
11.2006 - 05.2017

Fintech Professional Certificate -

IIM Kozhikode

MCA – Master of Computer Applications -

DOEACC
SHALLY BHATT