MS
Shankar G
Team Lead and Credit Risk Administrator
Mumbai
Summary
Team leader and credit risk administrator with a total of 20 years' experience in banking, specializing in credit risk management, regulatory reporting, documentation and operational planning with good leadership skills.
Overview
20
20
years of professional experience
2
2
Languages
Work History
Team Lead, Middle Office Department
MUFG Global Services Private Ltd.
2 2024 - Current
- Introduction of the middle office department as a hybrid service for one of the APAC regions in Mumbai
- Key member in standardizing and centralizing the middle office functions for the APAC region
- Leading a team of 22 and managing the recruitment and onboarding of new employees
- Responsible for setting and achieving KPIs.
Credit Risk Administration of India, Head
MUFG Bank
08.2017 - 1 2023
- Introduction of centralization of credit risk management in Mumbai
Introduction of standard operating procedures for credit risk management in India - Introduced various initiatives like standardization of documents, document repository, monthly stakeholder meetings etc
- Review, negotiation and verification of loan documents for onshore and offshore locations
- Due Date Control Management
- Identification and monitoring of stressed assets
- One of the key members in the system migration to the T24 platform and recipient of the “Regional Executive Award for Excellence”
Department Head, Middle Office
MUFG Bank
08.2012 - 07.2017
- Instrumental member in the introduction of the Agent Transaction Manual for Indian Branches (this manual was introduced on the recommendation of the Monetary Authority of Singapore and the Japan Financial Services Authority)
- Introduced a process flow for effective control of credit risk monitoring which was rolled out across all Indian branches
- Managed a three-member team for standardization of credit documents for the India team in coordination with the regional head office, Mumbai, the external legal department and the legal team in Singapore
- I played a pivotal role in Chennai branch achieving 2nd rank among Oceanic branches in Asia by successfully implementing various initiatives including daily team challenges, monthly incident analysis and stakeholder meetings.
- Developed various VBA based Excel automation tools for MIS, loan monitoring, fee calculation, due date control etc.
Manager / Senior Associate
MUFG Bank
08.2007 - 07.2012
- Improved the business size of the branch from INR6Bio to INR15Bio (on shore) and from USD150Mio to USD1Bio (off shore) within 5 years
- During the Lehman Brother period, singly handled the entire portfolio of the branch for about 9 months and onboarded 3 new global clients and achieved the half year targets.
Probationary Officer / Personal Secretary to General Manager
The State Bank of India
03.2004 - 07.2007
- Best Trainee Credit Analyst award during my time at Diamond Branch, Mumbai
- I surveyed some of the northern districts of Gujarat with a view to opening new branches in this region and I am very proud to say that out of the 6 proposed locations, the bank opened 2 new branches in a location proposed by my team.
Education
SSLC - Science
Matriculation Board
Dindigul, India06.1991
HSC - Science
Tamil Nadu State Board
Dindigul, India06.1993
B.E - Electrical & Electronics
Madras University
06.1998
Skills
Control and monitoring of credit risks
Loan documentation (review, negotiation, verification) for offshore and onshore locations
Identification and monitoring of stressed assets
Regulatory reporting
Good knowledge of MS Office, good knowledge of Excel VBA
Basic knowledge of SQL and Oracle databases
Leadership qualities, communication skills, problem-solving skills and the ability to work in a team
Other Information
Holding Hong Kong visa valid until October 26th, 2026.
Personal Traits
- Adaptability
- Keenness for accumulating knowledge
- Open to suggestions
- Total Team player
- Can be counted on during crisis
Additional Information
Holding Hong Kong visa valid until October 26th, 2026.
Software
Interests
Watching Football matches and Playing Chess
Timeline
Credit Risk Administration of India, Head
MUFG Bank
08.2017 - 1 2023
Department Head, Middle Office
MUFG Bank
08.2012 - 07.2017
Manager / Senior Associate
MUFG Bank
08.2007 - 07.2012
Probationary Officer / Personal Secretary to General Manager
The State Bank of India
03.2004 - 07.2007
Team Lead, Middle Office Department
MUFG Global Services Private Ltd.
2 2024 - Current
SSLC - Science
Matriculation Board
HSC - Science
Tamil Nadu State Board
B.E - Electrical & Electronics
Madras University