PROFFESSIONAL SUMMARY
Successful and goal-oriented individual with extensive experience in commercial banking in building long-term
relationships and exceeding customer expectations. Competent in lending cross functional teams, performing market
research, and integrating financial accounts to promote corporate success. Track record of successfully managing
credit portfolios, encouraging revenue growth, and hitting sales targets. Expertise in SME business and operations
invoice funding operations and sales, commercial banking operations and services.
AREA OF EXPERTISE
Client Relationship
Building
Business Development Commercial Banking
Credit Analyst
Risk Management &
Analyst
Trade Finance Analyst Account Opening
Operations
Commercial Banking
Operations and Service
Preparing Lending
Agreements &
Documentation
Overview
10
10
years of professional experience
Work History
Relationship Manager
Axis Bank Limited
03.2019 - 08.2022
Managed credit portfolios of £50 million as point of contact for SME clients and Corporates through strategic
management of lending relationships, leveraging interest and fee structures to maximise profitability
Oversaw credit portfolio of 70 SME clients across diverse region sectors, ensuring review, risk assessment, and
portfolio management.
Assistant Manager
YES Bank Limited
09.2016 - 03.2019
Co-ordinated the banking operations and services to the credit portfolio of corporate and commercial groups in
real estate, hospitality, education, healthcare sectors, financial institutions, wholesale traders, import & export
sector, IT sector and manufacture sectors
Expertise in the process of account opening, KYC review, corporate and commercial banking transactions,
inward & outward remittances, letter of credit, Bank guarantees, import and export finance and cash
management service operations.
Officer (Branch Forex team)
UAE Exchange & Financial Services Ltd
02.2015 - 09.2016
Responsible for timely buying and selling of foreign currencies as well as cross-selling and marketing of
foreign remittances, travellers’ cards, and multi-currency cards
Handled large volumes of foreign currency safely and responsibly throughout deliveries and balancing
procedures.
Business Development Executive
HDFC Bank Limited
08.2012 - 01.2015
Stay abreast of new auto loan products and offers to meet the customer's needs
Responsible for handling branch portfolio clients with loan products and credit options that are available, as
well as the terms of those services.