Sharad Singh
AML/KYC- Due Diligence Associate
Electronic City
Summary
Dedicated associate with a proven track record in client collaboration, adept at swiftly identifying needs and recommending tailored products and services to achieve client objectives. Exceptional communication skills drive a commitment to delivering outstanding customer care, ensuring satisfaction and loyalty. Extensive experience in financial compliance and regulatory procedures, with a strong focus on AML and KYC processes, enables the identification of suspicious activities while maintaining adherence to regulations. Knowledgeable in risk assessment and mitigation, complemented by a history of effective teamwork and adaptability in fast-paced environments.
Overview
8
8
years of professional experience
Work History
Associate
Goldman Sachs & Co.
01.2025 - Current
- Manage client onboarding for the advisory division of Investment Banking, ensuring compliance, accuracy, and timely execution.
- Collaborate with senior leadership to implement regulatory and policy changes into KYC workflows.
- Reviewing regulatory filings, i.e., SEC 10-K forms; BO transparency register.
- Maintained updated knowledge of relevant regulations and industry best practices to continuously improve AML/KYC processes.
- Provided guidance to junior team members, helping them grow their expertise in AML/KYC analysis techniques.
Senior Analyst
Goldman Sachs & Co.
04.2022 - 12.2024
- Contributed to the periodic KYC review of top-tier clients, achieving the highest global completion rate.
- Acted as a Policy Query Approver (PQA), resolving cross-team policy queries, and approving KYC reviews across all risk levels.
- Transitioned to supporting onboarding and due diligence for high-net-worth private clients within investment banking.
- Leveraged advanced analytical skills to review complex documentation and accurately assess risks associated with client relationships.
- Built strong relationships with key stakeholders within corporate and investment banking divisions, facilitating smooth collaboration on KYC matters.
Senior Analyst (Contract)
Goldman Sachs & Co.
11.2020 - 03.2022
- Processed monthly invoices from client nostro banks for Custody and Settlements operations.
- Managed break identification and resolution within strict service level agreements.
- Led the transition of cash transaction invoicing from Treasury to Agent Bank BAU.
Reconciliation Analyst
Societe Generale
12.2018 - 05.2020
- Performed reconciliations across AMER region business lines, including Nostro/Vostro and suspense accounts.
- Reconciled carry-broker balances against bank GLs; managed credit score reporting and automated rejects.
- Validated Treasury postings and gained exposure to SWIFT and client money processes.
AML-KYC Analyst
Accenture
10.2017 - 11.2018
- Conducted AML/KYC due diligence for individual and corporate accounts, including OFAC, PEP, and jurisdiction risk reviews.
- Investigated alerts and escalated potential compliance risks as part of the Payments Compliance team.
Education
Bachelors of Commerce - Hon's in Finance
Alliance School of Business
Bengaluru, IndiaHighschool Education - High School
Hill Top School
Jamshedpur, India06-2014
Skills
Teamwork and collaboration
Team management
Excellent communication
Transaction monitoring
Customer due diligence
AML investigations
Sanctions screening
Enhanced due diligence
Document review
Client onboarding
Time management aptitude
Sanctions screening proficiency
Timeline
Associate
Goldman Sachs & Co.
01.2025 - Current
Senior Analyst
Goldman Sachs & Co.
04.2022 - 12.2024
Senior Analyst (Contract)
Goldman Sachs & Co.
11.2020 - 03.2022
Reconciliation Analyst
Societe Generale
12.2018 - 05.2020
AML-KYC Analyst
Accenture
10.2017 - 11.2018
Bachelors of Commerce - Hon's in Finance
Alliance School of Business
Highschool Education - High School
Hill Top School