Proactive and result oriented professional with experience in Retail banking-Risk Management and Information Technology Companies as Implementation /Business Analyst .
1.Started my career as a tactful and assertive collections resource with an excellent experience of collecting the money from various type of customers and good in all type of financial and credit system and worked across India( South /North/East), The last stint was at ABN AMRO BANK as Retail Banking , Risk , Asst Vice president – North/East
2.Innovative Business Analyst in Banking Integrations /Supply chain skilled at enhancing and optimizing business processes to ensure growth and success. Experienced with analyzing internal workflow process to identify areas of enhancement, developing and implementing business development plans, and assessing business requirements.
3.Experience in Pre-sales, RFP, RFI responding, providing demo to prospects and generating workflows of product functionalities.
Roles & Responsibilities :
1.Understanding Business requirement documents, Design documents, mapping sheets.
2.Consulting with the client and other users to determine the needs of the system and analyze the business processes in an organization.
3.Writing Technical Documents such as Inception Report, Project Plan,SRS (Software Requirement Document), Business Requirement Documents,(BRD), SDD (Software Design Document).
4.Requirements Gathering and Analysis.
5.Developing specifications diagrams and flowcharts for programmers to follow and develop the software application.
6.Acting as a liaison between clients such as management, customers or end-users, and the software development or information technology team.
7.Completeness of System Use Cases/ BRDs.
8.Well versed in Functional Testing, Integration Testing, System Testing.
Regression Testing, GUI Testing and User Acceptance Testing (UAT).
9.Experience with relational databases, Oracle and PostgreSQL.
1. In Business -Super market
2. Sold to Foodworld Supermarkets Pvt In Hyderabad
Title : Regional Collections Manager
Location: Hyderabad/Bangalore/Delhi, Jan 2000 to June 2008
Products Handled: Home Loans/Loan against Property (LAP) /Auto Loans/Personal Loans/LAS/OD/Credit Cards.
1.Handling the South India and later moved to North on Promotion.
2.Ensuring Credit &Collection process flow in Risk 30 to Recovery for North/East.
3.In-charge of handling Credit & Collections for North/East.
4.Responsible for managing large team of Credit & collection managers.
5.Prepare yearly plan on future delinquency and write-off based on business projections.
6.Daily, Weekly and Monthly MIS reporting and tracking and give necessary inputs in achieving required resolution to maintain minimum losses for the bank as budgeted.
7.Responsible for establishing processes, ensure policy adherence & risk audits for the region.
8.Tracking of processes on an ongoing basis to ensure implementation of the policy and to ensure deviations are well within benchmarks and tracked.
9.Responsible for management of the team goals and appraisals, personal development & growth of reporting managers/ officers.
10.Responsible for timely recruitment of Managers/Officers across locations to ensure preparedness to support business growth.
11.Responsible to Credit & Collections policy adherence and adequate & timely training of teams to meet portfolio requirements.
12.Responsible for Internal audit.
1.Prepare yearly plan on future delinquency and write-off based on business projections.
2.Daily, Weekly and Monthly MIS reporting and tracking and give necessary inputs in achieving required resolution to maintain minimum losses for the bank as budgeted.
3.Responsible for establishing processes, ensure policy adherence & risk audits for the region.
4.Tracking of processes on an ongoing basis to ensure implementation of the policy and to ensure deviations are well within benchmarks and tracked.
5.Responsible for management of the team goals and appraisals, personal development & growth of reporting managers/ officers.
6.Responsible for timely recruitment of Managers/Officers across locations to ensure preparedness to support business growth.
7.Responsible to Credit & Collections policy adherence and adequate & timely training of teams to meet portfolio requirements.
8.Responsible for Internal audit.
Software Project management
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