Summary
Overview
Work History
Education
Skills
Websites
Certification
Languages
Awards
Timeline
Generic

Shardendu Kumar

Banker
Bengaluru

Summary

As a Business Banking Specialist at ICICI Bank, I provide innovative and customized financial solutions for C-suite clients across various sectors. With over 16 years of experience in banking, sales, product, portfolio and marketing, I have a strong background in the payments industry, lending and portfolio management services, having worked with leading issuers and acquirers in the past. I hold an executive program certificate from IIM Indore in Blockchain and Fintech in Business, to leverage the latest technologies and trends in the banking sector. I have a proven track record of generating revenue, driving growth, and achieving high customer satisfaction. Received multiple awards for stellar performance and best approval rates. My mission is to create value for clients, the organization, and team, by delivering excellence, innovation, and integrity.

Overview

16
16
years of professional experience
7
7
years of post-secondary education
2
2
Certifications

Work History

Business Banking Specialist

ICICI Bank
9 2023 - Current
  • Business Banking Specialist at ICICI Bank plays a crucial role in managing corporate banking opportunities
  • Key responsibilities include relationship building, maximizing operating income, client service, and client visits.
  • Created independent excel dashboards to verify data and results of analysis.
  • Provided leadership and direction to grow team portfolio and increase revenue.
  • Increased revenue generation through targeted marketing initiatives aimed at expanding client base.
  • Conducted evaluation and monitoring of specific investment types to provide insight to investment management team.
  • Trained junior team members on best practices related to business banking services and products.
  • Streamlined loan application processes for faster approval rates and increased client retention.
  • Ensured timely resolution of complex customer issues by liaising with relevant departments and stakeholders.
  • Improved portfolio growth by identifying potential prospects through market analysis and networking events.

Zonal Head

HDFC Bank
09.2010 - 09.2023
  • Zonal Head - Payments Business, provided strategic leadership for credit card business growth, drove business development, managed risk, built relationships, tracked performance metrics, provided training and market insights, and led team of over 100 credit card professionals.
  • Analyzed performance metrics, adjusting strategies as needed to meet or exceed targets consistently.
  • Leveraged data-driven insights to make informed decisions regarding staffing needs, budget allocations, and resource planning.
  • Business Development: Drove customer acquisition, portfolio expansion, and revenue generation by sales teams, marketing, and product development with collaboration with product team.
  • Risk Management: Zonal Head role also included timely monitoring on credit risk, fraud prevention, and compliance. We work closely with risk teams to maintain healthy credit card portfolio.

Relationship Manager

American Express
08.2009 - 09.2010
  • Built and maintained relationships with new and existing clients while providing high level of expertise
  • Maintained knowledge on banking products and distribution to provide optimal service support
  • Achieved goals for sale of bank products and services and exceeded performance metrics for customer service

Acquisition Manager

Deutsche Bank
03.2008 - 08.2009

Built and maintained relationships with new and existing clients while providing high level of expertise
Maintained knowledge on banking products and distribution to provide optimal service support
Achieved goals for sale of bank products and services and exceeded performance metrics for customer service

Education

Executive program - Blockchain & Fintech in Business

Indian Institute of Management, Indore
Indore
01.2023 - 05.2023

MBA - Finance and Marketing

IBS Hyderabad
Bengaluru
01.2006 - 04.2008

B.sc - Maths

Lalit Narayan Mithila University, Darbhanga
Darbhanga
01.2001 - 04.2005

Skills

Commercial Lending

Treasury

Sales Leadership

Relationship Management

Channel financing

Portfolio Management

Strategic Planning

Revenue Generation

Financial Planning

Regulatory Compliance

Investment planning

Certification

Product Management First Steps

Languages

Hindi
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)

Awards

  • STAR PERFORMER AWARD.
  • CERTIFICATE OF APPRICIATION for various R & R.
  • BEST ZONAL HEAD.
  • BEST AREA HEAD.
  • I AM A CONTRIBUTOR AWARD.

Timeline

Executive program - Blockchain & Fintech in Business

Indian Institute of Management, Indore
01.2023 - 05.2023

Zonal Head

HDFC Bank
09.2010 - 09.2023

Relationship Manager

American Express
08.2009 - 09.2010

Acquisition Manager

Deutsche Bank
03.2008 - 08.2009

MBA - Finance and Marketing

IBS Hyderabad
01.2006 - 04.2008

B.sc - Maths

Lalit Narayan Mithila University, Darbhanga
01.2001 - 04.2005

Business Banking Specialist

ICICI Bank
9 2023 - Current
Shardendu KumarBanker