Shashankkumar R Kalwar

Company Overview: LOB - Asset and Wealth Management
Process - USPB Front office - Lending Support

Roles and Responsibilities:

1) Banker/Client Advisor Support.

• Client Prospecting: Assist bankers in identifying and reaching out to potential clients by researching potential leads, understanding their financial needs, and preparing relevant information to facilitate effective client engagement
• Financial Entry and Portfolio Insight: Enter financial data accurately into relevant systems and provide insights into client portfolios. This includes analyzing financial statements, tracking investment performance, and offering recommendations to optimize client portfolios

2) Lending Advisor Support.

• Creating and Maintaining Pipeline Requests: Update and manage a pipeline of client requests and opportunities. This involves tracking and reporting of each request, and maintaining an organized system to prioritize and address client needs efficiently
• Providing E2E Support for Booking Credit Facilities: Oversee the entire process of booking credit facilities, from initial collateral analysis to final approval. This includes gathering necessary documentation, coordinating with various departments, and ensuring compliance with lending policies and procedures
• Running Periodic Reports for Credit Facilities: Generate and analyze regular reports on credit facilities to monitor performance, identify trends, and assess risk
• Managing Covenant Exceptions: Monitor and manage any exceptions to loan covenants, ensuring that any deviations are addressed promptly. This involves working with clients and internal teams to resolve issues and maintain compliance with loan agreements
• Providing Comprehensive Support for Lending Tasks: Offer full-spectrum support for all lending-related activities, including documentation, client communication, and issue resolution. This ensures a seamless experience for clients and helps maintain strong relationships with them

Company Overview: LOB - Asset and Wealth Management
Process - Credit Risk - Collateral Monitoring

Roles and Responsibilities:

• The primary task involved validating the margin calls and reporting the verified/valid margin calls to both the Market and Senior Management
• Processing and Setting up a loan account (Facility) in the system as per the instructions received from Capital Advisor/ Lender via application call ICRD
• Actioning the modification/alternating to the collateral account
• Periodic monitoring of collateral account - Marketable and Non- Marketable securities
• Reviewing and approving Collateral Draw request
• Worked on Margin Call End-to-end process
• Identifying process improvement areas and executing the best practices after discussion and complete agreement for all the teammates and process leaders
• Responsible for managing 2 email box where collateral related request are received
• One email box for collateral related queries and actions and another email box for validating collateral and approving the draw request

Worked on Multiple projects and system issue identification during this tenure:

• Migrated E2E margin call process to India and collaborated with the BOSS team to automate the tactical margin call process by providing detailed insights into the manual review process
• Life Insurance monitoring process enhancement
• Worked on a project with the booking to minimize the Draw request received after 4.00 PM EST
• Worked on a project to understand why Recap draw request are sent for manual approval, when the system can process the request via connect ticket
• Worked on clean-up project with lenders' in scenario where the facility was incorrectly setup in GCM, due to incorrect communication received

Company Overview: Process - Maternity Payroll

Roles and Responsibilities:

• Maintains payroll information by coding Maternity/Paternity entitlement of employees working for TESCO, UK; (directing the calculation, and entering of data)
• Updates payroll records by reviewing and approving changes in exemptions and determining the eligibility of pay receivable by the colleagues on Maternity/Paternity based on job titles, service tenure, minimum earnings and department/ division transfers
• Balancing the payroll accounts by resolving payroll discrepancies
• Liaising with Personnel (Store/Head Office/Distribution/Tesco Bank) for queries relating to colleagueʼs salary
• Maintains payroll guidelines by writing and updating policies and procedures
• Comply with local legal requirements by studying existing and new legislation; enforcing adherence to requirements; advising management on needed actions
• Identifying operational improvements and finding solutions by applying CI tools and techniques

Company Overview: LOB: Assets and Wealth Management

Process: Collateral Monitoring(Loan Processing)
Roles and Responsibilities:

• Processing and Setting up a loan account (Facility) in the system as per the instructions received from Capital Advisor/CLT Lender
• Actioning the modification/alternating to the collateral account
• Periodic monitoring of collateral account - Marketable and Non- Marketable securities
• Reviewing and Authorizing the collateral documents for Chase Private Clients (CPC) to either activate or terminate the collateral account
• Identifying the Standard facility and Non-Standard Facility and the standard Lending Values for both the facilities
• Identifying different types of collateral account i.e
• Asset account, MMIA (Money market investment account), Skip/SCPP account (CPC clients), TD-CD account and risk associated with the collateral account and placing the predefined control to minimize debt risk
• Understanding and executing with the SBLC as a facility and SBLC as collateral
• Updating the Non-standard Lending Values on certain holdings of client as per project received
• Identifying process improvement areas and executing the best practices after discussion and complete agreement for all the teammates
• Awards: Star of the Quarter (Q4/2016)