SHASHWAT JATAV

Universal Loan Manager

• Designed and implemented a low-level architecture to ensure full compliance with RBI regulations, enhancing system security and auditability.
• Developed a highly configurable Loan Management System using Factory, Strategy, and Template design patterns, enabling flexible loan lifecycle management and reducing maintenance overhead.
• Built core workflows including loan booking, repayment processing, knock-offs, and bucketing logic, improving operational efficiency and accuracy.
• Ensured API robustness by following REST principles and implemented idempotency to handle duplicate request gracefully.
• Modeled data effectively using MongoDB schemas and implemented indexing strategies to improve query performance.
• Established monitoring and alerting dashboards in Grafana by writing PromQL queries with Thanos and Prometheus .

Lender Integration Platform

• Developed a modular lender decision engine using Factory and Visitor patterns, enabling seamless integration of new lending partners and reducing partner onboarding time.
• Implemented a rate-limited lender integration leveraging Temporal workflows to ensure reliable, scalable, and compliant API interactions.

Data Pipeline

• Built a robust distributed pipeline generating 500K+ credit bureau reports monthly and biweekly within 3 hours, leveraging AWS MSK Kafka with source and sink connectors , AWS Lambda , AWS S3 , and SFTP.

Personal Loans

• Participated in Design & Development of a scalable personal loan platform managing 360+ crores in disbursements.
• Implemented an automated due date and NACH mandate system processing 10+ crores monthly, featuring intelligent retry mechanisms and late fee calculation, with zero manual intervention.
• Built a custom EMI calculator implementing BPI's amortization logic, enhancing accuracy in loan repayment schedules and improving financial forecasting.

CLM Communications

• Built a scalable customer lifecycle management system supporting 500K+ active users using Temporal workflows, leading to significant improvements in customer engagement and retention.
• Developed billing communications for over 400K users , enhancing customer experience

Company Overview: Fintech - Digital Lending Platform