Shaurya Arya
Surat
Summary
Dynamic Credit Manager with extensive experience at HDFC Bank, excelling in credit analysis and risk assessment. Proven track record in developing robust credit policies and enhancing client satisfaction. Adept at financial modeling and decision-making, leveraging strong attention to detail to mitigate risks effectively. Committed to driving organizational success through strategic insights.
Overview
5
5
years of professional experience
Work History
Credit Manager
HDFC Bank
Surat
04.2023 - Current
- Evaluated customer applications for credit limits based on established guidelines.
- Analyzed financial data to assess risk levels in credit extension.
- Tracked emerging industry trends related to potential risks.
- Provided guidance to departments on developing new credit policies and procedures.
- Conducted quantitative analysis to quantify potential risk magnitude.
Release Manager
Hdfc bank
Surat
10.2022 - 03.2023
- Conducted risk assessments for each release cycle, identifying necessary mitigation strategies.
- Developed and maintained relationships with business banking clients to ensure satisfaction.
- Resolved customer complaints promptly, adhering to internal policies and procedures.
- Reviewed applications for commercial credit facilities, ensuring accuracy of submitted documents.
- Acquired new clients managing ticket sizes from 10 crore to 250 crore.
Sales Manager
ICICI Prudential
New Delhi
10.2020 - 09.2022
- Guided customers in selecting optimal life insurance coverage tailored to needs.
- Negotiated policy terms with clients to maximize benefits for both parties.
- Established efficient workflow processes to enhance organizational performance.
- Monitored budgets and expenditures to ensure cost-effectiveness while upholding quality standards.
Education
MBA - Finance
IBS
Ahmedabad03-2020
B. COM - Commerce
Mahatma Gandhi Kashi Vidyapeeth
Varanashi01-2017
INTERMEDIATE - Commerce
GYAN KUNJ ACADEMY
Sikanderpur, Ballia01-2013
High School -
GYAN KUNJ ACADEMY
Sikanderpur, Ballia01-2011
Skills
- Credit analysis and evaluations
- Risk assessment and mitigation
- Problem solving and decision making
- Attention to detail and accuracy
- Time management and prioritization
- Underwriting expertise and loan reviews
- Research and due diligence practices
- Portfolio management strategies
- Credit risk management techniques
- Application review processes
- Certified fraud examiner skills
- Financial modeling and forecasting
- Policy development and compliance
- Data analysis and interpretation
- Market research and insights
Timeline
Credit Manager
HDFC Bank
04.2023 - Current
Release Manager
Hdfc bank
10.2022 - 03.2023
Sales Manager
ICICI Prudential
10.2020 - 09.2022
MBA - Finance
IBS
B. COM - Commerce
Mahatma Gandhi Kashi Vidyapeeth
INTERMEDIATE - Commerce
GYAN KUNJ ACADEMY
High School -
GYAN KUNJ ACADEMY
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