Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
SHEETAL KARKERA

SHEETAL KARKERA

Manager - Retail Branch Banking
Mumbai

Summary

Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach.

Overview

12
12
years of professional experience
2
2
Certifications
3
3
Languages

Work History

MANAGER - TELLER AUTHORIZER

HDFC Bank
02.2023 - Current
  • Handling and Monitoring all Retail Branch operations.
  • Ensuring effective execution of branch operations timely and error free processing of branch transactions.
  • Ensuring the highest service standards are maintained for servicing of clients with minimum turn-around-time.
  • Mentoring, training, and Developing team members to ensure operational efficiency and Product.
  • Ensuring strict adherence to KYC.
  • Authorizing opening and processing of FDRs, DD/PO, RTGS, NEFT and cash transaction.
  • Monitoring suspense accounts, deferred accounts, accounts payable/receivable and ensuring TAT for timely movement of funds. Reviewing EOD reports (BJR/Instruments issued/ EOD position etc.)
  • Managed and motivated employees to be productive and engaged in work.
  • Accomplished multiple tasks within established timeframes.
  • Maximized performance by monitoring daily activities and mentoring team members.
  • Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.

RELATIONSHIP ASSISTANT (II)

BHARAT CO-OPERATIVE BANK (MUMBAI) LTD
04.2017 - 11.2021
  • Handled day-to-day banking activities.
  • Handling customer queries on the calls as well in the
    branch.
  • Helping customers in depositing, withdrawal, transfer of
    cheques over the counter and also Assisting them with the best deposit scheme for long term as well as short term.
  • Helping customers in digital mode of banking, issuance
    of Debit Card etc.
  • Handled credit department of the bank.
  • Recovery of NPA Accounts and overdue Accounts.
  • Renewal of Cash Credit / Overdraft Accounts
  • Recommending Fresh Term Loans.
  • Marketing of Banking Products.
  • Issuing LIC and HDFC Policy to customers.
  • Helping Auditors at the time of auditing.

IELTS TRAINER

TECH2PEOPLE
05.2015 - 05.2016
  • Handling students in groups as well as in individual sessions.
  • Constructive Feedback to improve their communication
    skills.
  • Coaching students individually for Listening, Reading, Writing and Speaking Modules
  • Enhanced student understanding of complex IELTS topics by utilizing real-world examples and interactive activities.
  • Increased IELTS score averages by implementing personalized study plans and engaging learning techniques.
  • Conducted regular progress assessments to track student improvement and adjust teaching strategies accordingly.
  • Created teaching materials and developed engaging lesson plans for IELTS Modules.

SENIOR PROCESS EXECUTIVE (Process Trainer)

INFOSYS BPO LIMITED
06.2012 - 06.2014
  • Worked for a Client of Income Tax India which deals with
    efiling the Income Tax returns.
  • Preparing and submitting the daily and monthly reports.
  • Conducting training for the new employees and molding
    them according to the corporate requirements.
  • Training on the process relating to customer service.
  • Collaborated with peers to measure ongoing process performance, enacting changes based on historical data.
  • Generated monthly metric reports, interpreted results and developed processes and solutions.
  • Implemented robust quality control measures to minimize errors, reduce rework, and maintain customer satisfaction levels.
  • Managed high-performing teams to deliver projects on time, within budget, and exceeding expectations.

Education

Master of Commerce -

Mangalore University
Mangalore
04.2001 -

Skills

Team leadership

Operations management

Strategic planning

Decision-making

Time management

Performance management

Staff development

Workforce management

Customer service

Financial management

Business development

Project management

Marketing

Business administration

Staff management

Customer relationship management (CRM)

Certification

IIBF AML & KYC Certified

Timeline

MANAGER - TELLER AUTHORIZER

HDFC Bank
02.2023 - Current

IIBF Customer Service & Banking Codes and Standards Certified

09-2019

IIBF AML & KYC Certified

05-2018

RELATIONSHIP ASSISTANT (II)

BHARAT CO-OPERATIVE BANK (MUMBAI) LTD
04.2017 - 11.2021

IELTS TRAINER

TECH2PEOPLE
05.2015 - 05.2016

SENIOR PROCESS EXECUTIVE (Process Trainer)

INFOSYS BPO LIMITED
06.2012 - 06.2014

Master of Commerce -

Mangalore University
04.2001 -
SHEETAL KARKERAManager - Retail Branch Banking