SHEFALI DUBEY

With over 10 yeArs of experience in FinAncial Crime Compliance, I specialize in AML investigations, transaction monitoring, drafting SAR, having a strong background in developing quality control processes, conducting due diligence, and managing teams for Transaction monitoring and fraud investigations. As a Risk & Compliance Manager with over a decade of experience in AML investigations and financial crime compliance, I bring a robust understanding of anti-money laundering practices, transaction monitoring, and customer screening, primarily within the banking sector. My expertise extends to ensuring adherence to key regulations such as the BSA and USA PATRIOT Act and managing AML compliance risks and policies. At CBW Bank I have played a pivotal role in coordinating and making AML policies and processes, analyzing and acting upon findings from alert triage analyses, and supervising various AML transaction monitoring and compliance initiatives. My proactive approach to overseeing risk management and control measures has enhanced the team's operational efficiency and compliance adherence. Compliance Manager with Escalation Management and Stakeholder Management and Team handling and Evaluation of 20+ members. Business reporting and MIS. Worked on Threshold tuning, UAT and 6 different scenarios for Card programs like Direct INC. 314 a case for different programs. End to End Coach and mentor to Junior and Mid-Senior level.

• Policy Development & Oversight: Successfully created and reviewed AML, FCC, and CFT policies, ensuring robust compliance across multiple regulatory jurisdictions.
• Risk Assessment: Performed comprehensive financial crime risk assessments at an enterprise level, pinpointing vulnerabilities and implementing effective mitigation strategies.
• Second Line of Defense: Offered strategic guidance to first-line operations, supporting regulatory compliance, transaction monitoring, and risk management to reinforce defense mechanisms.
• System Implementation & Optimization: Led the end-to-end implementation of Oracle Mantas, and Actimize systems, including threshold tuning and User Acceptance Testing (UAT). Resolved over 2000 alerts, enhancing alert management and transaction monitoring processes.
• Leadership & Case Management: Supervised the Case Investigations Team within Risk & Compliance, handling fraud and BSA cases, and filing over 50 SARs and CTRs with detailed SAR narratives. Ensured prompt case resolutions and compliance with AML, BSA, and USA PATRIOT Act standards.
• Transaction Monitoring & Due Diligence: Managed transaction monitoring across US, improving compliance proficiency by implementing strategic policy updates and training programs. Oversaw high-risk transactions, KYC reviews, and Watchlist screening to ensure regulatory alignment.
• Risk Mitigation: Identified high-risk MCC code transactions, contributing to the termination of non-compliant contracts. Led SAR filing efforts to ensure adherence to BSA, AML, and CFT regulations.
• Continuous Improvement: Drove the development and optimization of AML transaction monitoring processes, ensuring alignment with evolving regulatory requirements and strengthening Second Line of Defense practices.
• AML Models: Perform detailed data analysis to assess the performance and accuracy of AML models, identifying any potential weaknesses or areas for improvement.
• Develop: Develop and implement validation methodologies and frameworks in line with industry best practices and regulatory guidelines.

Topic-Combo products acceptability at Project Township

During the project a new scheme was marketed by the bank providing a car loan and a two-wheeler loan together. The research was made to find out the customer perception, competitiveness and the awareness of the product among the customers. The methodology includes the overall research design, sampling procedure & fieldwork done & finally the analysis procedure and was awarded 41 marks out of 50 for my work.

• Generating and implementing various cost effective time saving ideas successfully that have been approved and appreciated by the team and managers.
• To perform tasks with assistance and manage the team in the absence of senior management level and other colleagues.
• Understanding all the applications and a good knowledge of the process let me enable me to train the new joiners in the organization.
• Qualified IBPS CLERICAL written exam held on 11/12/11.
• Acquired 2nd Rank in a Merit Scholarship test.

• Internal Tools with CBW- Notes IBM, Data Seers, I2c or MCP (my card place) portal, Microsoft Google, ACAMS training, and Share File.
• Internal Tools with IBM - SharePoint, FIS (for checking customer data and downloading previous SAR reports), Appway, Verafin (for working on cases), Vision Archive, Query tracker, Excel (Pivot table), Google string, SAR form, SAR filing, Project: Banking client.
• Internal Tools with Credit Suisse – NICE ACTIMIZE, Case manager, Actimize implementation, Mantas, NTPA, ELAR, CS Prime, ASCOT CIF, LoanIQ, Pay Station, Hits, FXOPS CS Global Check, CMS, DTCC alert

• Appreciation from the Onshore managers for UAT testing and BTL alerts review process and to achieve BAU for periodic reviews.
• Appreciation from Managers for identifying and closing an aged alert escalated to onshore from the onshore manager for successfully contributing towards UAT testing process.
• Received 3 gold bars for the financial year which was second highest in the team, which include a gold bar.