SHEKHAR DHANAWATE

Highly motivated and effective Senior Risk Manager with over 17 years of experience in banking and financial services (BFSI). Proven track record in risk management, fraud investigation, and operational leadership, consistently delivering exceptional results even under pressure. Expertise in strategic planning, regulatory compliance, and organizational change management. Strong project management and analytical skills, successfully leading cross-functional teams to drive organizational goals and enhance service excellence. Currently seeking a senior management role to leverage expertise in risk control, compliance, and strategic implementation.

• Expertise in Home Loan, Loan Against Properties, Vehicle Loan, Business Loan, Personal Loan, Consumer Durable Loan, etc.
• Have strong network with LEA across India.
• Skilled in risk identification, mitigation, and regulatory management.
• Proven ability to influence change within matrix environments.
• Strong collaboration skills to guide business units in identifying risks and implementing controls.
• Exceptional problem-solving, decision-making, and creative thinking abilities.
• High level of professionalism, self-motivation, and urgency in delivering results.
• Expertise in managing multiple, simultaneous, and complex priorities.
• Outstanding interpersonal and communication skills for senior-level negotiations.

• Credit Cards (Pre & Post)
• Personal Loans & Business Loans
• Commercial Vehicle & Construction Equipment Loans
• Home Loans & Loan Against Property (LAP)
• Consumer Durable Loans
• SME and Corporate Banking

• Risk assessment across documents, DSA, and product portfolios.
• Minimized risk by analyzing market trends and recommending fraud prevention strategies.
• Enhanced productivity by setting measurement criteria for regional and area managers.

• MD Award, Best Employee of the Year in Risk, 03/31/16
• MD Award, Best Employee of the Year in Risk, 03/31/17
• MD Award, Best Employee of the Year in Risk, 03/31/15
• Long Service Award, Recognized for five successful years at Capital First Limited.
• Performance Appraisal, Consistently achieved 5-star ratings for 6-7 consecutive years.
• Ace Employee of the Quarter, Awarded four times for exceptional performance.

• Conducted fraud investigations across various banking products, including Credit Cards, Personal Loans, and SME loans.
• Ensured 100% Screening and Sampling (SnS) for logged files, delivering reports within TAT.
• Monitored fraud trends, conducted training, and implemented fraud prevention strategies.
• Conducted mystery shopping, repo asset verification, and recovery audits.
• Collaborated with regulatory bodies and law enforcement for fraud cases and compliance.
• Delivered monthly MIS reports and provided fraud trend analyses to senior management.
• Investigated employee fraud and customer grievances, recommending policy updates.

Recognized as Best Employee of the Year for three consecutive years and honored by the Managing Director and Chairman.

Engage in continuous learning and knowledge expansion through extensive internet surfing. Consistently explore diverse subjects, stay updated with industry trends, and actively participate in online forums and communities to enhance professional and personal development. This hobby fosters critical thinking, adaptability, and the ability to quickly assimilate new information, valuable traits for a dynamic and ever-evolving work environment.