Summary
Overview
Work History
Education
Skills
Personal Information
Projects
Languages
Area Of Expertise
Timeline
Hi, I’m

Ayush Nair

Dombivali,MH
Ayush Nair

Summary

Professional with over 13 years of experience in Secured and Unsecured Loan Collections across NBFC, Fintech, BPO, and Agency Management sectors. Demonstrated ability in managing contact centers and agency operations, with a focus on business analysis. Proven track record in developing and executing collection strategies, achieving targets, and enhancing operational efficiency. Strong leadership skills with a commitment to data-driven decision-making and productivity improvement.

Overview

14
years of professional experience
3
years of post-secondary education

Work History

Kissht Business Pvt.Ltd
Ghansoli

Manager-Collections
01.2023 - Current

Job overview

• Responsible for managing data and sharing as per requirement for the Ring Process STPL/LTPL.
• Currently managing over 400 tele-callers, supported by 14 team leaders, 4 assistant managers, and 2 deputy managers for personal loan - Bucket X (Pan India) operations.
• Handling monthly data allocation of 300,000 records, with an average ticket size of ₹8,000, driving a monthly book size of over ₹2.5 billion.
• Achieved 45% of monthly targets within the first four days, demonstrating strong execution and early momentum.
• Implemented robust data allocation and calling strategies, optimized on a regular basis to maximize productivity and conversion.
• Monitoring MIS snapshots and APR on an hourly basis to ensure steady dialing, controlled flow, and consistent performance across teams.
• Driving operational efficiency through real-time performance tracking, quick course correction, and structured team management.
• (In-House Process)

Kissht Business Pvt.Ltd
Ghansoli

Deputy Manager-Collections
09.2022 - 12.2024

Job overview

• Managed 80–90 telecallers, including 4 team leaders and 2 assistant managers.
• Focused on enhancing customer contactability and call resolution rates.
• Implemented structured feedback and skill-development programs for frontline teams.
• Ensured compliance with process, policy, and communication standards.
• Prepared and delivered performance reports to senior management.

Kissht Business Pvt.Ltd
Ghansoli

Assistant Manager-Collection/Operations
09.2020 - 08.2022

Job overview

• Established process setup from initial phase to Bucket 3 involving hiring of Team Leaders and Assistant Managers.
• Managed three digital collection processes: Kissht, Rufilo, and Ring Buket X to Bucket 3 with three Assistant Managers, twelve Team Leaders, and 174 callers.
• Achieved target of 55% for the first time since process inception.
• Trained Assistant Managers and Team Leaders on effective strategies to accomplish targets.

Teleperformance
Thane

TEAM LEADER-CUSTOMER SERVICE & COLLECTIONS
11.2019 - 08.2020

Job overview

• Managed team of 35 to 40 agents, enhancing performance and productivity.
• Oversaw inbound subprocess, ensuring efficiency and quality.
• Onboarded new clients, providing guidance on effective resort unique selling propositions.
• Shared hourly, daily, weekly, and month-to-date SLA reports with clients.
• Prepared agent KPI and KRA reports daily, weekly, and monthly.
• Compiled management business review (MBR), quarterly business review (QBR), and yearly business review (YBR) reports.
• Attended MBR and QBR meetings to facilitate strategic discussions.
• Delivered daily, weekly, and month-to-date billing reports to stakeholders.

Teleperformance
Thane

SR, MIS EXECUTIVE
01.2013 - 10.2019

Job overview

• Supported large-scale customer service operations for Hathway ISP and Club Mahindra.
• Prepared daily, hourly, and monthly productivity reports alongside SLA compliance metrics.
• Delivered client-specific MIS reports utilizing CRM data for informed decision-making.
• Managed workforce attendance to enhance scheduling efficiency and accuracy.
• Provided actionable data insights to operations teams, facilitating effective business reviews.

Teleperformance
Thane

CUSTOMER SERVICE EXECUTIVE
12.2011 - 12.2012

Education

Mahatma Gandhi Vidyapeeth Institute of Management & Technolo
Delhi

BBA from Regular
06.2010 - 03.2013

University Overview

GPA: A-Grade

Skills

  • Operations management
  • Team leadership
  • Collections strategy
  • Client relationship management
  • Process optimization
  • Attrition reduction
  • Effective communication
  • Strategic planning
  • Issue resolution
  • Motivated collaborator
  • Goal orientation
  • Strong work ethic
  • Interpersonal skills
  • Natural leadership

Personal Information

  • Date of Birth: 11/26/88
  • Marital Status: Married

Projects

SMFG Finance, SMFG initially invested in Kissht Finance with a book size of 50 crore. Due to the successful collection rates we've demonstrated, their investment has now grown to 1000 crores. Our tele-collection team, Swiftfly, played a significant role in this success. We achieved a 52% POS resolution within five days, which allowed our field team to focus on more critical cases. This strategy helped us reach a consistent conversion rate of 98%, which we have maintained to date. The implementation of various data and manpower strategies was crucial in achieving this 52% conversion rate within five days, and this success has further solidified SMFG's confidence in us as their investment partner.

Languages

  • Hindi
  • Marathi
  • English
  • Malayalam
  • Konkani

Area Of Expertise

  • Managing Contact Center, Field and Agency Collection target for Bucket X to NPA.
  • Monitoring Overall Performance for the Process and sharing required strategies to get the grey area covered.
  • Monitoring agency allocation, Performance Report Cards.

Timeline

Manager-Collections

Kissht Business Pvt.Ltd
01.2023 - Current

Deputy Manager-Collections

Kissht Business Pvt.Ltd
09.2022 - 12.2024

Assistant Manager-Collection/Operations

Kissht Business Pvt.Ltd
09.2020 - 08.2022

TEAM LEADER-CUSTOMER SERVICE & COLLECTIONS

Teleperformance
11.2019 - 08.2020

SR, MIS EXECUTIVE

Teleperformance
01.2013 - 10.2019

CUSTOMER SERVICE EXECUTIVE

Teleperformance
12.2011 - 12.2012

Mahatma Gandhi Vidyapeeth Institute of Management & Technolo

BBA from Regular
06.2010 - 03.2013
Ayush Nair