SHILPA PATIL
Bengaluru,Karnataka
Summary
Looking to leverage the learnt project management skills in a new role wherein I can constructively contribute towards product development/implementation process or play the role of consultant in product management
Worked as Senior Product Manager adept in product management and strategy, starting from value identification, designing a product Road map, development and implementation (conception & enhancements) by playing multiple roles such as business analyst (including requirement gathering and analysis), product manager, product owner, model co-ordinator (domain inputs, data analyst, functional testing lead and quality analyst); Worked across various domains like credit rating, risk analytics, regulatory reporting through the journey of the career
Currently working as Senior Manager-Model Risk Change for Risk & CFCC team in SCB GBS to implement MRMS system to comply with guidelines of Bank of England.
Overview
14
14
years of professional experience
Work History
Senior Manager (Model Risk Change)
Standard Chartered Global Banking Services
Bangalore
2023.07 - Current
- Involved in the gap analysis of the bank's current MRM principles as part of self-assessment.
- Designing the process of identification, assessment, and registration of non-models as per guidelines of PRA.
- Involved in the development and implementation of the MRMS application for better model risk management.
- Providing support to the Group Analytics Model Explorer Team.
- Liaising between various teams, like the Policy and Governance team, to make sure that the BCBS239 pillars compliance guidelines are met, pertaining to DQM, Model risk, etc.
Senior Product Manager (RPQA, Data Science Stream), Functional Consultant
Malayan Banking Berhad (Maybank) Labs Pvt. Ltd.
Bengaluru
2017.11 - 2021.10
- Company Overview: MBB Labs, Subsidiary of Maybank, Malaysia
- Primary responsibility was on providing domain inputs (functional/business requirements of the product) to the development team, data analysis, impact analysis and requirement analysis
- Responsible for product conceptualization to assist on decision making process of senior management
- Built and implemented highly configurable applications in the area of optimisation analytics, simulation and stress testing (Bayesian network and copula fitting), predictive analytics, concentration analytics, clustering algorithms
- Managing deliverables from scrum teams across geographies – Malaysia and Singapore
- Leading cross functional team consisting of 7 to 9 members from the initiation of product development to successful implementation of the developed applications
- Played critical role in requirement gathering for loan disbursement to retail and medium scale organisation by Maybank
- Played the role of Business analyst responsible for gathering real time business inputs and provide solutions to the application development team
- Actively involved in providing inputs for data scientists to ensure the model development is smooth and meet business objective by providing business rules & actively involved in feature engineering, data gathering and data analytics during the model development phase
- Responsible for model validation process along with validation team
- Responsible for designing the wire frames for the products for end users
- Acted as implementation consultant for implementing products across different platforms
- Acted as a liaison between business and IT teams to refine the product and incorporate changes as per business requirements
- MBB Labs, Subsidiary of Maybank, Malaysia
- Key implemented Projects:
- Concentration Analysis (Credit Risk)
- Predictive analytics feature has been implemented in the application by predicting values of assets (e.g
- Property) to assist in decision making
- Optimisation Analytics (Credit Risk)
- Digitisation of Loan Disbursement (Retail Risk & Credit Risk)
Assistant Manager
Genpact India Pvt Ltd.
Bengaluru
2014.05 - 2017.10
- Providing various Analysis inputs to various risk committees of GE Capital
- Providing the credit risk class numbers for 10K and 10Q Reporting for GE Capital
- Handle various Regulatory Reporting like PRA Reporting and Concentration Reporting along with Enterprise Risk Reporting for GE Capital
- Responsible to understand and stress testing as per CCAR Reporting guidelines and submit the results to the respective committees
- Actively involved in automating the reports for the committee and lean certified
- Involved in providing inputs for model enhancements for regulatory reporting analysis
Associate, Senior Associate & Quality Supervisor
HSBC Electronic Data Processing India Pvt Ltd.
Bengaluru
2010.11 - 2014.04
- Responsible for generation of customer risk ratings through Moody’s Risk Analyst
- Responsible for providing Credit Analysis Reports to RMs for Credit appraisal of the proposal including industry analysis and performance analysis of the organisation
- Responsible for handling stress testing projects on generating internal rating for the banks i.e
- Generating rating by applying worse case scenarios
- Extensively involved in UAT Testing for Ratings tools used internally for the Bank
- Provided inputs to enhance rating models
- Additional Responsibility of providing business inputs for rating tool enhancements
Education
Professional Examination II (CA-Inter) - CA
THE ICAI
MBA. - FINANCE
Visvesvaraya University
B.Com. - B.COM
Karnataka University
Skills
- Product Conceptual Skills (Banking)
- Functional/Domain input for product development
- Strategic Planning
- Analytical Skills
- Communication
- Basic understanding of R, Python & SQL
- Predictive Analytics, Optimisation Analytics, clustering algorithm, joint simulation, stress testing, Customer Risk Rating (Moody’s risk analyst model), determining business rules for model development etc,
Timeline
Senior Manager (Model Risk Change)
Standard Chartered Global Banking Services
2023.07 - Current
Senior Product Manager (RPQA, Data Science Stream), Functional Consultant
Malayan Banking Berhad (Maybank) Labs Pvt. Ltd.
2017.11 - 2021.10
Assistant Manager
Genpact India Pvt Ltd.
2014.05 - 2017.10
Associate, Senior Associate & Quality Supervisor
HSBC Electronic Data Processing India Pvt Ltd.
2010.11 - 2014.04
Professional Examination II (CA-Inter) - CA
THE ICAI
MBA. - FINANCE
Visvesvaraya University
B.Com. - B.COM
Karnataka University
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