SHINU RATHOD

• Bajaj Finance is a leading non-banking financial company (NBFC) in India, offering a wide range of financial products and services. Here are some key aspects
• - Business Segments:
• Bajaj Finance operates in consumer finance, SME finance, commercial lending, and rural lending, catering to over 106 million customers.
• - Products:
• They offer personal loans, home loans, gold loans, business loans, and EMI financing for consumer durables like smartphones and appliances.

A consumer durable loan is a fantastic way to purchase essential household items like refrigerators, washing machines, air conditioners, smartphones, laptops, and more without breaking the bank upfront. These loans offer flexible repayment options, making it easier to own the products you need.¹ ² ³

Key Features of Consumer Durable Loans

- Flexible Repayment Tenure:

You can choose repayment periods ranging from 6 to 60 months, depending on the lender and your comfort.

- Loan Amount:

Financing options range from ₹10,000 to ₹5 lakhs, covering a wide array of products.

- Zero Down Payment:

Some lenders offer zero down payment options, making purchases more accessible.

- No-Cost EMI:

Many lenders provide no-cost EMI options, where you pay only the product price in installments.

- Minimal Documentation:

The application process typically requires basic KYC documents like Aadhaar, PAN, and income proof.⁴

Eligibility Criteria
- Age: Typically between 21 and 60-65 years.
- Income: Minimum monthly income requirements vary, often ₹15,000-₹25,000.
- Credit Score: A score above 650-700 is often preferred.
- Employment: Salaried or self-employed individuals are eligible.

Calvin Klein is a renowned American fashion house that's been a staple in the industry since 1968. Founded by the legendary designer Calvin Klein and his childhood friend Barry K. Schwartz, the brand has become synonymous with stylish, modern clothing and accessories for men and women.

- Underwear: Calvin Klein's underwear has been a game-changer, famously marketed with striking ads.