Experienced insurance professional with expertise in casualty and financial lines, specializing in risk assessment, strategic planning, and providing tailored liability solutions for clients across diverse industries. Skilled in managing relationships, negotiations, and staying informed on market trends to deliver effective results. Prepared to leverage extensive experience and skills to excel as a Liability Advisor and support organizational growth.
Overview
10
10
years of professional experience
Work History
Assistant Vice President - Placement
Prudent Insurance brokers Private Limited
01.2024 - Current
Currently working as member of liability placement specializing in managing casualty and financial lines insurance predominantly for IT, Fin tech and manufacturing clients.
Engaging with key stakeholders to discuss their requirements, assessing their exposure and risks and providing apt insurance based solutions for them.
Regularly interacting with external parties including re/insurers, building relationship and staying abreast of current trends and market dynamics.
Assistant Vice President - Facultative Hub - Property and casualty center
Swiss Re Global Business Solutions
Bangalore
04.2023 - 01.2024
Currently has given responsibility to manage accounts pertaining to SEA Region - china, HK and Singapore and supporting desk UW of this respective zone.
Analysis of risk proposal assigned by Desk UW by preparing Underwriter summary form (Risk-referral), Pricing Modelling.
Working on projects like - Simplex costing, Standardize risk assessment methodology for both Casualty and financial lines products.
Chief Manager - Profit center Manager for ROMG Zone
TATA AIG GENERAL INSURANCE COMPANY
09.2021 - 04.2023
Heading Rest of Maharashtra zone for both financial and casualty lines. Role includes Underwriting (Cyber liability insurance, Director and office liability, Professional indemnity, CGL/product liability, Recall Insurance, contamination Product insurance).
Managed Portfolio of INR 25Cr for my zone. Despite soft market, was able to achieve growth of 40% (premium wise) for ROMG zone in both financial and casualty lines.
Handling complex large accounts from my zone has holds AIG UW authority in both CL and FL.
Coordinating with AIG underwriting team for issuing Global Policies.
Coordinating with Corporate brokers and corporate clients on assessment of their risk and offering solutions from them.
Managing Profitability of my zone by assessing Proposal risk and managing premium as per the loss run of the account.
Management Trainee/Senior Manager/Chief Manager
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED
Mumbai
05.2017 - 09.2021
Underwriting and handling of wide range of Liability products (Casualty and Financial Lines) - D&O, Cyber, POSI, Commercial Crime, E&O (Tech PI), Professional Indemnity (Architects, Engineers, Long term Construction Projects PI, Medical Institution/Hospitals, Doctor's and Miscellaneous etc.), CGL, Product Liability, Product Recall, Human Clinical Trials, Public Liability and Public Liability Act policies.
Responsible for achieving business growth by providing technical assistance/Product training to all stakeholders (Clients, Agents, Brokers and Internal Teams) for entire West region.
Managed portfolios account up to treaty limit per risk of INR 179 crore and holds underwriting Authority 2 for both casualty and financial lines.
Risk Assessment: Examining insurance proposals, Due Diligence, Preparation of check lists for the new business as well as the renewals, collecting background information for risk assessment.
Project on enhancing liability business in emerging location across all region: Successfully rectified gaps involved in various stages of policy conversion of SME customers, simplifying processes for various partners involved in marketing and selling of liability insurance with special emphasis on cross selling within Geo locations.
Designed marketing & distribution plan for retail cyber and Conducted webinars for internal and external stakeholders.
Training & Development of multiple stakeholders like Sales, Operations, Brokers, and Agents with new industry practices and technical advancements Processed.
Working with cross functional teams including Reinsurance, Product Development to manage business.
Management Intern
Merits Capital Market Services Private Limited
02.2016 - 05.2016
Implementation of option strategies in live market.
Analysis of trading calls of different analyst. Technical analysis for generating intraday trading calls.
Responsible for managing Propriety trading account with Exposure of Futures and Options trading.
Education
MBA - Finance
ICFAI business school
Hyderabad
12.2017
BBA - Marketing
Amity University
Noida
12.2015
12th Standard - Nainital
Birla Vidya Mandir
Nainital
12.2012
Skills
Risk assessment
Relationship management
Problem solving
Team collaboration
Negotiation
Social Responsibility And Hobbies
Social responsibility: volunteered for NGO (Sankalp Society, Hyderabad)
Marathons: completed Tata Mumbai Marathon and Wipro Bangalore Marathon
Hobbies: Cricket and football enthusiast
Accomplishments
Performance Frontier (2018-19, 2019-20, 2020-21) at ICICI Lombard
Rising Champion for Best Underwriter/Profit Centre, TATA AIG FY 2022
Regional Business Development Manager at Good insurance brokers private limited(Heart beat brokers)Regional Business Development Manager at Good insurance brokers private limited(Heart beat brokers)