SHIVAM PALIWAL
Delhi
Summary
Finance professional with expertise in AML/KYC compliance and risk management. Proven track record in enhancing financial compliance processes and mitigating risks. Committed to contributing to a growth-oriented organization that values innovation and collaboration.
Overview
1
1
Certification
6
6
years of professional experience
Work History
Senior Associate
WNS Global Services
Gurgaon
04.2025 - 05.2026
- Conduct in-depth analysis of corporate clients during the Enhanced Due Diligence (EDD) process, including verification of business registration, licensing, nature of business, transaction activities, countries of operation, source of funds and wealth, dispute rates, and other risk indicators to ensure legitimacy and regulatory compliance.
- Escalated high-risk findings by raising referrals to Sanctions, EDD/KYC, AML, TOS, PEP & CHS teams for further investigation, adhering to compliance protocols.
- Evaluated transactions to confirm legitimacy of user activities, analyzing incoming payment sources, alignment with business activities, and compliance with regulatory standards.
- I worked on a project for a US-based fintech company, focusing on the Enhanced Due Diligence (EDD) process for corporate users across global markets.
Associate
Saxo Bank
Gurgaon
04.2022 - 09.2023
- I have worked in both the Onboarding & Ongoing due diligence (ODD) globally (APAC, UK, MENA, Netherlands, PRAGUE, DENMARK). Also I have worked with both private clients and corporate entities. In the corporate entities, I have specifically worked with the APAC and Netherlands markets.
- In the onboarding process, the client is evaluated based on certain parameters, including nationality, country of residence, employment status (whether they are self-employed or work elsewhere), source of funding, and other relevant factors. Once all parameters are checked and verified, then the client is onboarded with us.
- Conducted periodic client file reviews in ongoing due diligence (ODD) to maintain accurate and compliant KYC documentation.
- Evaluated client profiles to assess risk levels and assigned risk scores for onboarding and ongoing due diligence.
- AML screening alerts, transaction alerts, client triggers, and time triggers are the primary focus areas that require our attention. Accordingly, we will conduct due diligence on the client account.
- An AML screening alert is primarily related to PEP, SIP, RCA, and adverse media. To verify whether it is an exact match or a false positive, we need to retrieve a report from our internal system, which is connected to Dow Jones.
- Verified the client's total funding by requesting a source of funds document and communicating with the relationship manager for further documentation.
- Facilitated buddy-up sessions for new joiners to clarify processes across markets and outline essential client handling aspects.
Data Analyst Intern
JNS Instrument Ltd
Gurgaon
06.2021 - 07.2021
- Interpreted and analyzed data using statistical methods in the operations department.
- Interpreted and analyzed data using statistical methods.
- Provided support for data analysis in the operations department.
Marketing Intern
Jay Ushin
Gurgaon
05.2020 - 07.2020
- Managed the company's social media accounts.
- Conducted research on our clients' industries and provided actionable advice.
Education
BBA - Business Administration And Management
Guru Gobind Singh Indraprastha University
Delhi, India07-2021
Skills
- Regulatory compliance
- Due diligence
- Financial analysis
- Transaction monitoring
- Risk assessment
- Financial Modeling
- Stakeholder engagement
- Problem-solving
Certification
- Financial Modelling
- Participated in various case study competitions, including those organized by IIM Bangalore, IIM Calcutta, SCMHRD, and the Mini MBA program by S.P. Jain Global.
LANGUAGES
English & Hindi
Timeline
Senior Associate
WNS Global Services
04.2025 - 05.2026
Associate
Saxo Bank
04.2022 - 09.2023
Data Analyst Intern
JNS Instrument Ltd
06.2021 - 07.2021
Marketing Intern
Jay Ushin
05.2020 - 07.2020
BBA - Business Administration And Management
Guru Gobind Singh Indraprastha University