SHIVANGI SHARMA
Jaipur
Summary
Detail-oriented Financial Crime Compliance Specialist with 4+ years of experience in Client Due Diligence, Enhanced Due Diligence, sanctions screening, and AML transaction monitoring. Conducted independent risk assessments on complex corporate structures while ensuring compliance with US,UK Money Laundering Regulations and international sanctions. Produced comprehensive risk summaries and escalation reports, supporting Financial Crime Risk Advisory teams. Proficient in leading AML platforms and maintaining audit-ready documentation.
Overview
5
5
years of professional experience
Work History
Senior Associate— AML & Sanctions Compliance
Genpact
06.2024 - Current
- Conducted reviews of L1 sanctions alerts and investigated payment transactions.
- Performed open-source research from multiple sources to identify true positives against OFAC, FATF, UK, United Nations, European Union, and other sanctions lists.
- Assisted in conducting sanctions risk assessments on clients with connections to sanctioned countries, evaluating business relationships with the bank.
- Executed sanctions, PEP, and adverse media screening to support regulatory compliance and mitigate money laundering risks.
- Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews for banking clients, ensuring compliance with AML regulations and internal risk policies.
- Performed transaction monitoring reviews in accordance with AML regulations, documenting findings and recommending appropriate risk mitigation actions.
Senior Associate— KYC & Compliance
Client Pro Services
12.2023 - 04.2024
- Assisted in seller onboarding and account verification processes through automated KYC checks.
- Conducted validation of identity documents and identified document mismatches using HyperVerge technology.
- Reviewed seller documentation, including PAN, Aadhaar, and GST certificates, ensuring compliance with standards.
- Supported identification and escalation of risky seller behaviours to the trust & safety team.
- Assisted in the preparation of risk summaries to facilitate second-line reviews.
- Contributed to internal risk monitoring and compliance trend reports, aiding data-driven decision making.
- Performed due diligence on merchant acquisitions, assessing risk profiles and operational readiness.
Senior Project Associate — Financial Crime & Fraud
Iksula Services Pvt. Ltd
12.2021 - 11.2023
- Led end-to-end seller onboarding with Enhanced Due Diligence (EDD), independently verifying identity proofs, business registration details, and payment data for high-risk client segments to ensure full regulatory compliance.
- Utilised Sift and Fraud.net for behavioural fraud analytics, generating risk scores and identifying patterns of refund abuse, duplicate account creation, and suspicious seller activity indicative of financial crime.
- Reviewed and investigated alerts generated by the Actimize AML system, applying critical analysis to identify behavioural patterns and typologies associated with money laundering and fraud.
- Prepared and filed Suspicious Activity Reports (SARs) in compliance with regulatory requirements, ensuring structured documentation of rationale, evidence, and professional judgement to support investigations.
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on higher-risk clients, developing risk research strategies aligned with identified risks, including complex ownership structures.
- Liaised with regulatory bodies during inspections and compliance audits, providing necessary documentation and case files, and responding to regulatory enquiries with detailed written responses.
- Provided informal coaching and technical guidance to junior analysts on CDD best practices, risk-based judgement, and documentation standards, supporting team quality and professional development.
Education
Bachelor of Science (BSc) -
Kanoria P.G. Mahila Mahavidyalaya
Jaipur01-2021
Skills
Actimize (NICE), World-Check (Refinitiv), Avaloq, Name List Screening, HyperVerge, Sift, Fraud.net, Behavioural Risk Scoring, Refund Abuse Detection, UK MLR 2017, OFAC, UN/EU Sanctions, FATF 40 Recommendations, PMLA India, RBI KYC Guidelines, JMLSG (awareness), Microsoft Excel (VLOOKUP, SUMIFS, Pivot Tables), Data Documentation, Corporate Entities, Shell Companies, SPVs, Trusts, Cross-Border & Multi-Layered Structures, Insolvency Cases
Timeline
Senior Associate— AML & Sanctions Compliance
Genpact
06.2024 - Current
Senior Associate— KYC & Compliance
Client Pro Services
12.2023 - 04.2024
Senior Project Associate — Financial Crime & Fraud
Iksula Services Pvt. Ltd
12.2021 - 11.2023
Bachelor of Science (BSc) -
Kanoria P.G. Mahila Mahavidyalaya