Shivani Parihar
Ahmedabad
Summary
Branch Credit Manager with experience in establishing standards for evaluating customer credit worthiness, ensuring compliance with regulatory requirements. Developed and implemented credit policies and procedures that streamlined the loan approval process while maintaining accurate records of credit transactions.
Overview
7
7
years of professional experience
Work History
Branch Credit Manager
HDB financial service
Ahmedabad
06.2024 - Current
- Established standards for evaluating customer credit worthiness prior to approving loan applications.
- Developed and implemented credit policies and procedures to ensure compliance with regulatory requirements.
- Analyzed financial statements, loan applications and credit reports for potential customers.
- Maintained accurate and up-to-date records of all credit transactions and decisions.
- Conducted periodic reviews of existing clients to adjust credit limits and terms as necessary.
- Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
Management Trainee
HDB financial service
Ahmedabad
06.2023 - 06.2024
- Collaborated with senior management to ensure successful implementation of projects.
- Developed and maintained relationships with vendors and suppliers.
- Learned company processes, procedures and employee role functions.
- Supported staff training, development and evaluation.
Teacher
Bright academy
Ahmedabad
03.2018 - 06.2021
- Utilized technology-based learning tools to enhance classroom instruction.
- Accurately entered data into Tally software from various sources.
- Created meaningful projects that allowed students to apply their knowledge in tally software
Education
PGDM -
St. Kabir Institute of Professional Studies
Ahmedabad 03-2023
Bachelor in Commerce -
Shree Narayana College of Commerce
Ahmedabad 03-2021
Skills
- Credit analysis
- Risk assessment
- Team collaboration
- Effective communication
- Time management
- Credit risk management
- Underwriting expertise
- Performance monitoring
- Risk analysis
- Credit evaluations
- Mentoring and training
Languages
Hindi
First Language
English
Advanced (C1)
C1
Gujarati
Elementary (A2)
A2
Live project-Britannia industries pvt ltd
- Study of Marketing Strategies adopted byBritannia Industries Ltd
Summer internship-Insplore consultants Pvt. Ltd.
- Investment Analysis of Private Banks in India
Research project
- Investment Analysis of Private Banks in India, as a part of Summer Internship.
- To Study Millennials Preference over Stock as an Investment Decision, as a part of Research Methodology Course.
Industrial visit
- Visit to Mehta Cad Cam Systems Pvt Ltd to understand the functioningof various departments, Organized by St. Kabir Institute of professionalStudies.
Timeline
Branch Credit Manager
HDB financial service
06.2024 - Current
Management Trainee
HDB financial service
06.2023 - 06.2024
Teacher
Bright academy
03.2018 - 06.2021
PGDM -
St. Kabir Institute of Professional Studies
Bachelor in Commerce -
Shree Narayana College of Commerce