ARYAN ARORA
Palampur
Summary
MY NAME IS ARYAN ARORA , I AM 26 YEAR OLD .I HAIL FROM PALAMPUR A SMALL HILL STATION SITUATED IN DISTRICT KANGRA HIMACHAL PRADESH . I HAVE DONE MY SCHOOLING FROM KENDRIYA VIDYALAYA PALAMPUR ,GRADUATION FROM CHANDIGARH UNIVERSITY ( BACHELOR OF COMERCE ) AND MASTER OF BUSINESS ADMINISTRATION FROM PUNJAB UNIVERSITY CHANDIGARH .
Skilled Credit Manager administers credit operations and account management. Top strengths , time management and both verbal and written communication. Over 1.5 years of experience supporting financial needs for organizations within industry .
Overview
3
3
years of professional experience
Work History
Credit Manager
Bajaj finance
Jalandhar
05.2024 - Current
- Analyzed financial data to determine the degree of risk involved in extending credit.
- Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Evaluated customer applications for credit limits in accordance with established guidelines.
- Collected overdue payments from customers using various methods such as phone calls, emails or letters.
Credit Manager
YES BANK LTD
LUDHIANA
06.2023 - 12.2023
- An incisive professional in credit risk , credit analysis , financial risk , financial analysis, portfolio monitoring ensuring customer satisfaction
- underwriting of auto loans ticket size up to 75 L , analyzing financials , understanding applicants credit behavior , applicants banking behavior, appraisal of loan .
- understanding applicants profile , doing tvr and pd of customers
- handling sales team and cpa
Credit Operations Manager
HDFC LTD
SIRSA
06.2022 - 06.2023
- ANALYSING APPLICANTS FINANCIALS , CREDIBILITY , BANKING , LEGAL DOCUMENTS AND OTHER IMPORTANT ASPECTS OF LOAN .
- DEALING WITH CUSTOMERS , PERFORMING DAY TO DAY OPERATIONS
- HANDLING MONTHALY TICKET SIZE AMOUNTED 1 CR TO 1.5 CR
- WORKED CLOSELY WITH SALES TEAM TO DEVELOP STRATEGIES AIMES AT IMPROVING COLLECTIONS PERFORMANCE
- PROMOTED HIGH CUSTOMER SATISFACTION BY RESOLVING PROBLEMS WITH KNOWLEDGEABLE AND FRIENDLY SERVICES
Education
M.B.A. - Capital Markets - FINANCE & HR
University Institute of Applied Management Sciences
CHANDIGARH01.2022
B.Com. Hons. - Commerce - Commerce -
UNIVERSITY SCHOOL OF BUSINESS CHANDIGARH UNIVERSITY
01.2019
12th -
KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur
10th -
KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur
Skills
- EDUCATION
- Credit Evaluations
- Excellent Communication
- Decision-Making
- Application Review
- Documentation
- Managing Risk
- Risk Assessment
- Multitasking
Accomplishments
- CRICKET PLAYER ( REPRESENTED IN NATIONALS CHANDIGARH REGION )
- SCHOOL SPORTS CAPTAIN
- ACTIVE PARTICIPANT IN CO CURRICULARS IN SCHOOLS
Activities
- SPORTS
- EVENT MANAGEMENT
- QUIZ
- LEADING THE CLUBS IN COLLEGE
- WORKED IN NGO
Emails
- Aryan1.uiams@gmail.com
- Aroraaryan5610@gmail.com
Personal Information
- Date of Birth: 11/01/97
- Gender: Male
Contact
Palampur, Himachal Pradesh 176061
Extracurricular Activities
PART OF COLLEGE SPORTS CLUB MANAGING ALL SPORTS EVENTS IN SCHOOL AND COLLEGE REPRESENTED COLLEGE IN OTHER STATES
Education and Training
CHANDIGARH
Hobbies and Interests
- TREKKING
- STOCK TRADING
- COOKING
- ADVENTUROUS
- GYM AND HEALTH
Marital Status
Unmarried
Phone Numbers
- 91-8544744298
Timeline
Credit Manager
Bajaj finance
05.2024 - Current
Credit Manager
YES BANK LTD
06.2023 - 12.2023
Credit Operations Manager
HDFC LTD
06.2022 - 06.2023
M.B.A. - Capital Markets - FINANCE & HR
University Institute of Applied Management Sciences
B.Com. Hons. - Commerce - Commerce -
UNIVERSITY SCHOOL OF BUSINESS CHANDIGARH UNIVERSITY
12th -
KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur
10th -
KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur