Summary
Overview
Work History
Education
Skills
Accomplishments
Activities
Emails
Personal Information
Contact
Extracurricular Activities
Education and Training
Hobbies and Interests
Marital Status
Phone Numbers
Timeline
Generic
ARYAN ARORA

ARYAN ARORA

Palampur

Summary

MY NAME IS ARYAN ARORA , I AM 26 YEAR OLD .I HAIL FROM PALAMPUR A SMALL HILL STATION SITUATED IN DISTRICT KANGRA HIMACHAL PRADESH . I HAVE DONE MY SCHOOLING FROM KENDRIYA VIDYALAYA PALAMPUR ,GRADUATION FROM CHANDIGARH UNIVERSITY ( BACHELOR OF COMERCE ) AND MASTER OF BUSINESS ADMINISTRATION FROM PUNJAB UNIVERSITY CHANDIGARH .

Skilled Credit Manager administers credit operations and account management. Top strengths , time management and both verbal and written communication. Over 1.5 years of experience supporting financial needs for organizations within industry .

Overview

3
3
years of professional experience

Work History

Credit Manager

Bajaj finance
Jalandhar
05.2024 - Current
  • Analyzed financial data to determine the degree of risk involved in extending credit.
  • Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
  • Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
  • Evaluated customer applications for credit limits in accordance with established guidelines.
  • Collected overdue payments from customers using various methods such as phone calls, emails or letters.

Credit Manager

YES BANK LTD
LUDHIANA
06.2023 - 12.2023
  • An incisive professional in credit risk , credit analysis , financial risk , financial analysis, portfolio monitoring ensuring customer satisfaction
  • underwriting of auto loans ticket size up to 75 L , analyzing financials , understanding applicants credit behavior , applicants banking behavior, appraisal of loan .
  • understanding applicants profile , doing tvr and pd of customers
  • handling sales team and cpa

Credit Operations Manager

HDFC LTD
SIRSA
06.2022 - 06.2023
  • ANALYSING APPLICANTS FINANCIALS , CREDIBILITY , BANKING , LEGAL DOCUMENTS AND OTHER IMPORTANT ASPECTS OF LOAN .
  • DEALING WITH CUSTOMERS , PERFORMING DAY TO DAY OPERATIONS
  • HANDLING MONTHALY TICKET SIZE AMOUNTED 1 CR TO 1.5 CR
  • WORKED CLOSELY WITH SALES TEAM TO DEVELOP STRATEGIES AIMES AT IMPROVING COLLECTIONS PERFORMANCE
  • PROMOTED HIGH CUSTOMER SATISFACTION BY RESOLVING PROBLEMS WITH KNOWLEDGEABLE AND FRIENDLY SERVICES

Education

M.B.A. - Capital Markets - FINANCE & HR

University Institute of Applied Management Sciences
CHANDIGARH
01.2022

B.Com. Hons. - Commerce - Commerce -

UNIVERSITY SCHOOL OF BUSINESS CHANDIGARH UNIVERSITY
01.2019

12th -

KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur

10th -

KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur

Skills

  • EDUCATION
  • Credit Evaluations
  • Excellent Communication
  • Decision-Making
  • Application Review
  • Documentation
  • Managing Risk
  • Risk Assessment
  • Multitasking

Accomplishments

  • CRICKET PLAYER ( REPRESENTED IN NATIONALS CHANDIGARH REGION )
  • SCHOOL SPORTS CAPTAIN
  • ACTIVE PARTICIPANT IN CO CURRICULARS IN SCHOOLS

Activities

  • SPORTS
  • EVENT MANAGEMENT
  • QUIZ
  • LEADING THE CLUBS IN COLLEGE
  • WORKED IN NGO

Emails

  • Aryan1.uiams@gmail.com
  • Aroraaryan5610@gmail.com

Personal Information

  • Date of Birth: 11/01/97
  • Gender: Male

Contact

Palampur, Himachal Pradesh 176061

Extracurricular Activities

PART OF COLLEGE SPORTS CLUB MANAGING ALL SPORTS EVENTS IN SCHOOL AND COLLEGE REPRESENTED COLLEGE IN OTHER STATES

Education and Training

CHANDIGARH

Hobbies and Interests

  • TREKKING
  • STOCK TRADING
  • COOKING
  • ADVENTUROUS
  • GYM AND HEALTH

Marital Status

Unmarried

Phone Numbers

  • 91-8544744298

Timeline

Credit Manager

Bajaj finance
05.2024 - Current

Credit Manager

YES BANK LTD
06.2023 - 12.2023

Credit Operations Manager

HDFC LTD
06.2022 - 06.2023

M.B.A. - Capital Markets - FINANCE & HR

University Institute of Applied Management Sciences

B.Com. Hons. - Commerce - Commerce -

UNIVERSITY SCHOOL OF BUSINESS CHANDIGARH UNIVERSITY

12th -

KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur

10th -

KENDRIYA VIDYALAYA HOLTA CAMP PALAMPUR, Palampur
ARYAN ARORA