SHREEDHAR D G
BELLARY
Summary
Accomplished Branch Credit Manager with a proven track record at SMFG India Credit Company Limited, excelling in credit analysis and fostering key relationships. Expert in risk mitigation and portfolio management, I've significantly enhanced loan decision accuracy. My adept team management and strategic sales approach have driven substantial business growth.
Overview
4
4
years of professional experience
Work History
Branch Credit Manager
SMFG India Credit Company Limited
Harapanahalli
01.2024 - Current
- Worked In Loan Against Property ( Mortgage Department )
- Conducted credit reviews on customer to assess financial conditions.
- Collected and organized loan documents before submission to underwriting.
- Maintained accurate records of all customer interactions including notes on conversations and decisions made.
- Informed applicant of credit research results in writing with formal credit reports.
- Collected and checked borrower income, credit history and employment information.
- Double-checked account and application information provided by clients to assist in making accurate credit decisions.
- Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.
- Coordinated efforts between sales staff and customers regarding collection issues.
Relationship Officer
Quess Corp Limited ( Axis Bank Limited )
Bellary
04.2021 - 01.2024
- Worked In Working Capital Loans B2B Department.
- Built relationships with key clients through regular contact.
- Contacted current and potential clients to promote products and services.
- Utilized CRM software to track leads and manage accounts throughout sales cycle.
- Resolved customer complaints in a timely manner while providing excellent customer service.
- Identified and targeted new business opportunities through market research and analysis.
- Conducted market research to identify selling possibilities and evaluate customer needs.
- Identified customer needs by asking questions and advising on best solutions.
Education
Bachelor of Engineering - Mechanical Engineering
Kalpataru Institute Of Technology
Tiptur Karnataka12-2016
Skills
- Credit analysis
- Collateral evaluation
- Sales strategies
- Loan underwriting
- Team management
- Investigations
- Application processing
- Cash flow management
- Risk analysis
- Risk assessments
- Risk mitigation
- Loan decision assessments
- Credit risk management
- Portfolio management
- Policy application
Affiliations
- Listening Music
- Playing Games
Languages
English
First Language
English
Upper Intermediate (B2)
B2
Hindi
Intermediate (B1)
B1
Timeline
Branch Credit Manager
SMFG India Credit Company Limited
01.2024 - Current
Relationship Officer
Quess Corp Limited ( Axis Bank Limited )
04.2021 - 01.2024
Bachelor of Engineering - Mechanical Engineering
Kalpataru Institute Of Technology
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