Sagar Ashok Khanvilkar
Virar West
Summary
Visionary and performance-driven professional seeking a leadership role in Product Management to lead strategic initiatives, strengthen partner ecosystems, accelerate digital and distribution growth, and deliver exceptional business outcomes through innovation, operational excellence, and customer-focused solutions
Overview
13
13
years of professional experience
1
1
Certification
Work History
Product Manager - Insurance
Analah Capital
04.2026 - Current
- Sales and Network Expansion: Collaborated with brokers and wealth managers to increase sales and broaden product distribution.
- Collaborate with brokers and wealth managers to drive sales and expand product distribution.
- Partnership Development: Identify and evaluate potential partnerships with Insurance providers.
- Relationship Management: Build and nurture relationships with Insurance Companies {Health, Life and General Insurance}, brokers and wealth Managers.
- Serve as the primary contact for partnership-related activities.
- Negotiation and Agreement Management: Lead pricing negotiations and secure agreements with Insurance providers.
- Ensure all agreements comply with regulatory standards and align with business objectives.
- Compliance and Regulatory Adherence: Ensure all activities adhere to IRDAI Guidelines and other relevant regulations.
- Stay updated on regulatory changes and assess their impact on partnerships.
- Strategic Planning and Market Analysis: Conduct comprehensive market research to identify emerging trends in insurance preferences, focusing on consumer behaviors and competitor analysis.
- Develop targeted strategies to enhance distribution capabilities, leveraging technology and partnerships, while diversifying product offerings to meet evolving customer needs and increase market share in a competitive landscape.
- Onboard new brokers and clients through Analah- Risify B2B2C team with presentations, webinars, and client engagements.
- Work closely with groups 8,000+ distribution partners and empanel them to become point of sales.
- Developed ecosystem through training and webinars to establish new points of sales.
- Product Integration and Onboarding: Oversee the seamless integration of new products into distribution platforms.
- Collaborate with internal teams to ensure operational readiness.
- Monitored product and partnership performance against key objectives, providing insights for strategic adjustments.
- Provide detailed insights and reports to senior management.
Regional Product Manager
UNITY SMALL FINANCE BANK LID
11.2023 - 03.2026
- Achievement of Budgeted Business Plan across Insurance products.
- Driving business of Life Insurance, General Insurance, Health Insurance, Mutual Funds & Demat for Consumer banking Group & Business Banking group.
- Tracked and supported achievement of persistency targets, a key metric with direct impact on revenues.
- Support sales teams in end-to-end sales process.
- Champion sales campaigns / drives launched by HO across channels.
- Execution of strategy (as laid out by HO) at branch level in alignment with the Teams across cluster.
- Regular coordination with the local team of Life insurance and General Insurance companies for pre sales, login and post-sales support.
- Coordinated with insurance partners to enhance operational support following directives from Cluster Head.
- Training and Support to Branch Staff on products, process, renewals, etc.
- Branch and Customer engagement to ensure communication on Insurance.
- Provide Market / Competitor Intelligence to HO Team.
- Communicated and generated buy-in for rewards and recognition and sales contests at branch level.
- Daily Reporting of Logins, tracking of issuances/ pendency and other issues.
Executive sales Officer
CANARA HSBC OBC Life Insurance Company Ltd.
03.2020 - 09.2023
- Drive sales and achieve targets through the bank branches.
- Spearheaded lead generation initiatives through walk-ins, data mining, referrals, and other channels to expand customer base.
- Established relationships with bank branch managers, RMs, and Sr. RMs to generate quality leads.
- Created awareness and motivated bank employees to actively recommend life insurance products to customers.
- Increased the bank's customer awareness about Life Insurance products and achieved the targeted penetration on cross-selling within the branch’s customer base.
- Prospecting & meeting walk-in customers of the Bank and conducting Quick Need Analysis.
- Engaged the employees of the bank branches in regular discussions to transfer knowledge about insurance, JV Company’s product offerings and understand their issues/ concerns about selling insurance.
- Ensure compliance to internal sales process & other defined sales & service standards.
- Delivering consistently on Goal Sheet parameters.
- Ensure that all service requirements are met, medicals facilitated and customers are satisfied Facilitated lead generation activities to expand customer base..
Sr. Financial Service Manager
ICICI Prudential Life Insurance LTD.
Mumbai, Maharashtra
09.2016 - 03.2020
- Offered tailored investment and insurance products to align with clients' financial and emotional goals.
- Assisted clients in adjusting portfolios according to market conditions to optimise investment performance.
- Trained BDMs of Standard Chartered Bank on investment products to enhance sales capabilities.
- Enhanced product knowledge through comprehensive training on investment plans.
- Handling the task of building & maintaining relationships with various customers.
- Working for acquisition department, handling 3 teams for investment & insurance for Standard Chartered Bank Channel, at 23-25 & DN Road Branch.
- Associated with Standard Chartered Bank Channel managing, BKC (Bandra and Chowpatty)Branch.
Sr. Project Consultant
Forum for Emotional Intelligence Learning (FEIL)
Goregaon, Maharashtra
07.2014 - 05.2016
- Leveraged advanced project management knowledge to provide strategic consulting for complex projects.
- Applied hands-on skills in project planning to ensure effective execution of project objectives.
- Facilitated client communication to clarify needs and expectations, enhancing project alignment.
- Determine proper tools and techniques needed to successfully complete projects.
- Implement a process-based approach to meeting organizational goals.
- Analyze case studies and develop projects that solve difficult business issues.
Account Receivable
GEBBS HEALTH CARE LTD.
Thane, Maharashtra
05.2013 - 05.2014
- Resolved PTS issues to improve service quality and client experience.
- Resolved client inquiries at front desk, improving customer satisfaction.
- Led team in achieving project goals and deadlines.
- Conducted training sessions on new topics to enhance team skills.
Education
Graduate -
Sikkim Manipal University
Mumbai06-2012
S.S.C -
Br. Nath pai
Harche - Lanja - Ratnagiri03-2005
I.T.I. -
I.T.I. electronic
Ratnagiri, MH07-2007
Diploma -
Fire & Safety
MumbaiSkills
- Market analysis
- Product integration
- Partnership development
- Compliance adherence
- Regulatory compliance
- Financial products knowledge
- Underwriting and adjustments
- Negotiation management
- Customer relationship management
- Strategic planning
- Problem solving
- Results driven
- Initiative taking
- Adaptability
- Team training
- Relationship management
- Confident
Certification
- IRDAI - Specified Person
- NIA: Composite Insurance (Principal Officer / Broker Qualified Person)
Languages Known
English
Hindi
Marathi
Custom
- Playing chess
- Traveling
Timeline
Product Manager - Insurance
Analah Capital
04.2026 - Current
Regional Product Manager
UNITY SMALL FINANCE BANK LID
11.2023 - 03.2026
Executive sales Officer
CANARA HSBC OBC Life Insurance Company Ltd.
03.2020 - 09.2023
Sr. Financial Service Manager
ICICI Prudential Life Insurance LTD.
09.2016 - 03.2020
Sr. Project Consultant
Forum for Emotional Intelligence Learning (FEIL)
07.2014 - 05.2016
Account Receivable
GEBBS HEALTH CARE LTD.
05.2013 - 05.2014
Graduate -
Sikkim Manipal University
S.S.C -
Br. Nath pai
I.T.I. -
I.T.I. electronic
Diploma -
Fire & Safety