Banking professional with more than 17 years of experience in retail branch banking .
Overview
17
17
years of professional experience
Work History
Branch Manager
Equitas Small Finance Bank
03.2024 - Current
At Malad Branch managing a branch with a GL of 300 cr
Devising strategies for acquisition of CASA balances , TASC business and TPP .
Promoting marketing activities in the catchment in order to increase the productivity and quality of acquisition .
Rendering sustained services to HNI clients for higher share of wallet , increasing retention level by achieving quality norms and resolving their issues to attain high customer satisfaction .
Ensuring audit of the branch is in order
Branch Head
Kotak Mahindra Bank
08.2022 - 03.2024
At Hughes Road branch managing a branch of more than 750 crores .
Devising strategies for acquisition of CASA balances ,TASC business , retail asset .
Forex / NRI and third party products
Achieving revenue target set for the branch through fee income , trade , asset disbursements and third party products
Own all branch banking objectives and overall branch supervision
Ensuring branch day-to-day operations are carried out by the staff with 100% compliance on daily basis and reviewing branch operation reports for audit purposes.
Branch Head
Bandhan Bank
05.2020 - 08.2022
At Nariman Point branch managing a branch of more than 1000 crores
GL Balanced operational awareness with customer focus Devising strategies for acquisition of CASA balances , Term Deposits , TASC business , retail asset and Liability products
Meeting deadlines by proactively managing individual and team tasks and streamlining processes
Doing activities in the catchment in order to increase the productivity and quality of acquisition and to enhance client engagement
Ensuring the audit of the branch is in order Achieving TPP targets by cross selling the investment and insurance plans
Training and updating branch team members about the products and changes in process .
Branch Manager
IDFC FIRST Bank
07.2019 - 04.2020
Panvel branch being responsible for CASA growth
Achieving revenue target set for the branch through fee income , trade , asset disbursements and third party products
Retaining customers by giving good experience in service and multiple products in order to serve all their requirements under one roof
Rendering sustained services to HNI clients for high share of wallet , increasing retention level by achieving quality norms and resolving their issues to attain high customer satisfaction
Exploring business potential , opportunities and clientele to secure profitable business volumes by networking with prospective clients , generating business from existing accounts and achieving profitability
Training and updating branch team members about the products and changes in process .
Branch Business Leader, Branch Manager
Yes Bank
11.2017 - 06.2019
DB House , Goregaon East Branch being responsible for CASA & Asset Book
growth
Conducting daily activities in Retail Banking
Tie ups of various industry associations with SME knowledge banking team
Asset book growth along with dedicated ADM in the branch
Activation of 5 new TFX clients on a monthly basis
Ensuring customer service within service level time frame on a day-to-day basis
Co-ordinating with regional and corporate office for timely report submission
Ensuring a good score in BSI ( Branch Service Index ) and BHSC ( Branch Health Score Card )
Ensuring the audit of the branch is in order
Handling the process of cross selling the Investment & Insurance Plans.
Deputy Branch Business Leader
Yes Bank
08.2015 - 11.2017
At Seepz SME branch being responsible for Sales and Operations of
the Branch
Analyzing various reports for better understanding of the status of the branch in order to prepare daily
work schedule of subordinates
Conducting daily workplace meetings to share important information with subordinates
Coordinating with subordinates to ensure completion of work within TAT (Turn around Time)
Ensuring customer service within service level time frame on a day-to-day basis
Co-ordinating with regional and corporate office for timely report submission
Ensuring
the audit of the branch is in order .
Deputy Manager
ICICI BANK
05.2015 - 08.2015
Branch Service Partner ( Authorisor)
Yes Bank Ltd
07.2010 - 05.2015
Ensuring all day to day branch transactions are processed .
Ensuring highest level of customer service
Maintaining Audit and Compliance of the branch .
Ensuring customer service requests and Account opening forms are processed with minimum rejections ,
Teller
HDFC BANK
05.2008 - 07.2010
Processing of cash deposits , cash withdrawals , demand draft , RTGS , NEFT and fund transfer
within the prescribed TAT
<ul><li>13 years of Expertise in the field of Banking operations, sales and Relationship Management.</li><li>Maintaining Standard of Performance Score card and being Topper in PAN India level.</li><li>Ensuring world class customer service & resolving complaints as per the specified process within the stipulated TAT.</li><li>Maintaining productivity by acquiring CASA NTB’s, NRI accounts, CASA average value, term deposits, insurance products, assets, Demat & online trading accounts.</li></ul> at Equitas Small Finance Bank Ltd<ul><li>13 years of Expertise in the field of Banking operations, sales and Relationship Management.</li><li>Maintaining Standard of Performance Score card and being Topper in PAN India level.</li><li>Ensuring world class customer service & resolving complaints as per the specified process within the stipulated TAT.</li><li>Maintaining productivity by acquiring CASA NTB’s, NRI accounts, CASA average value, term deposits, insurance products, assets, Demat & online trading accounts.</li></ul> at Equitas Small Finance Bank Ltd