Dynamic professional with extensive experience in loan processing and negotiation. Demonstrated ability to drive sales growth and enhance market penetration through effective strategies. Skilled in problem-solving and relationship building, consistently achieving targets and delivering customized financial solutions. Proficient in Microsoft Office Suite and Tally ERP, ensuring efficient operations and reporting.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Team Leader
Quess Corp Ltd
Navi Mumbai
04.2021 - 04.2025
Deputed at Axis bank Home loan Center, Panvel
Sourced business for home finance and loans against property to enhance market penetration.
Engaged with Axis Bank Branch Head to organize activities aimed at achieving sales goals.
Trained and interacted with relationship officers to consistently meet targets.
Developed relationships with builders and Direct Sales Agents to drive sales growth.
Assisted team members with product training and process knowledge.
Processed loan applications from submission to final disbursement based on team inputs.
Key Debtors Manager
Navkar Corporation Ltd.
02.2020 - 07.2020
Ensuring timely collection of payments from debtors.
Conduct credit checks.
Negotiate with clients in non-payment cases.
Setting objectives for the account receivables that align with the accounting department’s goals.
Senior Sales Officer
India bulls Housing Finance Limited
Navi Mumbai
08.2017 - 02.2020
Managed end-to-end sales lifecycle, including prospecting, requirement analysis, and loan document disbursement.
Cultivated strong relationships with builders and real estate developers to boost sales.
Negotiated commercial terms to align with customer needs and ensure satisfaction.
Sourced home finance mortgage business while implementing strategies for market penetration.
Maintained internal and external customer relationships, enhancing overall satisfaction.
Developed partnerships with Business Associates and DSA’s to increase business volume.
Analyzed customer requirements to provide tailored financial solutions.
Oversaw timely disbursement of loan documents to customers, ensuring seamless transactions.
Relationship Manager Nexa Kharghar
Maruti Suzuki India Ltd.
08.2016 - 02.2017
Company Overview: Automotive Industry
Achieve target sales of the cars which will be given by the directors of the company.
Being the new dealership informs the public through advertisement and promotional activities.
Control and manage the existing and new clients with presenting the product and product knowledge and after sales service.
Reporting to the directors on a daily & monthly basis.
Automotive Industry
Branch Manager
Honda Motors & Scooters India Ltd
Seawoods
03.2016 - 07.2016
Company Overview: Automotive Industry
Manage and handle sales of motorcycles and scooters through sales team and guide them to achieve target sales.
Manage service team on a day-to-day basis for the servicing of the motorcycles and scooters within company norms.
Enhance sales through outdoor promotional activities and events.
Reporting to the directors on a daily & monthly basis.
Automotive Industry
Finance Manager
Pony Transport Pty (Botswana) Pty Ltd
06.2011 - 01.2016
Company Overview: Service industry – Transportation and Logistics
Making Decisions and Solving Problems --. Analyzing information and evaluating results to choose the best solution and solve problems.
Documenting/Recording information –Entering, transcribing, recording, storing or maintaining information in written or electronic/magnetic form.
Communicating with persons outside Organization – Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources.
Evaluating Information to Determine Compliance with Standards – Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
Organizing, Planning and Prioritizing Work -- Developing specific goals and plans to prioritize, organize.
Judging the Qualities of things, services or People – Assessing the value, importance or quality of things or people.
Guiding, Directing and Motivating Subordinates – Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
Resolving Conflicts and Negotiating with others – Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.
Monitor processes, Materials or Surroundings – Monitoring and reviewing information from materials, events, or the environment, to detect or assess problems.
Provide Consultation and Advice to others – Providing guidance and expert advice to management or other groups on technical systems or process related topics.
Service industry – Transportation and Logistics
General Manager
Maun Wholesalers & Retailers
Maun
02.2005 - 04.2011
Company Overview: Products Handled: FMCG & Liquor
Getting maximum order from the local & government institutions.
Competitive pricing of the products and preparing promotions to increase the sales as well as profit.
Maintaining proper cash flow and credit control.
Inventory control by stock taking to avoid the shrinkage. Maintaining proper stock level to avoid overstocking of goods.
Controlling damages and expiring stocks.
Products Handled: FMCG & Liquor
Branch Manager
Prakash Autoriders Pty. Ltd
Mumbai
12.2003 - 01.2005
Company Overview: Product: Hero Honda Two-wheeler Motorcycles
Achieved 100% target sales at the branch.
Managing after sales service for the existing customers.
Provide financial schemes to customers insisting to buy motorcycles on loan in collaboration with financial institutions.
Train the sales executives.
Organize marketing & promotion activities at corporate level.
Senior System Engineer at Quess IT Staffing (A Division of Quess Corp Ltd) || Client VonageSenior System Engineer at Quess IT Staffing (A Division of Quess Corp Ltd) || Client Vonage