Summary
Overview
Work History
Education
Skills
Timeline
Generic

Shresth Kohli

Surendernagar

Summary

Dynamic banking professional with over 6 years of experience across various roles within the banking sector, specializing in financial risk management, credit risk mitigation, and branch operations. Recently cleared FRM Level 2 (September 2024) with high quartiles, demonstrating proficiency in market risk, credit risk, operational risk, and quantitative analysis. Adept at making informed risk-related decisions, managing financial performance, and maintaining regulatory compliance. Currently managing a team of 6 as a Branch Manager while driving revenue generation, cost control, and risk mitigation.

Overview

8
8
years of professional experience

Work History

Manager

Punjab National Bank
Surendernagar
05.2023 - Current
  • Lead a team of 6 employees, overseeing all aspects of branch operations including risk management, regulatory compliance, and financial performance
  • Ensure optimal branch performance through effective management of credit risk and mitigation strategies
  • Drive branch revenue through strategic planning, product sales, and client engagement
  • Collaborate with teams to enhance operational efficiency and implement risk mitigation frameworks
  • Monitor and report on the branch’s financial health, ensuring adherence to internal controls and regulatory policies

Deputy Manager – Recovery Division

Punjab National Bank
Ahmedabad
04.2022 - 03.2023
  • Managed a team of 14 in the recovery division, mitigating credit risk through one-time settlements and asset recovery
  • Conducted property auctions under SARFAESI and handled legal proceedings related to default loans
  • Focused on credit risk mitigation through strategic recovery initiatives, contributing to a significant reduction in non-performing assets (NPAs)

Recovery Officer

Punjab National Bank
Gandhinagar
07.2020 - 03.2022
  • Worked closely with a team of 5, managing recovery efforts, including suit filings and asset auctions
  • Played a key role in reducing credit exposure by driving credit risk management strategies at the circle level

Single Window Operator

Punjab National Bank
Jaipur
10.2016 - 07.2020
  • Responsible for daily banking operations, including customer service, cash payments, and cheque processing
  • Excelled at front-line customer service, maintaining high levels of client satisfaction

Education

Financial Risk Manager (FRM) – Part 2 -

Global Association of Risk Professionals
09.2024

Financial Risk Manager (FRM) – Part 1 -

Global Association of Risk Professionals
11.2022

JAIIB: Banking -

Indian Institute of Banking & Finance
07.2019

Bachelor of Commerce -

Commerce College
Jaipur
07.2015

12th: Commerce -

Cambridge Court High School
Jaipur
04.2012

Skills

  • Financial Risk Management (FRM)
  • Credit Risk Mitigation
  • Quantitative Risk Analysis
  • Regulatory Compliance
  • Strategic Planning and Risk Control
  • Operational Risk Management
  • Business Development
  • SARFAESI Actions and Asset Recovery
  • Revenue Generation and Cost Control
  • Team Leadership and Staff Development

Timeline

Manager

Punjab National Bank
05.2023 - Current

Deputy Manager – Recovery Division

Punjab National Bank
04.2022 - 03.2023

Recovery Officer

Punjab National Bank
07.2020 - 03.2022

Single Window Operator

Punjab National Bank
10.2016 - 07.2020

Financial Risk Manager (FRM) – Part 2 -

Global Association of Risk Professionals

Financial Risk Manager (FRM) – Part 1 -

Global Association of Risk Professionals

JAIIB: Banking -

Indian Institute of Banking & Finance

Bachelor of Commerce -

Commerce College

12th: Commerce -

Cambridge Court High School
Shresth Kohli