An insurance professional with a wealth of knowledge in policy analysis, coverage structuring, claims settlement (for both domestic and international policies), report writing, etc. who works in the liability insurance industry. Moreover, with experience in file processing, analysis and preparation of legal documents, I'm currently looking for a job that will provide fresh challenges as well as chances for professional development.
Overview
5
5
years of professional experience
13
13
years of post-secondary education
Work History
Asst. Manager, Liability Claims Department
Prudent Insurance Brokers Pvt. Ltd
06.2022 - Current
Assessing client contracts to ensure sufficient coverage is provided by their policies
Offering the placement team advice on any gaps in the policy's coverage to make sure that the customers have appropriate and sufficient coverage
Guiding clients through "know-your-policy" sessions describing the coverages under their policy and the claims procedure using pertinent claim scenarios
Handling liability claims for various clients across India under different liability policies such as Directors and Officers Policy, Errors and Omissions Policy, Comprehensive General Liability Policy, Employer’s Liability & Workmen Compensation Policy, Public Liability Insurance Policy, Professional Indemnity Insurance Policy, Crime Policy, Cyber Policy, Product Recall & Guarantee Policy etc
From notifying the matter to Insurance Company, coordinating with Insurance Company / Surveyors, reviewing documents to be submitted by the client to final settlement of the claim
Serving as a liaison between the insured and the insurer, ensuring peaceful resolution of difficult claims based on market expertise and claim precedents
Assisting the client in their legal proceedings by reviewing their submissions in Court
Preparing Liability Claims takeaway on monthly basis to be published on Linkedin
Undertaking various legal researches on behalf of the client and internal queries raised within different departments in Prudent.
Dy. Manager, Litigation Department
HDFC ERGO General Insurance Company
05.2020 - 06.2022
Taking care of the MACT and Employee Compensation cases filed by the third parties against the Insured and the company in the state of Haryana, Punjab, Himachal Pradesh and Jammu
Reviewing cases and determining the next steps to be taken based on the facts of the case, policy, and other court papers
Calculating Loss Liability based on various laws, regulations & judgements for each & every case
Coordinating with the lawyers appointed to represent the company in court of law
Preparing of the affidavits, applications and written statements for petitions filed against the company
Visiting the Court for evidence proceedings
Reviewing & Processing the Court Awards for deciding on further course of action such as satisfaction of award or filing of appeal
Preparing grounds for appeal
Maintaining the records and data for each and every case.
Sr. Executive
Puri Crawford Insurance Surveyors & Loss Assessors (I) Pvt
07.2018 - 05.2020
Analyzing claims under liability policies such as Directors and Officers Policy, Errors and Omissions Policy, Comprehensive General Liability Policy, Employer’s Liability & Workmen Compensation Policy, Public Liability Insurance Policy, Professional Indemnity Insurance Policy, Product Recall & Guarantee Policy etc
To determine the extent of Insurer’s liability in the claim
Analyzing claims under other miscellaneous policies such as Fine Arts Policy, Art Collector’s Policy, Crime Policy, Burglary Policy & Bankers Indemnity Policy to determine the extent of Insurer’s liability in the claim
Drafting & preparing of the initial reports, status reports, loss assessments and the final survey reports for the claims along with interpretation of Policies with respect to the claims
Communicating with the Insured and claimants to negotiate and settle the matter in accordance with the policy terms and conditions
Keep & maintain detailed records of each and every claim.
Education
Perusing Post Graduation Diploma - Insurance Business Management
Symbiosis Centre For Distance Learning
10.2022 - Current
Perusing Fellowship - Insurance And Risk Management
Insurance Institute of India
Delhi
01.2020 - Current
Associate Certificate - Insurance And Risk Management
Insurance Institute of India
Delhi
01.2019 - 12.2019
Licentiate Certificate - Insurance And Risk Management
Insurance Institute of India
Delhi
09.2018 - 12.2018
LLM - Business Law
Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
07.2016 - 06.2018
BA LLB (Hons.) - Law
Maharaja Sayajirao University of Baroda
Vadodara, Gujarat
07.2011 - 06.2016
Skills
Coverage and analysis of liability policies to advise the placement team on how to provide the client with the best available insurance protectionundefined
Timeline
Perusing Post Graduation Diploma - Insurance Business Management
Symbiosis Centre For Distance Learning
10.2022 - Current
Asst. Manager, Liability Claims Department
Prudent Insurance Brokers Pvt. Ltd
06.2022 - Current
Dy. Manager, Litigation Department
HDFC ERGO General Insurance Company
05.2020 - 06.2022
Perusing Fellowship - Insurance And Risk Management
Insurance Institute of India
01.2020 - Current
Associate Certificate - Insurance And Risk Management
Insurance Institute of India
01.2019 - 12.2019
Licentiate Certificate - Insurance And Risk Management
Insurance Institute of India
09.2018 - 12.2018
Sr. Executive
Puri Crawford Insurance Surveyors & Loss Assessors (I) Pvt