Summary
Overview
Work History
Education
Skills
Tools Used
Personal Information
Languages
Websites
Timeline
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SHREYA HANDA

Gurgaon

Summary

Adept and persistent business mind with over 6 +years of experience in analyzing and streamlining processes. Searching for a product role where my strategic skills, product portfolio knowledge, and financial background expertise can be utilized.

Overview

7
7
years of professional experience

Work History

Senior Manager – Product & Portfolio

RBL Bank
05.2023 - Current
  • Leading strategic partnerships across OEMs, e-commerce, travel, quick commerce, and other key categories to drive credit card usage.
  • Driving credit card spending at below 4% ROI through targeted, tactical, and long-tail merchant partnerships.
  • Utilizing Power BI dashboards to design offer logic, and track campaign performance and impact.
  • Managing cross-functional initiatives to enhance card value propositions, drive new card acquisitions, and ensure industry-leading benchmarks.
  • Driving Merchant EMI growth through both organic initiatives and inorganic strategic collaborations.
  • Scaling key portfolio metrics—activations, retention, and tokenization—via bank- and merchant-funded campaigns.
  • Created end-to-end communication plans to support campaign execution and visibility

Growth Associate

Yubi (CredAvenue)
07.2022 - 04.2023
  • Identified and engaged target corporate clients, articulating Yubi’s digital debt platform to drive new client acquisition.
  • Established and maintained senior-level relationships (CXOs, CFOs, and Promoters) to support long-term strategic engagement.
  • Collaborated with internal teams to ensure smooth transaction execution and client onboarding.
  • Captured client insights, and provided structured feedback to enhance platform capabilities and product experience.
  • Managed a portfolio of acquired clients to ensure continued engagement and growth.
  • Contributed to business development through events, digital campaigns, referral channels, and data-driven outreach initiatives.

Analyst - Underwriting Services

Better Mortgages
07.2021 - 05.2022
  • Assessed Conforming, Non-Conforming, and VPAL mortgage applications for compliance with internal and regulatory guidelines.
  • Analyzed borrower documents (credit reports, income proofs, tax returns, bank statements) to evaluate creditworthiness and detect discrepancies.
  • Reviewed assets to calculate cash flow, reserve requirements, and fund eligibility.
  • Identified and flagged derogatory credit items, HELOCs, and tradeline risks.
  • Conducted VPAL task scrubbing and ensured accuracy in underwriting workflows.
  • Coordinated with internal teams to resolve documentation gaps and expedite processing.
  • Managed high-priority underwriting cases via JIRA within defined timelines.
  • Ensured fraud control through thorough verification of applicant data and financials.

Manager

IDFC FIRST BANK
04.2019 - 07.2021
  • Managed ₹24 Cr+ annual portfolio across pre- and post-sales, driving growth through strategic channel partnerships.
  • Led a 10-member team, providing product training and ensuring consistent achievement of monthly targets.
  • Onboarded new channel/business partners to expand market reach and portfolio contribution.
  • Owned end-to-end coordination with internal and external stakeholders; acted as the face of financing for dealers and customers.
  • Maintained strong client and partner relationships, generating sustained revenue and repeat business.
  • Worked closely with business teams to source new opportunities and deliver on personal and organizational targets.
  • Promoted to Deputy Manager (FY 19–20) and Manager (FY 20–21) for exceeding volume targets by 120–140% consistently.

Intern

Invest Advise
Noida
02.2018 - 05.2018
  • Project Title: Growth and Untapped Opportunities in Real Estate Sector
  • Product Offered: World Trade Centre, Noida
  • Job Role: Sales, Customer Handling, Field Visits, Meetings, Attending Conferences.
  • Achievement: Generated Revenue of 1 cr for the company during the Summer Internship Program.
  • Got International opportunity to Conduct a research on Comparative analysis between Domestic and NRI clients.

Education

Product Management -

IIM Kozhikode
06.2023

MBA (Marketing + HR) -

ICFAI Business School
01.2019

Bachelor of Commerce -

Ramanujan College
01.2017

XII -

Delhi Public School
Varanasi
01.2014

X -

Delhi Public School
Varanasi
01.2012

Skills

  • Portfolio management
  • Customer insights analysis
  • Cross-functional team coordination
  • Strategic planning

Tools Used

  • Salesforce
  • Jira
  • HubSpot

Personal Information

  • Date of Birth: 11/05/96
  • Nationality: INDIAN

Languages

  • Hindi, Native or bilingual proficiency
  • English, Professional working proficiency
  • French, Elementary

Timeline

Senior Manager – Product & Portfolio

RBL Bank
05.2023 - Current

Growth Associate

Yubi (CredAvenue)
07.2022 - 04.2023

Analyst - Underwriting Services

Better Mortgages
07.2021 - 05.2022

Manager

IDFC FIRST BANK
04.2019 - 07.2021

Intern

Invest Advise
02.2018 - 05.2018

Product Management -

IIM Kozhikode

MBA (Marketing + HR) -

ICFAI Business School

Bachelor of Commerce -

Ramanujan College

XII -

Delhi Public School

X -

Delhi Public School

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SHREYA HANDA